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VELI: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

VELI

BE 0457.697.666
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€5,088
2024 · -€19,879+€24,968
Equity
-€77,642
2024 · -€82,730+€5,088
Cash
€3,755
2024 · €4,010-€254
Balance sheet total
€72,078
2024 · €49,981+€22,098

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€22,963

    up €22,963 (+55.5%), from €41,342 to €64,305

    of which Furniture and vehicles: +€19,127

Equity and liabilities
  • Debts after one year +€19,602

    new in 2025: €19,602

  • Profit (loss) carried forward +€5,088

    up €5,088 (+5.2%), from -€97,181 to -€92,093

  • Tax, wage and social debts -€3,741

    down €3,741 (-75.8%), from €4,939 to €1,198

    of which Remuneration and social security: -€3,589

  • Other debts +€1,880

    up €1,880 (+1.6%), from €120,791 to €122,671

  • Current portion of long-term debt -€1,538

    no longer reported in 2025 (was €1,538)

Income statement
  • Staff costs -€17,523

    down €17,523 (-73.8%), from €23,732 to €6,209

  • Gross operating margin +€9,540

    up €9,540 (+49.8%), from €19,155 to €28,696

  • Other operating charges +€1,267

    up €1,267 (+48.3%), from €2,624 to €3,891

  • Financial charges +€713

    up €713 (+49.2%), from €1,449 to €2,161

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€19,879
Gross operating margin +€9,540
Staff costs +€17,523
Depreciation -€191
Other operating charges -€1,267
Financial income -€91
Financial charges -€713
Taxes +€166
Result 2025 €5,088

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€15,950
Investment -€34,268
Financing +€18,063
Cash 2024 €4,010
Net result for the year +€5,088
Depreciation +€11,306
Receivables within one year +€362
Deferred charges and accrued income +€248
Trade debts +€808
Tax, wage and social debts -€3,741
Other debts +€1,880
Investment in fixed assets (net) -€34,268
Debts after one year +€19,602
Current portion of long-term debt -€1,538
Cash 2025 €3,755
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €49,981 €72,078 +€22,098 +44.2%
Fixed assets 21/28 €41,491 €64,454 +€22,963 +55.3%
Tangible fixed assets 22/27 €41,342 €64,305 +€22,963 +55.5%
Land and buildings 22 €13,350 €12,577 -€774 -5.8%
Plant, machinery and equipment 23 €9,743 €16,603 +€6,860 +70.4%
Furniture and vehicles 24 €4,264 €23,391 +€19,127 +448.6%
Other tangible fixed assets 26 €13,985 €11,734 -€2,251 -16.1%
Financial fixed assets 28 €149 €149 = 0.0%
Current assets 29/58 €8,490 €7,625 -€865 -10.2%
Amounts receivable within one year 40/41 €2,586 €2,224 -€362 -14.0%
Trade receivables 40 €160 €573 +€413 +258.3%
Other amounts receivable 41 €2,426 €1,651 -€776 -32.0%
Cash at bank and in hand 54/58 €4,010 €3,755 -€254 -6.3%
Deferred charges and accrued income 490/1 €1,894 €1,645 -€248 -13.1%
Total equity and liabilities 10/49 €49,981 €72,078 +€22,098 +44.2%
Equity 10/15 -€82,730 -€77,642 +€5,088 +6.2%
Contributions 10/11 €12,592 €12,592 = 0.0%
Reserves 13 €1,859 €1,859 = 0.0%
Distributable reserves 133 €1,859 €1,859 = 0.0%
Profit (loss) carried forward 14 -€97,181 -€92,093 +€5,088 +5.2%
Amounts payable 17/49 €132,711 €149,720 +€17,009 +12.8%
Amounts payable after more than one year 17 - €19,602 +€19,602
Other amounts payable 178/9 - €19,602 +€19,602
Amounts payable within one year 42/48 €132,711 €130,118 -€2,593 -2.0%
Current portion of amounts payable after more than one year 42 €1,538 - -€1,538
Trade debts 44 €5,442 €6,250 +€808 +14.8%
Suppliers 440/4 €5,442 €6,250 +€808 +14.8%
Taxes, remuneration and social security 45 €4,939 €1,198 -€3,741 -75.8%
Taxes 450/3 €1,350 €1,198 -€152 -11.3%
Remuneration and social security 454/9 €3,589 - -€3,589
Other amounts payable 47/48 €120,791 €122,671 +€1,880 +1.6%
Remuneration, social security and pensions 62 €23,732 €6,209 -€17,523 -73.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €11,115 €11,306 +€191 +1.7%
Other operating charges 640/8 €2,624 €3,891 +€1,267 +48.3%
Gross operating margin 9900 €19,155 €28,696 +€9,540 +49.8%
Operating profit (loss) 9901 -€18,315 €7,291 +€25,606
Financial income 75/76B €92 €1 -€91 -99.4%
Recurring financial income 75 €92 €1 -€91 -99.4%
Financial charges 65/66B €1,449 €2,161 +€713 +49.2%
Recurring financial charges 65 €1,449 €2,161 +€713 +49.2%
Profit (loss) for the period before taxes 9903 -€19,672 €5,130 +€24,802
Income taxes 67/77 €207 €41 -€166 -80.0%
Profit (loss) for the period 9904 -€19,879 €5,088 +€24,968
Profit (loss) for the period to be appropriated 9905 -€19,879 €5,088 +€24,968

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.