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VAN HAVER: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

VAN HAVER

BE 0442.013.162
NACE 47.811, Retail sale of cars and light vans (up to 3.5 tonnes)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€8,493
2024 · €9,402-€910
Equity
€535,331
2024 · €526,838+€8,493
Cash
€124,351
2024 · €322,695-€198,344
Balance sheet total
€543,937
2024 · €556,633-€12,695

Largest movements

2024 to 2025
Assets
  • Current investments +€205,077

    new in 2025: €205,077

  • Cash -€198,344

    down €198,344 (-61.5%), from €322,695 to €124,351

    mainly Current investments (-€205,077) and Trade debts (-€20,932)

  • Tangible fixed assets -€33,853

    down €33,853 (-32.5%), from €104,086 to €70,233

    of which Furniture and vehicles: -€25,778

  • Receivables within one year +€12,818

    up €12,818 (+13.3%), from €96,385 to €109,203

    of which Other amounts receivable: +€17,260

Equity and liabilities
  • Trade debts -€20,932

    down €20,932 (-95.1%), from €22,005 to €1,074

  • Reserves +€8,493

    up €8,493 (+1.7%), from €508,246 to €516,739

Income statement
  • Depreciation +€4,856

    up €4,856 (+16.5%), from €29,485 to €34,340

  • Other operating charges +€4,752

    up €4,752 (+137.1%), from €3,467 to €8,219

  • Gross operating margin +€4,134

    up €4,134 (+8.0%), from €51,605 to €55,739

  • Taxes +€1,951

    up €1,951 (+55.7%), from €3,504 to €5,455

  • Financial income +€1,845

    up €1,845 (+352.8%), from €523 to €2,368

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €9,402
Gross operating margin +€4,134
Depreciation -€4,856
Other operating charges -€4,752
Other operating items +€5,951
Financial income +€1,845
Financial charges -€1,281
Taxes -€1,951
Result 2025 €8,493

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€5,449
Investment -€205,564
Financing +€1,771
Cash 2024 €322,695
Net result for the year +€8,493
Depreciation +€34,340
Receivables within one year -€12,818
Deferred charges and accrued income -€1,606
Trade debts -€20,932
Tax, wage and social debts -€2,027
Investment in fixed assets (net) -€487
Current investments -€205,077
Short-term financial debts +€1,771
Cash 2025 €124,351
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €556,633 €543,937 -€12,695 -2.3%
Fixed assets 21/28 €104,086 €70,233 -€33,853 -32.5%
Tangible fixed assets 22/27 €104,086 €70,233 -€33,853 -32.5%
Plant, machinery and equipment 23 €9,682 €1,607 -€8,075 -83.4%
Furniture and vehicles 24 €94,404 €68,626 -€25,778 -27.3%
Current assets 29/58 €452,546 €473,704 +€21,158 +4.7%
Stocks and contracts in progress 3 €33,467 €33,467 = 0.0%
Stocks 30/36 €33,467 €33,467 = 0.0%
Amounts receivable within one year 40/41 €96,385 €109,203 +€12,818 +13.3%
Trade receivables 40 €82,971 €78,529 -€4,442 -5.4%
Other amounts receivable 41 €13,413 €30,674 +€17,260 +128.7%
Current investments 50/53 - €205,077 +€205,077
Cash at bank and in hand 54/58 €322,695 €124,351 -€198,344 -61.5%
Deferred charges and accrued income 490/1 - €1,606 +€1,606
Total equity and liabilities 10/49 €556,633 €543,937 -€12,695 -2.3%
Equity 10/15 €526,838 €535,331 +€8,493 +1.6%
Contributions 10/11 €18,592 €18,592 = 0.0%
Reserves 13 €508,246 €516,739 +€8,493 +1.7%
Distributable reserves 133 €508,246 €516,739 +€8,493 +1.7%
Amounts payable 17/49 €29,794 €8,606 -€21,188 -71.1%
Amounts payable within one year 42/48 €29,794 €8,606 -€21,188 -71.1%
Financial debts 43 - €1,771 +€1,771
Credit institutions 430/8 - €1,771 +€1,771
Trade debts 44 €22,005 €1,074 -€20,932 -95.1%
Suppliers 440/4 €22,005 €1,074 -€20,932 -95.1%
Taxes, remuneration and social security 45 €6,189 €4,162 -€2,027 -32.8%
Taxes 450/3 €6,189 €4,162 -€2,027 -32.8%
Other amounts payable 47/48 €1,600 €1,600 = 0.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €29,485 €34,340 +€4,856 +16.5%
Other operating charges 640/8 €3,467 €8,219 +€4,752 +137.1%
Non-recurring operating charges 66A €5,951 - -€5,951
Gross operating margin 9900 €51,605 €55,739 +€4,134 +8.0%
Operating profit (loss) 9901 €12,703 €13,180 +€477 +3.8%
Financial income 75/76B €523 €2,368 +€1,845 +352.8%
Recurring financial income 75 €523 €2,368 +€1,845 +352.8%
Financial charges 65/66B €320 €1,601 +€1,281 +400.5%
Recurring financial charges 65 €320 €1,601 +€1,281 +400.5%
Profit (loss) for the period before taxes 9903 €12,906 €13,947 +€1,041 +8.1%
Income taxes 67/77 €3,504 €5,455 +€1,951 +55.7%
Profit (loss) for the period 9904 €9,402 €8,493 -€910 -9.7%
Profit (loss) for the period to be appropriated 9905 €9,402 €8,493 -€910 -9.7%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.