VAN DER SCHAAF-SMETS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
VAN DER SCHAAF-SMETS
Largest movements
- Cash -€944
down €944 (-28.5%), from €3,309 to €2,365
mainly Net result for the year (-€751) and Other debts (-€605)
- Profit (loss) carried forward -€751
down €751 (-1.3%), from -€57,469 to -€58,220
- Other debts -€605
down €605 (-1.2%), from €51,903 to €51,298
- Trade debts +€412
up €412 (+50.3%), from €819 to €1,231
- Other operating charges +€363
up €363 (+164%), from €222 to €585
- Financial charges -€34
down €34 (-17.0%), from €200 to €166
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,309 | €2,365 | -€944 | -28.5% |
| Current assets | 29/58 | €3,309 | €2,365 | -€944 | -28.5% |
| Cash at bank and in hand | 54/58 | €3,309 | €2,365 | -€944 | -28.5% |
| Total equity and liabilities | 10/49 | €3,309 | €2,365 | -€944 | -28.5% |
| Equity | 10/15 | -€49,413 | -€50,164 | -€751 | -1.5% |
| Contributions | 10/11 | €6,197 | €6,197 | = | 0.0% |
| Reserves | 13 | €1,859 | €1,859 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,859 | €1,859 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,859 | €1,859 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€57,469 | -€58,220 | -€751 | -1.3% |
| Amounts payable | 17/49 | €52,722 | €52,529 | -€193 | -0.4% |
| Amounts payable within one year | 42/48 | €52,722 | €52,529 | -€193 | -0.4% |
| Trade debts | 44 | €819 | €1,231 | +€412 | +50.3% |
| Suppliers | 440/4 | €819 | €1,231 | +€412 | +50.3% |
| Other amounts payable | 47/48 | €51,903 | €51,298 | -€605 | -1.2% |
| Other operating charges | 640/8 | €222 | €585 | +€363 | +164% |
| Operating profit (loss) | 9901 | -€222 | -€585 | -€363 | -164% |
| Financial charges | 65/66B | €200 | €166 | -€34 | -17.0% |
| Recurring financial charges | 65 | €200 | €166 | -€34 | -17.0% |
| Profit (loss) for the period before taxes | 9903 | -€422 | -€751 | -€329 | -78.0% |
| Profit (loss) for the period | 9904 | -€422 | -€751 | -€329 | -78.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€422 | -€751 | -€329 | -78.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.