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VERNIMODE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

VERNIMODE

BE 0427.575.604
NACE 47.512, Retail sale of household textiles and bedding
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€15,066
2024 · -€35,515+€20,448
Equity
-€80,425
2024 · -€65,359-€15,066
Cash
€19,006
2024 · €38+€18,968
Balance sheet total
€139,585
2024 · €126,923+€12,662

Largest movements

2024 to 2025
Assets
  • Cash +€18,968

    up €18,968 (+50353.8%), from €38 to €19,006

    mainly Other debts (+€40,100) and Stocks and contracts (+€10,806)

  • Stocks and contracts -€10,806

    down €10,806 (-11.8%), from €91,331 to €80,525

  • Receivables within one year +€7,575

    up €7,575 (+52.8%), from €14,355 to €21,930

    of which Trade receivables: +€7,245

  • Tangible fixed assets -€3,119

    down €3,119 (-17.8%), from €17,490 to €14,371

Equity and liabilities
  • Other debts +€40,100

    up €40,100 (+24.5%), from €163,875 to €203,975

  • Profit (loss) carried forward -€15,066

    down €15,066 (-17.9%), from -€83,951 to -€99,017

  • Trade debts -€12,212

    down €12,212 (-52.7%), from €23,165 to €10,953

Income statement
  • Gross operating margin +€19,513

    up €19,513 (+62.5%), from -€31,233 to -€11,721

  • Other operating charges -€387

    down €387 (-78.5%), from €494 to €106

  • Taxes -€346

    down €346, from €167 to -€179

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€35,515
Gross operating margin +€19,513
Depreciation +€264
Other operating charges +€387
Financial income -€82
Financial charges +€20
Taxes +€346
Result 2025 -€15,066

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€18,968
Investment €0
Financing €0
Cash 2024 €38
Net result for the year -€15,066
Depreciation +€3,119
Stocks and contracts +€10,806
Receivables within one year -€7,575
Deferred charges and accrued income -€44
Trade debts -€12,212
Tax, wage and social debts -€160
Other debts +€40,100
Cash 2025 €19,006
Every line side by side 37 lines
Line Code 2024 2025 Change %
Total assets 20/58 €126,923 €139,585 +€12,662 +10.0%
Fixed assets 21/28 €20,490 €17,371 -€3,119 -15.2%
Tangible fixed assets 22/27 €17,490 €14,371 -€3,119 -17.8%
Furniture and vehicles 24 €17,490 €14,371 -€3,119 -17.8%
Financial fixed assets 28 €3,000 €3,000 = 0.0%
Current assets 29/58 €106,433 €122,214 +€15,781 +14.8%
Stocks and contracts in progress 3 €91,331 €80,525 -€10,806 -11.8%
Stocks 30/36 €91,331 €80,525 -€10,806 -11.8%
Amounts receivable within one year 40/41 €14,355 €21,930 +€7,575 +52.8%
Trade receivables 40 €9,196 €16,441 +€7,245 +78.8%
Other amounts receivable 41 €5,160 €5,490 +€330 +6.4%
Cash at bank and in hand 54/58 €38 €19,006 +€18,968 +50353.8%
Deferred charges and accrued income 490/1 €709 €753 +€44 +6.2%
Total equity and liabilities 10/49 €126,923 €139,585 +€12,662 +10.0%
Equity 10/15 -€65,359 -€80,425 -€15,066 -23.1%
Contributions 10/11 €18,592 €18,592 = 0.0%
Profit (loss) carried forward 14 -€83,951 -€99,017 -€15,066 -17.9%
Amounts payable 17/49 €192,282 €220,010 +€27,728 +14.4%
Amounts payable within one year 42/48 €192,282 €220,010 +€27,728 +14.4%
Trade debts 44 €23,165 €10,953 -€12,212 -52.7%
Suppliers 440/4 €23,165 €10,953 -€12,212 -52.7%
Advances received on contracts in progress 46 €5,082 €5,082 = 0.0%
Taxes, remuneration and social security 45 €160 - -€160
Taxes 450/3 €160 - -€160
Other amounts payable 47/48 €163,875 €203,975 +€40,100 +24.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €3,383 €3,119 -€264 -7.8%
Other operating charges 640/8 €494 €106 -€387 -78.5%
Gross operating margin 9900 -€31,233 -€11,721 +€19,513 +62.5%
Operating profit (loss) 9901 -€35,110 -€14,946 +€20,164 +57.4%
Financial income 75/76B €90 €7 -€82 -91.8%
Recurring financial income 75 €90 €7 -€82 -91.8%
Financial charges 65/66B €328 €307 -€20 -6.2%
Recurring financial charges 65 €328 €307 -€20 -6.2%
Profit (loss) for the period before taxes 9903 -€35,348 -€15,246 +€20,102 +56.9%
Income taxes 67/77 €167 -€179 -€346
Profit (loss) for the period 9904 -€35,515 -€15,066 +€20,448 +57.6%
Profit (loss) for the period to be appropriated 9905 -€35,515 -€15,066 +€20,448 +57.6%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.