VENI Financial Services: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
VENI Financial Services
Largest movements
- Cash +€48,949
up €48,949 (+31.3%), from €156,173 to €205,122
mainly Net result for the year (+€115,503) and Other debts (+€52,912)
- Tangible fixed assets +€15,494
up €15,494 (+1.4%), from €1.1m to €1.1m
of which Land and buildings: +€11,016
- Other debts +€52,912
up €52,912, from €0 to €52,912
- Debts after one year -€44,979
down €44,979 (-5.6%), from €804,026 to €759,046
- Reserves +€40,503
up €40,503 (+10.8%), from €374,275 to €414,778
of which Distributable reserves: +€40,503
- Gross operating margin +€48,167
up €48,167 (+31.8%), from €151,349 to €199,516
- Taxes +€9,642
up €9,642 (+32.4%), from €29,760 to €39,402
- Financial charges +€6,441
up €6,441 (+20.8%), from €30,940 to €37,380
- Depreciation +€5,699
up €5,699 (+354%), from €1,610 to €7,309
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,246,612 | €1,301,200 | +€54,588 | +4.4% |
| Fixed assets | 21/28 | €1,073,442 | €1,088,936 | +€15,494 | +1.4% |
| Tangible fixed assets | 22/27 | €1,073,442 | €1,088,936 | +€15,494 | +1.4% |
| Land and buildings | 22 | €1,071,205 | €1,082,221 | +€11,016 | +1.0% |
| Furniture and vehicles | 24 | €2,237 | €6,715 | +€4,478 | +200% |
| Current assets | 29/58 | €173,170 | €212,264 | +€39,094 | +22.6% |
| Amounts receivable within one year | 40/41 | €11,997 | €6,559 | -€5,438 | -45.3% |
| Other amounts receivable | 41 | €11,997 | €6,559 | -€5,438 | -45.3% |
| Cash at bank and in hand | 54/58 | €156,173 | €205,122 | +€48,949 | +31.3% |
| Deferred charges and accrued income | 490/1 | €5,000 | €583 | -€4,417 | -88.3% |
| Total equity and liabilities | 10/49 | €1,246,612 | €1,301,200 | +€54,588 | +4.4% |
| Equity | 10/15 | €379,275 | €419,778 | +€40,503 | +10.7% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €374,275 | €414,778 | +€40,503 | +10.8% |
| Tax-exempt reserves | 132 | €63,150 | €63,150 | = | 0.0% |
| Distributable reserves | 133 | €311,125 | €351,628 | +€40,503 | +13.0% |
| Profit (loss) carried forward | 14 | - | €0 | = | |
| Amounts payable | 17/49 | €867,337 | €881,423 | +€14,085 | +1.6% |
| Amounts payable after more than one year | 17 | €804,026 | €759,046 | -€44,979 | -5.6% |
| Financial debts | 170/4 | €804,026 | €759,046 | -€44,979 | -5.6% |
| Amounts payable within one year | 42/48 | €63,311 | €122,376 | +€59,065 | +93.3% |
| Current portion of amounts payable after more than one year | 42 | €43,711 | €44,979 | +€1,268 | +2.9% |
| Financial debts | 43 | €1,761 | €1,064 | -€697 | -39.6% |
| Credit institutions | 430/8 | €1,761 | €1,064 | -€697 | -39.6% |
| Trade debts | 44 | €3,686 | €7,993 | +€4,307 | +117% |
| Suppliers | 440/4 | €3,686 | €7,993 | +€4,307 | +117% |
| Taxes, remuneration and social security | 45 | €14,152 | €15,427 | +€1,275 | +9.0% |
| Taxes | 450/3 | €11,294 | €15,427 | +€4,133 | +36.6% |
| Remuneration and social security | 454/9 | €2,858 | €0 | -€2,858 | -100% |
| Other amounts payable | 47/48 | €0 | €52,912 | +€52,912 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,610 | €7,309 | +€5,699 | +354% |
| Other operating charges | 640/8 | €1,552 | €2,513 | +€961 | +61.9% |
| Gross operating margin | 9900 | €151,349 | €199,516 | +€48,167 | +31.8% |
| Operating profit (loss) | 9901 | €148,187 | €189,695 | +€41,507 | +28.0% |
| Financial income | 75/76B | €4,456 | €2,590 | -€1,866 | -41.9% |
| Recurring financial income | 75 | €4,456 | €2,590 | -€1,866 | -41.9% |
| Financial charges | 65/66B | €30,940 | €37,380 | +€6,441 | +20.8% |
| Recurring financial charges | 65 | €30,940 | €37,380 | +€6,441 | +20.8% |
| Profit (loss) for the period before taxes | 9903 | €121,704 | €154,905 | +€33,200 | +27.3% |
| Income taxes | 67/77 | €29,760 | €39,402 | +€9,642 | +32.4% |
| Profit (loss) for the period | 9904 | €91,944 | €115,503 | +€23,559 | +25.6% |
| Transfer to tax-exempt reserves | 689 | €63,150 | €0 | -€63,150 | -100% |
| Profit (loss) for the period to be appropriated | 9905 | €28,794 | €115,503 | +€86,709 | +301% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.