VANBREDA AUSLOOS: what changed
What changed
VANBREDA AUSLOOS
NACE 66.220, Insurance agents and brokers
filed annual accounts (NBB)
Net result for the year
€679,212
2024 · €577,421+€101,790
Equity
€68,200
2024 · €163,106-€94,906
Cash
€1.4m
2024 · €1.2m+€240,156
Balance sheet total
€3.4m
2024 · €3.2m+€184,149
Largest movements
Assets
- Cash +€240,156
up €240,156 (+20.2%), from €1.2m to €1.4m
mainly Net result for the year (+€679,212) and Other debts (+€199,118)
Equity and liabilities
- Other debts +€199,118
up €199,118 (+34.6%), from €575,000 to €774,118
- Reserves -€70,155
down €70,155 (-91.9%), from €76,355 to €6,200
of which Tax-exempt reserves: -€50,155
- Tax, wage and social debts +€43,138
up €43,138 (+19.5%), from €220,760 to €263,898
of which Remuneration and social security: +€42,108
Income statement
- Depreciation -€77,344
down €77,344 (-60.2%), from €128,542 to €51,198
- Gross operating margin +€57,448
up €57,448 (+2.9%), from €2.0m to €2.0m
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€577,421
Gross operating margin
+€57,448
Staff costs
-€13,751
Depreciation
+€77,344
Other operating charges
+€781
Financial income
-€16,972
Financial charges
-€74
Taxes
-€2,986
Result 2025
€679,212
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€1.0m
Investment
-€18,018
Financing
-€774,118
Cash 2024
€1.2m
From operations (derived)
+€1.0m
Net result for the year
+€679,212
Depreciation
+€51,198
Receivables within one year
+€20,173
Deferred charges and accrued income
+€2,654
Trade debts
+€6,824
Tax, wage and social debts
+€43,138
Other debts
+€199,118
Accrued charges and deferred income
+€29,975
Investment (derived)
-€18,018
Investment in fixed assets (net)
-€18,015
Current investments
-€3
Financing
-€774,118
Contributions, distributions and other
-€774,118
Cash 2025
€1.4m
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,198,079 | €3,382,228 | +€184,149 | +5.8% |
| Fixed assets | 21/28 | €181,600 | €148,417 | -€33,183 | -18.3% |
| Tangible fixed assets | 22/27 | €180,140 | €146,957 | -€33,183 | -18.4% |
| Plant, machinery and equipment | 23 | €22,275 | €19,297 | -€2,978 | -13.4% |
| Furniture and vehicles | 24 | €13,882 | €20,470 | +€6,588 | +47.5% |
| Other tangible fixed assets | 26 | €143,984 | €107,190 | -€36,794 | -25.6% |
| Financial fixed assets | 28 | €1,460 | €1,460 | = | 0.0% |
| Current assets | 29/58 | €3,016,478 | €3,233,811 | +€217,332 | +7.2% |
| Amounts receivable within one year | 40/41 | €1,772,217 | €1,752,045 | -€20,173 | -1.1% |
| Trade receivables | 40 | €1,772,217 | €1,752,045 | -€20,173 | -1.1% |
| Current investments | 50/53 | €38,621 | €38,624 | +€3 | 0.0% |
| Cash at bank and in hand | 54/58 | €1,186,710 | €1,426,866 | +€240,156 | +20.2% |
| Deferred charges and accrued income | 490/1 | €18,930 | €16,276 | -€2,654 | -14.0% |
| Total equity and liabilities | 10/49 | €3,198,079 | €3,382,228 | +€184,149 | +5.8% |
| Equity | 10/15 | €163,106 | €68,200 | -€94,906 | -58.2% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | €76,355 | €6,200 | -€70,155 | -91.9% |
| Non-distributable reserves | 130/1 | €6,200 | €6,200 | = | 0.0% |
| Legal reserve | 130 | €6,200 | €6,200 | = | 0.0% |
| Tax-exempt reserves | 132 | €50,155 | - | -€50,155 | |
| Distributable reserves | 133 | €20,000 | - | -€20,000 | |
| Profit (loss) carried forward | 14 | €24,751 | - | -€24,751 | |
| Amounts payable | 17/49 | €3,034,972 | €3,314,028 | +€279,055 | +9.2% |
| Amounts payable within one year | 42/48 | €2,675,064 | €2,924,144 | +€249,080 | +9.3% |
| Trade debts | 44 | €1,879,304 | €1,886,128 | +€6,824 | +0.4% |
| Suppliers | 440/4 | €1,879,304 | €1,886,128 | +€6,824 | +0.4% |
| Taxes, remuneration and social security | 45 | €220,760 | €263,898 | +€43,138 | +19.5% |
| Taxes | 450/3 | €9,461 | €10,491 | +€1,030 | +10.9% |
| Remuneration and social security | 454/9 | €211,299 | €253,407 | +€42,108 | +19.9% |
| Other amounts payable | 47/48 | €575,000 | €774,118 | +€199,118 | +34.6% |
| Accrued charges and deferred income | 492/3 | €359,908 | €389,883 | +€29,975 | +8.3% |
| Non-recurring operating income | 76A | €5,643 | €6,000 | +€357 | +6.3% |
| Remuneration, social security and pensions | 62 | €1,036,269 | €1,050,019 | +€13,751 | +1.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €128,542 | €51,198 | -€77,344 | -60.2% |
| Other operating charges | 640/8 | €4,201 | €3,420 | -€781 | -18.6% |
| Gross operating margin | 9900 | €1,960,837 | €2,018,284 | +€57,448 | +2.9% |
| Operating profit (loss) | 9901 | €791,824 | €913,646 | +€121,822 | +15.4% |
| Financial income | 75/76B | €24,131 | €7,160 | -€16,972 | -70.3% |
| Recurring financial income | 75 | €24,131 | €7,160 | -€16,972 | -70.3% |
| Financial charges | 65/66B | €1,027 | €1,101 | +€74 | +7.2% |
| Recurring financial charges | 65 | €1,027 | €1,101 | +€74 | +7.2% |
| Profit (loss) for the period before taxes | 9903 | €814,929 | €919,705 | +€104,776 | +12.9% |
| Income taxes | 67/77 | €237,507 | €240,493 | +€2,986 | +1.3% |
| Profit (loss) for the period | 9904 | €577,421 | €679,212 | +€101,790 | +17.6% |
| Transfer from tax-exempt reserves | 789 | - | €50,155 | +€50,155 | |
| Profit (loss) for the period to be appropriated | 9905 | €577,421 | €729,367 | +€151,946 | +26.3% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.