VAN MOSSEVELDE N.: what changed
What changed
VAN MOSSEVELDE N.
NACE 66.191, Agents and brokers in banking services
filed annual accounts (NBB)
Net result for the year
€66,855
2024 · €23,763+€43,092
Equity
€632,560
2024 · €808,103-€175,543
Cash
€23,764
2024 · €12,165+€11,599
Balance sheet total
€1.1m
2024 · €1.3m-€193,238
Largest movements
Assets
- Current investments -€136,383
down €136,383 (-56.4%), from €241,756 to €105,373
- Tangible fixed assets -€77,451
down €77,451 (-8.5%), from €914,986 to €837,534
of which Land and buildings: -€91,808
Equity and liabilities
- Reserves -€175,543
down €175,543 (-27.4%), from €640,059 to €464,516
of which Distributable reserves: -€175,543
- Debts after one year -€71,118
down €71,118 (-24.2%), from €294,243 to €223,125
- Tax, wage and social debts +€25,461
up €25,461 (+62.6%), from €40,680 to €66,141
of which Taxes: +€19,319
- Other debts +€19,089
up €19,089 (+6,034%), from €316 to €19,405
- Trade debts +€16,556
up €16,556 (+55.8%), from €29,652 to €46,208
Income statement
- Gross operating margin +€80,906
up €80,906 (+15.0%), from €541,058 to €621,964
- Taxes +€16,744
up €16,744 (+114%), from €14,712 to €31,456
- Staff costs +€14,741
up €14,741 (+4.2%), from €354,239 to €368,981
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€23,763
Gross operating margin
+€80,906
Staff costs
-€14,741
Depreciation
-€902
Other operating charges
-€666
Financial income
+€370
Financial charges
-€5,130
Taxes
-€16,744
Result 2025
€66,855
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€244,922
Investment
+€87,923
Financing
-€321,246
Cash 2024
€12,165
From operations (derived)
+€244,922
Net result for the year
+€66,855
Depreciation
+€125,911
Deferred charges and accrued income
-€8,997
Trade debts
+€16,556
Tax, wage and social debts
+€25,461
Smaller working-capital items
+€48
Other debts
+€19,089
Investment (derived)
+€87,923
Investment in fixed assets (net)
-€48,460
Current investments
+€136,383
Financing
-€321,246
Debts after one year
-€71,118
Current portion of long-term debt
-€7,730
Contributions, distributions and other
-€242,398
Cash 2025
€23,764
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,255,217 | €1,061,979 | -€193,238 | -15.4% |
| Fixed assets | 21/28 | €915,496 | €838,044 | -€77,451 | -8.5% |
| Tangible fixed assets | 22/27 | €914,986 | €837,534 | -€77,451 | -8.5% |
| Land and buildings | 22 | €862,511 | €770,703 | -€91,808 | -10.6% |
| Plant, machinery and equipment | 23 | €1,219 | €174 | -€1,045 | -85.7% |
| Furniture and vehicles | 24 | €51,255 | €66,657 | +€15,402 | +30.0% |
| Financial fixed assets | 28 | €510 | €510 | = | 0.0% |
| Current assets | 29/58 | €339,721 | €223,935 | -€115,787 | -34.1% |
| Current investments | 50/53 | €241,756 | €105,373 | -€136,383 | -56.4% |
| Cash at bank and in hand | 54/58 | €12,165 | €23,764 | +€11,599 | +95.3% |
| Deferred charges and accrued income | 490/1 | €85,801 | €94,798 | +€8,997 | +10.5% |
| Total equity and liabilities | 10/49 | €1,255,217 | €1,061,979 | -€193,238 | -15.4% |
| Equity | 10/15 | €808,103 | €632,560 | -€175,543 | -21.7% |
| Contributions | 10/11 | €25,000 | €25,000 | = | 0.0% |
| Reserves | 13 | €640,059 | €464,516 | -€175,543 | -27.4% |
| Tax-exempt reserves | 132 | €7,329 | €7,329 | = | 0.0% |
| Distributable reserves | 133 | €632,730 | €457,187 | -€175,543 | -27.7% |
| Profit (loss) carried forward | 14 | €143,045 | €143,045 | = | 0.0% |
| Amounts payable | 17/49 | €447,113 | €429,419 | -€17,695 | -4.0% |
| Amounts payable after more than one year | 17 | €294,243 | €223,125 | -€71,118 | -24.2% |
| Financial debts | 170/4 | €294,243 | €223,125 | -€71,118 | -24.2% |
| Amounts payable within one year | 42/48 | €152,866 | €206,294 | +€53,428 | +35.0% |
| Current portion of amounts payable after more than one year | 42 | €78,848 | €71,118 | -€7,730 | -9.8% |
| Trade debts | 44 | €29,652 | €46,208 | +€16,556 | +55.8% |
| Suppliers | 440/4 | €29,652 | €46,208 | +€16,556 | +55.8% |
| Advances received on contracts in progress | 46 | €3,370 | €3,422 | +€52 | +1.6% |
| Taxes, remuneration and social security | 45 | €40,680 | €66,141 | +€25,461 | +62.6% |
| Taxes | 450/3 | €4,290 | €23,609 | +€19,319 | +450% |
| Remuneration and social security | 454/9 | €36,390 | €42,532 | +€6,142 | +16.9% |
| Other amounts payable | 47/48 | €316 | €19,405 | +€19,089 | +6,034% |
| Accrued charges and deferred income | 492/3 | €5 | - | -€5 | |
| Remuneration, social security and pensions | 62 | €354,239 | €368,981 | +€14,741 | +4.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €125,009 | €125,911 | +€902 | +0.7% |
| Other operating charges | 640/8 | €18,559 | €19,225 | +€666 | +3.6% |
| Gross operating margin | 9900 | €541,058 | €621,964 | +€80,906 | +15.0% |
| Operating profit (loss) | 9901 | €43,251 | €107,848 | +€64,597 | +149% |
| Financial income | 75/76B | €1,406 | €1,776 | +€370 | +26.3% |
| Recurring financial income | 75 | €1,406 | €1,776 | +€370 | +26.3% |
| Financial charges | 65/66B | €6,182 | €11,312 | +€5,130 | +83.0% |
| Recurring financial charges | 65 | €6,182 | €11,312 | +€5,130 | +83.0% |
| Profit (loss) for the period before taxes | 9903 | €38,475 | €98,311 | +€59,837 | +156% |
| Income taxes | 67/77 | €14,712 | €31,456 | +€16,744 | +114% |
| Profit (loss) for the period | 9904 | €23,763 | €66,855 | +€43,092 | +181% |
| Profit (loss) for the period to be appropriated | 9905 | €23,763 | €66,855 | +€43,092 | +181% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.