VELMONT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
VELMONT
Largest movements
- Receivables within one year -€17,159
down €17,159 (-29.3%), from €58,564 to €41,405
of which Trade receivables: -€17,385
- Other debts -€13,722
down €13,722 (-100%), from €13,722 to €0
- Tax, wage and social debts -€6,359
down €6,359 (-74.8%), from €8,496 to €2,138
- Profit (loss) carried forward +€2,854
up €2,854 (+8.7%), from €32,626 to €35,481
- Trade debts -€863
down €863 (-66.9%), from €1,290 to €427
- Gross operating margin +€2,014
up €2,014 (+46.3%), from €4,349 to €6,363
- Other operating charges +€667
up €667 (+59.3%), from €1,124 to €1,791
- Taxes +€161
up €161 (+16.3%), from €988 to €1,149
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €60,135 | €42,458 | -€17,678 | -29.4% |
| Fixed assets | 21/28 | €1,326 | €941 | -€385 | -29.0% |
| Tangible fixed assets | 22/27 | €1,326 | €941 | -€385 | -29.0% |
| Furniture and vehicles | 24 | €1,326 | €941 | -€385 | -29.0% |
| Current assets | 29/58 | €58,809 | €41,516 | -€17,293 | -29.4% |
| Amounts receivable within one year | 40/41 | €58,564 | €41,405 | -€17,159 | -29.3% |
| Trade receivables | 40 | €58,400 | €41,015 | -€17,385 | -29.8% |
| Other amounts receivable | 41 | €164 | €390 | +€226 | +137% |
| Cash at bank and in hand | 54/58 | €199 | €111 | -€88 | -44.1% |
| Deferred charges and accrued income | 490/1 | €46 | €0 | -€46 | -100% |
| Total equity and liabilities | 10/49 | €60,135 | €42,458 | -€17,678 | -29.4% |
| Equity | 10/15 | €36,626 | €39,481 | +€2,854 | +7.8% |
| Contributions | 10/11 | €4,000 | €4,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €32,626 | €35,481 | +€2,854 | +8.7% |
| Amounts payable | 17/49 | €23,509 | €2,977 | -€20,532 | -87.3% |
| Amounts payable within one year | 42/48 | €23,509 | €2,565 | -€20,944 | -89.1% |
| Trade debts | 44 | €1,290 | €427 | -€863 | -66.9% |
| Suppliers | 440/4 | €1,290 | €427 | -€863 | -66.9% |
| Taxes, remuneration and social security | 45 | €8,496 | €2,138 | -€6,359 | -74.8% |
| Taxes | 450/3 | €8,496 | €2,138 | -€6,359 | -74.8% |
| Other amounts payable | 47/48 | €13,722 | €0 | -€13,722 | -100% |
| Accrued charges and deferred income | 492/3 | - | €412 | +€412 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €385 | €385 | +€0 | 0.0% |
| Other operating charges | 640/8 | €1,124 | €1,791 | +€667 | +59.3% |
| Gross operating margin | 9900 | €4,349 | €6,363 | +€2,014 | +46.3% |
| Operating profit (loss) | 9901 | €2,840 | €4,187 | +€1,347 | +47.4% |
| Financial income | 75/76B | €0 | €0 | +€0 | |
| Recurring financial income | 75 | €0 | €0 | +€0 | |
| Financial charges | 65/66B | €162 | €183 | +€21 | +13.0% |
| Recurring financial charges | 65 | €162 | €183 | +€21 | +13.0% |
| Profit (loss) for the period before taxes | 9903 | €2,678 | €4,004 | +€1,326 | +49.5% |
| Income taxes | 67/77 | €988 | €1,149 | +€161 | +16.3% |
| Profit (loss) for the period | 9904 | €1,689 | €2,854 | +€1,165 | +69.0% |
| Profit (loss) for the period to be appropriated | 9905 | €1,689 | €2,854 | +€1,165 | +69.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 22 October 2026 via checked.be.