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Verbaert: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Verbaert

BE 0803.047.954
NACE 47.279, Other retail sale of food
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€45,010
2024 · €13,415-€58,425
Equity
-€26,595
2024 · €18,415-€45,010
Cash
€55,926
2024 · €47,258+€8,667
Balance sheet total
€315,000
2024 · €216,896+€98,104

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€57,036

    up €57,036 (+52.2%), from €109,274 to €166,309

    of which Other amounts receivable: +€33,541

  • Tangible fixed assets +€18,302

    up €18,302 (+37.5%), from €48,826 to €67,128

    of which Other tangible fixed assets: +€24,569

  • Deferred charges and accrued income +€10,089

    new in 2025: €10,089

  • Cash +€8,667

    up €8,667 (+18.3%), from €47,258 to €55,926

    mainly Short-term financial debts (+€125,000) and Trade debts (+€15,564)

  • Stocks and contracts +€4,210

    up €4,210 (+42.6%), from €9,874 to €14,084

Equity and liabilities
  • Short-term financial debts +€125,000

    new in 2025: €125,000

  • Profit (loss) carried forward -€45,010

    down €45,010, from €13,415 to -€31,595

  • Trade debts +€15,564

    up €15,564 (+145.8%), from €10,674 to €26,237

  • Advances received -€15,350

    down €15,350 (-19.3%), from €79,599 to €64,249

  • Debts after one year +€13,858

    up €13,858 (+23.9%), from €57,966 to €71,825

Income statement
  • Staff costs +€28,951

    up €28,951 (+424.5%), from €6,820 to €35,770

  • Gross operating margin -€21,150

    down €21,150 (-54.2%), from €39,011 to €17,860

  • Other operating charges +€5,855

    up €5,855 (+61.3%), from €9,547 to €15,403

  • Financial charges +€4,857

    up €4,857 (+269.8%), from €1,800 to €6,657

  • Depreciation +€3,902

    up €3,902 (+83.6%), from €4,666 to €8,568

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €13,415
Gross operating margin -€21,150
Staff costs -€28,951
Depreciation -€3,902
Other operating charges -€5,855
Financial income +€2,466
Financial charges -€4,857
Taxes +€3,824
Result 2025 -€45,010

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€112,204
Investment -€26,670
Financing +€147,541
Cash 2024 €47,258
Net result for the year -€45,010
Depreciation +€8,568
Stocks and contracts -€4,210
Receivables within one year -€57,036
Deferred charges and accrued income -€10,089
Trade debts +€15,564
Tax, wage and social debts -€4,641
Advances received -€15,350
Investment in fixed assets (net) -€26,670
Debts after one year +€13,858
Current portion of long-term debt +€8,683
Short-term financial debts +€125,000
Cash 2025 €55,926
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €216,896 €315,000 +€98,104 +45.2%
Formation expenses 20 €800 €600 -€200 -25.0%
Fixed assets 21/28 €49,690 €67,992 +€18,302 +36.8%
Tangible fixed assets 22/27 €48,826 €67,128 +€18,302 +37.5%
Plant, machinery and equipment 23 €48,826 €42,559 -€6,267 -12.8%
Other tangible fixed assets 26 - €24,569 +€24,569
Financial fixed assets 28 €864 €864 = 0.0%
Current assets 29/58 €166,406 €246,408 +€80,002 +48.1%
Stocks and contracts in progress 3 €9,874 €14,084 +€4,210 +42.6%
Stocks 30/36 €9,874 €14,084 +€4,210 +42.6%
Amounts receivable within one year 40/41 €109,274 €166,309 +€57,036 +52.2%
Trade receivables 40 €77,607 €101,101 +€23,494 +30.3%
Other amounts receivable 41 €31,667 €65,208 +€33,541 +105.9%
Cash at bank and in hand 54/58 €47,258 €55,926 +€8,667 +18.3%
Deferred charges and accrued income 490/1 - €10,089 +€10,089
Total equity and liabilities 10/49 €216,896 €315,000 +€98,104 +45.2%
Equity 10/15 €18,415 -€26,595 -€45,010
Contributions 10/11 €5,000 €5,000 = 0.0%
Profit (loss) carried forward 14 €13,415 -€31,595 -€45,010
Amounts payable 17/49 €198,481 €341,595 +€143,114 +72.1%
Amounts payable after more than one year 17 €57,966 €71,825 +€13,858 +23.9%
Financial debts 170/4 €57,966 €71,825 +€13,858 +23.9%
Amounts payable within one year 42/48 €140,514 €269,770 +€129,256 +92.0%
Current portion of amounts payable after more than one year 42 €27,527 €36,209 +€8,683 +31.5%
Financial debts 43 - €125,000 +€125,000
Credit institutions 430/8 - €125,000 +€125,000
Trade debts 44 €10,674 €26,237 +€15,564 +145.8%
Suppliers 440/4 €10,674 €26,237 +€15,564 +145.8%
Advances received on contracts in progress 46 €79,599 €64,249 -€15,350 -19.3%
Taxes, remuneration and social security 45 €22,715 €18,075 -€4,641 -20.4%
Taxes 450/3 €18,443 €15,975 -€2,468 -13.4%
Remuneration and social security 454/9 €4,272 €2,099 -€2,173 -50.9%
Remuneration, social security and pensions 62 €6,820 €35,770 +€28,951 +424.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €4,666 €8,568 +€3,902 +83.6%
Other operating charges 640/8 €9,547 €15,403 +€5,855 +61.3%
Gross operating margin 9900 €39,011 €17,860 -€21,150 -54.2%
Operating profit (loss) 9901 €17,978 -€41,880 -€59,858
Financial income 75/76B €1,098 €3,564 +€2,466 +224.6%
Recurring financial income 75 €1,098 €3,564 +€2,466 +224.6%
Financial charges 65/66B €1,800 €6,657 +€4,857 +269.8%
Recurring financial charges 65 €1,800 €6,657 +€4,857 +269.8%
Profit (loss) for the period before taxes 9903 €17,276 -€44,973 -€62,249
Income taxes 67/77 €3,861 €37 -€3,824 -99.0%
Profit (loss) for the period 9904 €13,415 -€45,010 -€58,425
Profit (loss) for the period to be appropriated 9905 €13,415 -€45,010 -€58,425

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.