Veracity4Business: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Veracity4Business
Largest movements
- Tangible fixed assets +€31,140
new in 2025: €31,140
- Receivables within one year -€30,060
down €30,060 (-69.9%), from €43,000 to €12,940
of which Trade receivables: -€36,000
- Cash -€3,863
down €3,863 (-17.5%), from €22,046 to €18,182
mainly Investment in fixed assets (net) (-€33,471) and Other debts (-€12,000)
- Other debts -€12,000
down €12,000 (-8.0%), from €150,000 to €138,000
- Trade debts +€9,604
up €9,604 (+118%), from €8,174 to €17,778
- Tax, wage and social debts -€2,111
down €2,111 (-31.5%), from €6,711 to €4,600
- Gross operating margin -€24,681
down €24,681 (-60.1%), from €41,041 to €16,361
- Taxes -€7,254
down €7,254 (-70.3%), from €10,315 to €3,060
- Depreciation +€2,331
new in 2025: €2,331
- Financial charges +€687
up €687 (+7.2%), from €9,565 to €10,252
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €209,765 | €206,982 | -€2,783 | -1.3% |
| Fixed assets | 21/28 | - | €31,140 | +€31,140 | |
| Tangible fixed assets | 22/27 | - | €31,140 | +€31,140 | |
| Furniture and vehicles | 24 | - | €31,140 | +€31,140 | |
| Current assets | 29/58 | €209,765 | €175,841 | -€33,924 | -16.2% |
| Amounts receivable within one year | 40/41 | €43,000 | €12,940 | -€30,060 | -69.9% |
| Trade receivables | 40 | €36,000 | - | -€36,000 | |
| Other amounts receivable | 41 | €7,000 | €12,940 | +€5,940 | +84.9% |
| Current investments | 50/53 | €144,719 | €144,719 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €22,046 | €18,182 | -€3,863 | -17.5% |
| Total equity and liabilities | 10/49 | €209,765 | €206,982 | -€2,783 | -1.3% |
| Equity | 10/15 | €39,096 | €39,306 | +€210 | +0.5% |
| Contributions | 10/11 | €18,500 | €18,500 | = | 0.0% |
| Reserves | 13 | €20,051 | €20,051 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,051 | - | -€1,051 | |
| Reserves not available under the articles | 1311 | €1,051 | - | -€1,051 | |
| Distributable reserves | 133 | €19,000 | €20,051 | +€1,051 | +5.5% |
| Profit (loss) carried forward | 14 | €545 | €755 | +€210 | +38.5% |
| Amounts payable | 17/49 | €170,669 | €167,676 | -€2,993 | -1.8% |
| Amounts payable within one year | 42/48 | €164,885 | €160,378 | -€4,507 | -2.7% |
| Trade debts | 44 | €8,174 | €17,778 | +€9,604 | +118% |
| Suppliers | 440/4 | €8,174 | €17,778 | +€9,604 | +118% |
| Taxes, remuneration and social security | 45 | €6,711 | €4,600 | -€2,111 | -31.5% |
| Taxes | 450/3 | €6,711 | €4,600 | -€2,111 | -31.5% |
| Other amounts payable | 47/48 | €150,000 | €138,000 | -€12,000 | -8.0% |
| Accrued charges and deferred income | 492/3 | €5,785 | €7,298 | +€1,513 | +26.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €2,331 | +€2,331 | |
| Other operating charges | 640/8 | €565 | €507 | -€58 | -10.3% |
| Gross operating margin | 9900 | €41,041 | €16,361 | -€24,681 | -60.1% |
| Operating profit (loss) | 9901 | €40,476 | €13,523 | -€26,953 | -66.6% |
| Financial charges | 65/66B | €9,565 | €10,252 | +€687 | +7.2% |
| Recurring financial charges | 65 | €9,565 | €10,252 | +€687 | +7.2% |
| Profit (loss) for the period before taxes | 9903 | €30,910 | €3,271 | -€27,640 | -89.4% |
| Income taxes | 67/77 | €10,315 | €3,060 | -€7,254 | -70.3% |
| Profit (loss) for the period | 9904 | €20,596 | €210 | -€20,386 | -99.0% |
| Profit (loss) for the period to be appropriated | 9905 | €20,596 | €210 | -€20,386 | -99.0% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.