Vervîcoop: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Vervîcoop
Largest movements
- Cash -€43,947
down €43,947 (-31.0%), from €141,652 to €97,705
mainly Investment in fixed assets (net) (-€35,373) and Receivables within one year (-€17,207)
- Tangible fixed assets +€18,106
up €18,106 (+19.6%), from €92,187 to €110,293
of which Other tangible fixed assets: +€18,590
- Receivables within one year +€17,207
up €17,207 (+345%), from €4,993 to €22,200
of which Other amounts receivable: +€10,899
- Stocks and contracts +€4,297
up €4,297 (+13.1%), from €32,917 to €37,214
- Profit (loss) carried forward -€6,499
down €6,499 (-9.3%), from €69,822 to €63,322
- Trade debts +€6,089
up €6,089 (+99.5%), from €6,118 to €12,207
- Staff costs +€8,669
up €8,669 (+17.1%), from €50,695 to €59,364
- Gross operating margin +€8,638
up €8,638 (+12.4%), from €69,413 to €78,051
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €276,189 | €271,964 | -€4,225 | -1.5% |
| Fixed assets | 21/28 | €94,057 | €112,043 | +€17,987 | +19.1% |
| Intangible fixed assets | 21 | €120 | €0 | -€120 | -100% |
| Tangible fixed assets | 22/27 | €92,187 | €110,293 | +€18,106 | +19.6% |
| Land and buildings | 22 | €57,252 | €50,932 | -€6,321 | -11.0% |
| Plant, machinery and equipment | 23 | €1,815 | €9,750 | +€7,935 | +437% |
| Furniture and vehicles | 24 | €7,315 | €5,217 | -€2,098 | -28.7% |
| Other tangible fixed assets | 26 | €25,805 | €44,395 | +€18,590 | +72.0% |
| Financial fixed assets | 28 | €1,750 | €1,750 | = | 0.0% |
| Current assets | 29/58 | €182,133 | €159,921 | -€22,212 | -12.2% |
| Stocks and contracts in progress | 3 | €32,917 | €37,214 | +€4,297 | +13.1% |
| Stocks | 30/36 | €32,917 | €37,214 | +€4,297 | +13.1% |
| Amounts receivable within one year | 40/41 | €4,993 | €22,200 | +€17,207 | +345% |
| Trade receivables | 40 | €1,036 | €7,345 | +€6,309 | +609% |
| Other amounts receivable | 41 | €3,956 | €14,855 | +€10,899 | +275% |
| Cash at bank and in hand | 54/58 | €141,652 | €97,705 | -€43,947 | -31.0% |
| Deferred charges and accrued income | 490/1 | €2,572 | €2,802 | +€230 | +9.0% |
| Total equity and liabilities | 10/49 | €276,189 | €271,964 | -€4,225 | -1.5% |
| Equity | 10/15 | €255,952 | €247,327 | -€8,624 | -3.4% |
| Contributions | 10/11 | €186,130 | €184,005 | -€2,125 | -1.1% |
| Profit (loss) carried forward | 14 | €69,822 | €63,322 | -€6,499 | -9.3% |
| Provisions and deferred taxes | 16 | €3,000 | €3,000 | = | 0.0% |
| Provisions for liabilities and charges | 160/5 | €3,000 | €3,000 | = | 0.0% |
| Major repairs and maintenance | 162 | €3,000 | €3,000 | = | 0.0% |
| Amounts payable | 17/49 | €17,238 | €21,637 | +€4,399 | +25.5% |
| Amounts payable within one year | 42/48 | €17,238 | €21,637 | +€4,399 | +25.5% |
| Current portion of amounts payable after more than one year | 42 | €0 | - | = | |
| Trade debts | 44 | €6,118 | €12,207 | +€6,089 | +99.5% |
| Suppliers | 440/4 | €6,118 | €12,207 | +€6,089 | +99.5% |
| Taxes, remuneration and social security | 45 | €11,064 | €9,374 | -€1,690 | -15.3% |
| Taxes | 450/3 | €1,100 | €289 | -€811 | -73.7% |
| Remuneration and social security | 454/9 | €9,964 | €9,085 | -€879 | -8.8% |
| Other amounts payable | 47/48 | €55 | €55 | = | 0.0% |
| Remuneration, social security and pensions | 62 | €50,695 | €59,364 | +€8,669 | +17.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €16,851 | €17,387 | +€535 | +3.2% |
| Other operating charges | 640/8 | €6,883 | €7,093 | +€210 | +3.1% |
| Non-recurring operating charges | 66A | €325 | €0 | -€325 | -100% |
| Gross operating margin | 9900 | €69,413 | €78,051 | +€8,638 | +12.4% |
| Operating profit (loss) | 9901 | -€5,342 | -€5,793 | -€451 | -8.5% |
| Financial income | 75/76B | €2,201 | €1,707 | -€494 | -22.4% |
| Recurring financial income | 75 | €1,623 | €1,707 | +€85 | +5.2% |
| Non-recurring financial income | 76B | €579 | €0 | -€579 | -100% |
| Financial charges | 65/66B | €2,238 | €2,414 | +€176 | +7.9% |
| Recurring financial charges | 65 | €2,122 | €2,414 | +€292 | +13.8% |
| Non-recurring financial charges | 66B | €116 | €0 | -€116 | -100% |
| Profit (loss) for the period before taxes | 9903 | -€5,378 | -€6,499 | -€1,121 | -20.8% |
| Profit (loss) for the period | 9904 | -€5,378 | -€6,499 | -€1,121 | -20.8% |
| Profit (loss) for the period to be appropriated | 9905 | -€5,378 | -€6,499 | -€1,121 | -20.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.