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VECOVA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

VECOVA

BE 0479.696.573
NACE 68.310, Real estate agency activities
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€48,607
2023 · -€18,665-€29,942
Equity
-€262,546
2023 · -€213,939-€48,607
Cash
€743
2023 · €497+€246
Balance sheet total
€262,784
2023 · €351,939-€89,155

Largest movements

2023 to 2024
Assets
  • Tangible fixed assets -€78,755

    down €78,755 (-25.5%), from €309,322 to €230,567

    of which Land and buildings: -€61,602

  • Receivables within one year -€10,646

    down €10,646 (-25.3%), from €42,120 to €31,474

    of which Trade receivables: -€10,574

Equity and liabilities
  • Profit (loss) carried forward -€48,607

    down €48,607 (-22.1%), from -€220,139 to -€268,746

  • Debts after one year -€22,069

    no longer reported in 2024 (was €22,069)

  • Other debts -€16,356

    down €16,356 (-3.3%), from €489,121 to €472,765

  • Current portion of long-term debt -€6,402

    down €6,402 (-22.5%), from €28,471 to €22,069

Income statement
  • Gross operating margin -€32,003

    down €32,003 (-44.4%), from €72,139 to €40,136

  • Depreciation -€3,905

    down €3,905 (-4.7%), from €82,660 to €78,755

  • Financial charges +€1,922

    up €1,922 (+48.3%), from €3,981 to €5,903

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€18,665
Gross operating margin -€32,003
Depreciation +€3,905
Other operating charges +€19
Financial income +€20
Financial charges -€1,922
Taxes +€39
Result 2024 -€48,607

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€28,899
Investment €0
Financing -€28,653
Cash 2023 €497
Net result for the year -€48,607
Depreciation +€78,755
Receivables within one year +€10,646
Trade debts +€2,743
Tax, wage and social debts +€1,718
Other debts -€16,356
Debts after one year -€22,069
Current portion of long-term debt -€6,402
Short-term financial debts -€182
Cash 2024 €743
Every line side by side 38 lines
Line Code 2023 2024 Change %
Total assets 20/58 €351,939 €262,784 -€89,155 -25.3%
Fixed assets 21/28 €309,322 €230,567 -€78,755 -25.5%
Tangible fixed assets 22/27 €309,322 €230,567 -€78,755 -25.5%
Land and buildings 22 €279,814 €218,212 -€61,602 -22.0%
Furniture and vehicles 24 €29,508 €12,355 -€17,153 -58.1%
Current assets 29/58 €42,617 €32,217 -€10,400 -24.4%
Amounts receivable within one year 40/41 €42,120 €31,474 -€10,646 -25.3%
Trade receivables 40 €16,085 €5,511 -€10,574 -65.7%
Other amounts receivable 41 €26,035 €25,963 -€72 -0.3%
Cash at bank and in hand 54/58 €497 €743 +€246 +49.5%
Total equity and liabilities 10/49 €351,939 €262,784 -€89,155 -25.3%
Equity 10/15 -€213,939 -€262,546 -€48,607 -22.7%
Contributions 10/11 €6,200 €6,200 = 0.0%
Profit (loss) carried forward 14 -€220,139 -€268,746 -€48,607 -22.1%
Amounts payable 17/49 €565,878 €525,330 -€40,548 -7.2%
Amounts payable after more than one year 17 €22,069 - -€22,069
Financial debts 170/4 €22,069 - -€22,069
Amounts payable within one year 42/48 €543,809 €525,330 -€18,479 -3.4%
Current portion of amounts payable after more than one year 42 €28,471 €22,069 -€6,402 -22.5%
Financial debts 43 €1,249 €1,067 -€182 -14.6%
Credit institutions 430/8 €1,249 €1,067 -€182 -14.6%
Trade debts 44 €8,376 €11,119 +€2,743 +32.7%
Suppliers 440/4 €8,376 €11,119 +€2,743 +32.7%
Taxes, remuneration and social security 45 €16,592 €18,310 +€1,718 +10.4%
Taxes 450/3 €16,592 €18,310 +€1,718 +10.4%
Other amounts payable 47/48 €489,121 €472,765 -€16,356 -3.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €82,660 €78,755 -€3,905 -4.7%
Other operating charges 640/8 €3,290 €3,271 -€19 -0.6%
Gross operating margin 9900 €72,139 €40,136 -€32,003 -44.4%
Operating profit (loss) 9901 -€13,811 -€41,890 -€28,079 -203.3%
Financial income 75/76B €1 €21 +€20 +2000.0%
Recurring financial income 75 €1 €21 +€20 +2000.0%
Financial charges 65/66B €3,981 €5,903 +€1,922 +48.3%
Recurring financial charges 65 €3,981 €5,903 +€1,922 +48.3%
Profit (loss) for the period before taxes 9903 -€17,791 -€47,772 -€29,981 -168.5%
Income taxes 67/77 €874 €835 -€39 -4.5%
Profit (loss) for the period 9904 -€18,665 -€48,607 -€29,942 -160.4%
Profit (loss) for the period to be appropriated 9905 -€18,665 -€48,607 -€29,942 -160.4%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.