VAN TRIMPONT VERZEKERINGEN: what changed
What changed
VAN TRIMPONT VERZEKERINGEN
filed annual accounts (NBB)
Net result for the year
€61,924
2024 · €71,369-€9,445
Equity
€441,030
2024 · €379,106+€61,924
Cash
€246,914
2024 · €169,997+€76,917
Balance sheet total
€456,045
2024 · €395,131+€60,914
Largest movements
Assets
- Cash +€76,917
up €76,917 (+45.2%), from €169,997 to €246,914
mainly Net result for the year (+€61,924) and Current investments (+€30,000)
- Current investments -€30,000
no longer reported in 2025 (was €30,000)
- Receivables within one year +€18,484
up €18,484 (+24.7%), from €74,685 to €93,170
of which Other amounts receivable: +€18,381
- Tangible fixed assets -€5,513
down €5,513 (-4.7%), from €118,556 to €113,043
of which Land and buildings: -€3,953
Equity and liabilities
- Reserves +€61,924
up €61,924 (+19.7%), from €313,987 to €375,911
Income statement
- Gross operating margin -€13,506
down €13,506 (-8.5%), from €158,060 to €144,555
- Financial income +€3,300
new in 2025: €3,300
- Taxes -€1,728
down €1,728 (-5.0%), from €34,651 to €32,923
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€71,369
Gross operating margin
-€13,506
Staff costs
-€1,412
Depreciation
-€340
Other operating charges
+€800
Financial income
+€3,300
Financial charges
-€15
Taxes
+€1,728
Result 2025
€61,924
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€65,760
Investment
+€11,157
Financing
€0
Cash 2024
€169,997
From operations (derived)
+€65,760
Net result for the year
+€61,924
Depreciation
+€24,356
Receivables within one year
-€18,484
Deferred charges and accrued income
-€1,026
Trade debts
+€1,929
Tax, wage and social debts
-€2,603
Accrued charges and deferred income
-€336
Investment (derived)
+€11,157
Investment in fixed assets (net)
-€18,843
Current investments
+€30,000
Cash 2025
€246,914
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €395,131 | €456,045 | +€60,914 | +15.4% |
| Fixed assets | 21/28 | €118,556 | €113,043 | -€5,513 | -4.7% |
| Tangible fixed assets | 22/27 | €118,556 | €113,043 | -€5,513 | -4.7% |
| Land and buildings | 22 | €30,184 | €26,231 | -€3,953 | -13.1% |
| Plant, machinery and equipment | 23 | €11,015 | €10,376 | -€639 | -5.8% |
| Furniture and vehicles | 24 | €77,358 | €76,435 | -€922 | -1.2% |
| Current assets | 29/58 | €276,575 | €343,002 | +€66,427 | +24.0% |
| Amounts receivable within one year | 40/41 | €74,685 | €93,170 | +€18,484 | +24.7% |
| Trade receivables | 40 | €9,129 | €9,232 | +€104 | +1.1% |
| Other amounts receivable | 41 | €65,557 | €83,937 | +€18,381 | +28.0% |
| Current investments | 50/53 | €30,000 | - | -€30,000 | |
| Cash at bank and in hand | 54/58 | €169,997 | €246,914 | +€76,917 | +45.2% |
| Deferred charges and accrued income | 490/1 | €1,893 | €2,918 | +€1,026 | +54.2% |
| Total equity and liabilities | 10/49 | €395,131 | €456,045 | +€60,914 | +15.4% |
| Equity | 10/15 | €379,106 | €441,030 | +€61,924 | +16.3% |
| Contributions | 10/11 | €18,700 | €18,700 | = | 0.0% |
| Reserves | 13 | €313,987 | €375,911 | +€61,924 | +19.7% |
| Distributable reserves | 133 | €313,987 | €375,911 | +€61,924 | +19.7% |
| Profit (loss) carried forward | 14 | €46,419 | €46,419 | = | 0.0% |
| Amounts payable | 17/49 | €16,025 | €15,015 | -€1,010 | -6.3% |
| Amounts payable within one year | 42/48 | €15,689 | €15,015 | -€674 | -4.3% |
| Trade debts | 44 | - | €1,929 | +€1,929 | |
| Suppliers | 440/4 | - | €1,929 | +€1,929 | |
| Taxes, remuneration and social security | 45 | €15,689 | €13,086 | -€2,603 | -16.6% |
| Taxes | 450/3 | €9,651 | €9,651 | = | 0.0% |
| Remuneration and social security | 454/9 | €6,038 | €3,435 | -€2,603 | -43.1% |
| Accrued charges and deferred income | 492/3 | €336 | - | -€336 | |
| Non-recurring operating income | 76A | €15,000 | - | -€15,000 | |
| Remuneration, social security and pensions | 62 | €24,513 | €25,926 | +€1,412 | +5.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €24,016 | €24,356 | +€340 | +1.4% |
| Other operating charges | 640/8 | €3,376 | €2,576 | -€800 | -23.7% |
| Gross operating margin | 9900 | €158,060 | €144,555 | -€13,506 | -8.5% |
| Operating profit (loss) | 9901 | €106,155 | €91,696 | -€14,459 | -13.6% |
| Financial income | 75/76B | - | €3,300 | +€3,300 | |
| Recurring financial income | 75 | - | €3,300 | +€3,300 | |
| Financial charges | 65/66B | €135 | €150 | +€15 | +11.1% |
| Recurring financial charges | 65 | €135 | €150 | +€15 | +11.1% |
| Profit (loss) for the period before taxes | 9903 | €106,020 | €94,847 | -€11,173 | -10.5% |
| Income taxes | 67/77 | €34,651 | €32,923 | -€1,728 | -5.0% |
| Profit (loss) for the period | 9904 | €71,369 | €61,924 | -€9,445 | -13.2% |
| Profit (loss) for the period to be appropriated | 9905 | €71,369 | €61,924 | -€9,445 | -13.2% |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.