VERIMMOBAN: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
VERIMMOBAN
Largest movements
- Tangible fixed assets -€6,936
down €6,936 (-1.6%), from €422,002 to €415,066
- Debts after one year -€7,045
down €7,045 (-6.6%), from €107,045 to €100,000
- Gross operating margin +€3,142
up €3,142 (+46.3%), from €6,791 to €9,934
- Financial charges -€494
down €494 (-48.6%), from €1,015 to €522
- Other operating charges -€311
down €311 (-13.1%), from €2,378 to €2,066
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €424,691 | €416,643 | -€8,047 | -1.9% |
| Fixed assets | 21/28 | €422,002 | €415,066 | -€6,936 | -1.6% |
| Tangible fixed assets | 22/27 | €422,002 | €415,066 | -€6,936 | -1.6% |
| Land and buildings | 22 | €422,002 | €415,066 | -€6,936 | -1.6% |
| Current assets | 29/58 | €2,689 | €1,577 | -€1,111 | -41.3% |
| Cash at bank and in hand | 54/58 | €939 | €9 | -€930 | -99.1% |
| Deferred charges and accrued income | 490/1 | €1,750 | €1,569 | -€181 | -10.4% |
| Total equity and liabilities | 10/49 | €424,691 | €416,643 | -€8,047 | -1.9% |
| Equity | 10/15 | €253,798 | €254,208 | +€410 | +0.2% |
| Contributions | 10/11 | €61,500 | €61,500 | = | 0.0% |
| Capital | 10 | €61,500 | €61,500 | = | 0.0% |
| Issued capital | 100 | €61,500 | €61,500 | = | 0.0% |
| Revaluation surpluses | 12 | €300,000 | €300,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€107,702 | -€107,292 | +€410 | +0.4% |
| Amounts payable | 17/49 | €170,892 | €162,436 | -€8,457 | -4.9% |
| Amounts payable after more than one year | 17 | €107,045 | €100,000 | -€7,045 | -6.6% |
| Financial debts | 170/4 | €107,045 | €100,000 | -€7,045 | -6.6% |
| Amounts payable within one year | 42/48 | €63,848 | €62,436 | -€1,412 | -2.2% |
| Current portion of amounts payable after more than one year | 42 | €7,685 | €7,045 | -€640 | -8.3% |
| Trade debts | 44 | €3,398 | €4,210 | +€812 | +23.9% |
| Suppliers | 440/4 | €3,398 | €4,210 | +€812 | +23.9% |
| Other amounts payable | 47/48 | €52,764 | €51,181 | -€1,583 | -3.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,936 | €6,936 | = | 0.0% |
| Other operating charges | 640/8 | €2,378 | €2,066 | -€311 | -13.1% |
| Gross operating margin | 9900 | €6,791 | €9,934 | +€3,142 | +46.3% |
| Operating profit (loss) | 9901 | -€2,522 | €931 | +€3,454 | |
| Financial charges | 65/66B | €1,015 | €522 | -€494 | -48.6% |
| Recurring financial charges | 65 | €1,015 | €522 | -€494 | -48.6% |
| Profit (loss) for the period before taxes | 9903 | -€3,538 | €410 | +€3,947 | |
| Profit (loss) for the period | 9904 | -€3,538 | €410 | +€3,947 | |
| Profit (loss) for the period to be appropriated | 9905 | -€3,538 | €410 | +€3,947 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.