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Vercammen Construct: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Vercammen Construct

BE 0819.190.833
NACE 43.331, Floor and wall tiling
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€9,989
2024 · €1,509+€8,480
Equity
€4,371
2024 · -€5,618+€9,989
Cash
€27
2024 · €80-€54
Balance sheet total
€35,499
2024 · €32,780+€2,719

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€22,601

    up €22,601 (+342.1%), from €6,606 to €29,207

    of which Trade receivables: +€20,384

  • Stocks and contracts -€16,650

    down €16,650 (-89.3%), from €18,650 to €2,000

    of which Stocks: -€9,150

  • Tangible fixed assets -€1,798

    down €1,798 (-37.6%), from €4,783 to €2,985

    of which Plant, machinery and equipment: -€1,188

  • Intangible fixed assets -€1,391

    down €1,391 (-56.3%), from €2,470 to €1,079

Equity and liabilities
  • Profit (loss) carried forward +€9,989

    up €9,989 (+55.5%), from -€17,983 to -€7,994

  • Tax, wage and social debts -€3,021

    down €3,021 (-46.9%), from €6,436 to €3,415

  • Other debts -€2,516

    down €2,516 (-93.3%), from €2,698 to €181

  • Trade debts -€965

    down €965 (-13.3%), from €7,231 to €6,267

  • Current portion of long-term debt -€643

    down €643 (-6.7%), from €9,643 to €9,000

Income statement
  • Gross operating margin +€10,289

    up €10,289 (+57.6%), from €17,868 to €28,158

  • Depreciation -€3,105

    down €3,105 (-49.3%), from €6,294 to €3,189

  • Financial charges +€3,084

    up €3,084 (+33.7%), from €9,143 to €12,228

  • Taxes +€2,368

    up €2,368 (+1039.5%), from €228 to €2,595

  • Other operating charges -€535

    down €535 (-76.0%), from €703 to €169

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1,509
Gross operating margin +€10,289
Depreciation +€3,105
Other operating charges +€535
Financial income +€2
Financial charges -€3,084
Taxes -€2,368
Result 2025 €9,989

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€715
Investment €0
Financing -€768
Cash 2024 €80
Net result for the year +€9,989
Depreciation +€3,189
Stocks and contracts +€16,650
Receivables within one year -€22,601
Deferred charges and accrued income -€9
Trade debts -€965
Tax, wage and social debts -€3,021
Other debts -€2,516
Current portion of long-term debt -€643
Short-term financial debts -€126
Cash 2025 €27
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €32,780 €35,499 +€2,719 +8.3%
Formation expenses 20 €0 - =
Fixed assets 21/28 €7,253 €4,064 -€3,189 -44.0%
Intangible fixed assets 21 €2,470 €1,079 -€1,391 -56.3%
Tangible fixed assets 22/27 €4,783 €2,985 -€1,798 -37.6%
Plant, machinery and equipment 23 €2,426 €1,238 -€1,188 -49.0%
Furniture and vehicles 24 €369 €0 -€369 -100.0%
Other tangible fixed assets 26 €1,988 €1,747 -€241 -12.1%
Current assets 29/58 €25,528 €31,435 +€5,907 +23.1%
Stocks and contracts in progress 3 €18,650 €2,000 -€16,650 -89.3%
Stocks 30/36 €11,150 €2,000 -€9,150 -82.1%
Contracts in progress 37 €7,500 - -€7,500
Amounts receivable within one year 40/41 €6,606 €29,207 +€22,601 +342.1%
Trade receivables 40 €6,606 €26,990 +€20,384 +308.6%
Other amounts receivable 41 - €2,217 +€2,217
Cash at bank and in hand 54/58 €80 €27 -€54 -66.6%
Deferred charges and accrued income 490/1 €192 €201 +€9 +4.9%
Total equity and liabilities 10/49 €32,780 €35,499 +€2,719 +8.3%
Equity 10/15 -€5,618 €4,371 +€9,989
Contributions 10/11 €6,200 €6,200 = 0.0%
Reserves 13 €6,166 €6,166 = 0.0%
Distributable reserves 133 €6,166 €6,166 = 0.0%
Profit (loss) carried forward 14 -€17,983 -€7,994 +€9,989 +55.5%
Amounts payable 17/49 €38,398 €31,128 -€7,270 -18.9%
Amounts payable within one year 42/48 €38,398 €31,128 -€7,270 -18.9%
Current portion of amounts payable after more than one year 42 €9,643 €9,000 -€643 -6.7%
Financial debts 43 €12,390 €12,264 -€126 -1.0%
Credit institutions 430/8 €12,390 €12,264 -€126 -1.0%
Trade debts 44 €7,231 €6,267 -€965 -13.3%
Suppliers 440/4 €7,231 €6,267 -€965 -13.3%
Taxes, remuneration and social security 45 €6,436 €3,415 -€3,021 -46.9%
Taxes 450/3 €6,436 €3,415 -€3,021 -46.9%
Other amounts payable 47/48 €2,698 €181 -€2,516 -93.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €6,294 €3,189 -€3,105 -49.3%
Other operating charges 640/8 €703 €169 -€535 -76.0%
Gross operating margin 9900 €17,868 €28,158 +€10,289 +57.6%
Operating profit (loss) 9901 €10,871 €24,801 +€13,929 +128.1%
Financial income 75/76B €9 €11 +€2 +28.1%
Recurring financial income 75 €9 €11 +€2 +28.1%
Financial charges 65/66B €9,143 €12,228 +€3,084 +33.7%
Recurring financial charges 65 €9,143 €12,228 +€3,084 +33.7%
Profit (loss) for the period before taxes 9903 €1,737 €12,584 +€10,847 +624.5%
Income taxes 67/77 €228 €2,595 +€2,368 +1039.5%
Profit (loss) for the period 9904 €1,509 €9,989 +€8,480 +561.9%
Profit (loss) for the period to be appropriated 9905 €1,509 €9,989 +€8,480 +561.9%

Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.