Verex: what changed
What changed
Verex
NACE 66.220, Insurance agents and brokers
filed annual accounts (NBB)
Net result for the year
€330,496
2024 · €229,838+€100,659
Equity
€616,423
2024 · €615,926+€496
Cash
€66,351
2024 · €16,807+€49,545
Balance sheet total
€990,656
2024 · €850,076+€140,580
Largest movements
Assets
- Receivables within one year +€90,343
up €90,343 (+12.9%), from €698,498 to €788,841
of which Trade receivables: +€78,163
- Cash +€49,545
up €49,545 (+295%), from €16,807 to €66,351
mainly Net result for the year (+€330,496) and Other debts (+€104,734)
Equity and liabilities
- Other debts +€104,734
up €104,734 (+45.1%), from €232,448 to €337,182
- Trade debts +€36,050
up €36,050 (+142,320%), from €25 to €36,075
Income statement
- Gross operating margin +€97,878
up €97,878 (+44.8%), from €218,440 to €316,318
- Financial income +€3,275
up €3,275 (+25.7%), from €12,757 to €16,031
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€229,838
Gross operating margin
+€97,878
Other operating charges
+€489
Financial income
+€3,275
Financial charges
+€4
Taxes
-€987
Result 2025
€330,496
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€379,545
Investment
€0
Financing
-€330,000
Cash 2024
€16,807
From operations (derived)
+€379,545
Net result for the year
+€330,496
Receivables within one year
-€90,343
Smaller working-capital items
-€1,392
Trade debts
+€36,050
Other debts
+€104,734
Financing
-€330,000
Contributions, distributions and other
-€330,000
Cash 2025
€66,351
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €850,076 | €990,656 | +€140,580 | +16.5% |
| Fixed assets | 21/28 | €134,007 | €134,007 | = | 0.0% |
| Financial fixed assets | 28 | €134,007 | €134,007 | = | 0.0% |
| Current assets | 29/58 | €716,069 | €856,649 | +€140,580 | +19.6% |
| Amounts receivable within one year | 40/41 | €698,498 | €788,841 | +€90,343 | +12.9% |
| Trade receivables | 40 | €42,095 | €120,258 | +€78,163 | +186% |
| Other amounts receivable | 41 | €656,403 | €668,583 | +€12,180 | +1.9% |
| Cash at bank and in hand | 54/58 | €16,807 | €66,351 | +€49,545 | +295% |
| Deferred charges and accrued income | 490/1 | €765 | €1,457 | +€692 | +90.5% |
| Total equity and liabilities | 10/49 | €850,076 | €990,656 | +€140,580 | +16.5% |
| Equity | 10/15 | €615,926 | €616,423 | +€496 | +0.1% |
| Contributions | 10/11 | €61,973 | €61,973 | = | 0.0% |
| Capital | 10 | €61,973 | €61,973 | = | 0.0% |
| Issued capital | 100 | €61,973 | €61,973 | = | 0.0% |
| Reserves | 13 | €270,983 | €270,983 | = | 0.0% |
| Non-distributable reserves | 130/1 | €6,197 | €6,197 | = | 0.0% |
| Legal reserve | 130 | €6,197 | €6,197 | = | 0.0% |
| Distributable reserves | 133 | €264,786 | €264,786 | = | 0.0% |
| Profit (loss) carried forward | 14 | €282,970 | €283,466 | +€496 | +0.2% |
| Amounts payable | 17/49 | €234,150 | €374,233 | +€140,083 | +59.8% |
| Amounts payable within one year | 42/48 | €234,150 | €374,233 | +€140,083 | +59.8% |
| Trade debts | 44 | €25 | €36,075 | +€36,050 | +142,320% |
| Suppliers | 440/4 | €25 | €36,075 | +€36,050 | +142,320% |
| Taxes, remuneration and social security | 45 | €1,677 | €977 | -€700 | -41.8% |
| Taxes | 450/3 | €1,677 | €977 | -€700 | -41.8% |
| Other amounts payable | 47/48 | €232,448 | €337,182 | +€104,734 | +45.1% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Other operating charges | 640/8 | €1,183 | €694 | -€489 | -41.4% |
| Gross operating margin | 9900 | €218,440 | €316,318 | +€97,878 | +44.8% |
| Operating profit (loss) | 9901 | €217,257 | €315,624 | +€98,367 | +45.3% |
| Financial income | 75/76B | €12,757 | €16,031 | +€3,275 | +25.7% |
| Recurring financial income | 75 | €12,757 | €16,031 | +€3,275 | +25.7% |
| Financial charges | 65/66B | €34 | €30 | -€4 | -10.4% |
| Recurring financial charges | 65 | €34 | €30 | -€4 | -10.4% |
| Profit (loss) for the period before taxes | 9903 | €229,980 | €331,625 | +€101,645 | +44.2% |
| Income taxes | 67/77 | €142 | €1,129 | +€987 | +694% |
| Profit (loss) for the period | 9904 | €229,838 | €330,496 | +€100,659 | +43.8% |
| Profit (loss) for the period to be appropriated | 9905 | €229,838 | €330,496 | +€100,659 | +43.8% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 8 November 2026 via checked.be.