VERLIFINANCE: what changed
VERLIFINANCE
Largest movements
- Cash +€8,103
up €8,103 (+35.7%), from €22,681 to €30,784
mainly Depreciation (+€7,500) and Net result for the year (+€4,571)
- Intangible fixed assets -€7,500
down €7,500 (-48.0%), from €15,637 to €8,137
- Debts after one year -€5,887
down €5,887 (-65.4%), from €9,008 to €3,121
- Reserves +€4,571
up €4,571 (+56.2%), from €8,140 to €12,711
of which Distributable reserves: +€4,571
- Tax, wage and social debts +€2,133
up €2,133 (+89.2%), from €2,391 to €4,525
- Other operating charges +€2,512
up €2,512 (+573%), from €438 to €2,950
- Taxes -€258
down €258 (-10.8%), from €2,391 to €2,133
- Gross operating margin +€251
up €251 (+1.5%), from €17,088 to €17,338
- Financial charges -€192
down €192 (-40.2%), from €478 to €286
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €76,318 | €76,921 | +€603 | +0.8% |
| Fixed assets | 21/28 | €15,637 | €8,137 | -€7,500 | -48.0% |
| Intangible fixed assets | 21 | €15,637 | €8,137 | -€7,500 | -48.0% |
| Current assets | 29/58 | €60,681 | €68,784 | +€8,103 | +13.4% |
| Amounts receivable after more than one year | 29 | €38,000 | €38,000 | = | 0.0% |
| Other amounts receivable | 291 | €38,000 | €38,000 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €22,681 | €30,784 | +€8,103 | +35.7% |
| Total equity and liabilities | 10/49 | €76,318 | €76,921 | +€603 | +0.8% |
| Equity | 10/15 | €56,855 | €61,426 | +€4,571 | +8.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €8,140 | €12,711 | +€4,571 | +56.2% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €6,280 | €10,851 | +€4,571 | +72.8% |
| Profit (loss) carried forward | 14 | €30,115 | €30,115 | = | 0.0% |
| Amounts payable | 17/49 | €19,462 | €15,494 | -€3,968 | -20.4% |
| Amounts payable after more than one year | 17 | €9,008 | €3,121 | -€5,887 | -65.4% |
| Financial debts | 170/4 | €9,008 | €3,121 | -€5,887 | -65.4% |
| Amounts payable within one year | 42/48 | €10,455 | €12,374 | +€1,919 | +18.4% |
| Current portion of amounts payable after more than one year | 42 | €6,324 | €6,109 | -€214 | -3.4% |
| Trade debts | 44 | €8 | - | -€8 | |
| Suppliers | 440/4 | €8 | - | -€8 | |
| Taxes, remuneration and social security | 45 | €2,391 | €4,525 | +€2,133 | +89.2% |
| Taxes | 450/3 | €2,391 | €4,525 | +€2,133 | +89.2% |
| Other amounts payable | 47/48 | €1,732 | €1,740 | +€8 | +0.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,500 | €7,500 | = | 0.0% |
| Other operating charges | 640/8 | €438 | €2,950 | +€2,512 | +573% |
| Gross operating margin | 9900 | €17,088 | €17,338 | +€251 | +1.5% |
| Operating profit (loss) | 9901 | €9,150 | €6,888 | -€2,261 | -24.7% |
| Financial income | 75/76B | - | €102 | +€102 | |
| Recurring financial income | 75 | - | €102 | +€102 | |
| Financial charges | 65/66B | €478 | €286 | -€192 | -40.2% |
| Recurring financial charges | 65 | €478 | €286 | -€192 | -40.2% |
| Profit (loss) for the period before taxes | 9903 | €8,671 | €6,704 | -€1,967 | -22.7% |
| Income taxes | 67/77 | €2,391 | €2,133 | -€258 | -10.8% |
| Profit (loss) for the period | 9904 | €6,280 | €4,571 | -€1,709 | -27.2% |
| Profit (loss) for the period to be appropriated | 9905 | €6,280 | €4,571 | -€1,709 | -27.2% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.