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VERBEKE - DEVOS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

VERBEKE - DEVOS

BE 0448.192.557
NACE 43.230, Insulation installation
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€238,394
2024 · €250,220-€11,825
Equity
€948,109
2024 · €709,714+€238,394
Cash
€368,914
2024 · €180,241+€188,673
Balance sheet total
€1.1m
2024 · €989,447+€144,147

Largest movements

2024 to 2025
Assets
  • Cash +€188,673

    up €188,673 (+104.7%), from €180,241 to €368,914

    mainly Net result for the year (+€238,394) and Receivables within one year (+€78,108)

  • Receivables within one year -€78,108

    down €78,108 (-27.9%), from €280,124 to €202,016

    of which Trade receivables: -€50,897

  • Tangible fixed assets +€26,222

    up €26,222 (+32.7%), from €80,100 to €106,322

    of which Furniture and vehicles: +€33,342

Equity and liabilities
  • Reserves +€238,394

    up €238,394 (+34.5%), from €691,164 to €929,559

    of which Distributable reserves: +€154,194

  • Other debts -€70,334

    down €70,334 (-36.7%), from €191,385 to €121,052

  • Trade debts -€15,970

    down €15,970 (-24.1%), from €66,150 to €50,181

Income statement
  • Gross operating margin -€105,261

    down €105,261 (-21.5%), from €488,758 to €383,497

  • Staff costs -€102,445

    down €102,445 (-67.0%), from €152,865 to €50,420

  • Depreciation +€11,237

    up €11,237 (+57.5%), from €19,551 to €30,788

  • Financial income -€9,074

    down €9,074 (-21.2%), from €42,790 to €33,716

  • Taxes -€7,660

    down €7,660 (-8.7%), from €88,043 to €80,383

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €250,220
Gross operating margin -€105,261
Staff costs +€102,445
Depreciation -€11,237
Other operating charges -€215
Financial income -€9,074
Financial charges +€3,856
Taxes +€7,660
Result 2025 €238,394

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€248,706
Investment -€56,325
Financing -€3,707
Cash 2024 €180,241
Net result for the year +€238,394
Depreciation +€30,788
Receivables within one year +€78,108
Deferred charges and accrued income -€8,044
Trade debts -€15,970
Tax, wage and social debts +€545
Other debts -€70,334
Accrued charges and deferred income -€4,781
Investment in fixed assets (net) -€56,325
Current portion of long-term debt -€3,707
Cash 2025 €368,914
Every line side by side 53 lines
Line Code 2024 2025 Change %
Total assets 20/58 €989,447 €1,133,594 +€144,147 +14.6%
Fixed assets 21/28 €81,205 €106,742 +€25,537 +31.4%
Intangible fixed assets 21 €1,106 €421 -€685 -62.0%
Tangible fixed assets 22/27 €80,100 €106,322 +€26,222 +32.7%
Land and buildings 22 €52,465 €46,994 -€5,471 -10.4%
Plant, machinery and equipment 23 €4,650 €3,845 -€806 -17.3%
Furniture and vehicles 24 €18,768 €52,110 +€33,342 +177.6%
Other tangible fixed assets 26 €4,216 €3,373 -€843 -20.0%
Current assets 29/58 €908,242 €1,026,852 +€118,610 +13.1%
Amounts receivable after more than one year 29 €200,000 €200,000 = 0.0%
Trade receivables 290 €200,000 €200,000 = 0.0%
Amounts receivable within one year 40/41 €280,124 €202,016 -€78,108 -27.9%
Trade receivables 40 €183,876 €132,979 -€50,897 -27.7%
Other amounts receivable 41 €96,247 €69,037 -€27,210 -28.3%
Current investments 50/53 €210,945 €210,945 = 0.0%
Cash at bank and in hand 54/58 €180,241 €368,914 +€188,673 +104.7%
Deferred charges and accrued income 490/1 €36,932 €44,977 +€8,044 +21.8%
Total equity and liabilities 10/49 €989,447 €1,133,594 +€144,147 +14.6%
Equity 10/15 €709,714 €948,109 +€238,394 +33.6%
Contributions 10/11 €18,550 €18,550 = 0.0%
Reserves 13 €691,164 €929,559 +€238,394 +34.5%
Non-distributable reserves 130/1 €0 - =
Reserves not available under the articles 1311 €0 - =
Tax-exempt reserves 132 €252,600 €336,800 +€84,200 +33.3%
Distributable reserves 133 €438,564 €592,759 +€154,194 +35.2%
Profit (loss) carried forward 14 €0 - =
Amounts payable 17/49 €279,733 €185,485 -€94,248 -33.7%
Amounts payable after more than one year 17 €0 - =
Financial debts 170/4 €0 - =
Amounts payable within one year 42/48 €272,364 €182,897 -€89,466 -32.8%
Current portion of amounts payable after more than one year 42 €3,707 €0 -€3,707 -100.0%
Trade debts 44 €66,150 €50,181 -€15,970 -24.1%
Suppliers 440/4 €66,150 €50,181 -€15,970 -24.1%
Taxes, remuneration and social security 45 €11,121 €11,665 +€545 +4.9%
Taxes 450/3 €3,088 €1,049 -€2,039 -66.0%
Remuneration and social security 454/9 €8,032 €10,616 +€2,584 +32.2%
Other amounts payable 47/48 €191,385 €121,052 -€70,334 -36.7%
Accrued charges and deferred income 492/3 €7,369 €2,588 -€4,781 -64.9%
Remuneration, social security and pensions 62 €152,865 €50,420 -€102,445 -67.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €19,551 €30,788 +€11,237 +57.5%
Other operating charges 640/8 €2,662 €2,876 +€215 +8.1%
Gross operating margin 9900 €488,758 €383,497 -€105,261 -21.5%
Operating profit (loss) 9901 €313,680 €299,412 -€14,268 -4.5%
Financial income 75/76B €42,790 €33,716 -€9,074 -21.2%
Recurring financial income 75 €42,790 €33,716 -€9,074 -21.2%
Financial charges 65/66B €18,207 €14,352 -€3,856 -21.2%
Recurring financial charges 65 €18,207 €14,352 -€3,856 -21.2%
Profit (loss) for the period before taxes 9903 €338,263 €318,777 -€19,486 -5.8%
Income taxes 67/77 €88,043 €80,383 -€7,660 -8.7%
Profit (loss) for the period 9904 €250,220 €238,394 -€11,825 -4.7%
Transfer from tax-exempt reserves 789 €71,200 €0 -€71,200 -100.0%
Transfer to tax-exempt reserves 689 €84,200 €84,200 = 0.0%
Profit (loss) for the period to be appropriated 9905 €237,220 €154,194 -€83,025 -35.0%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.