VaMe Conseils: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
VaMe Conseils
Largest movements
- Tangible fixed assets +€50,278
up €50,278 (+2,744%), from €1,832 to €52,110
- Cash -€42,469
down €42,469 (-61.7%), from €68,793 to €26,323
mainly Investment in fixed assets (net) (-€57,098) and Other debts (-€29,050)
- Receivables within one year -€4,997
down €4,997 (-33.3%), from €15,002 to €10,004
of which Trade receivables: -€5,701
- Deferred charges and accrued income +€4,235
up €4,235 (+4,904%), from €86 to €4,322
- Debts after one year +€34,589
new in 2025: €34,589
- Other debts -€29,050
down €29,050 (-100.0%), from €29,058 to €8
- Tax, wage and social debts -€12,391
down €12,391 (-64.8%), from €19,118 to €6,726
- Current portion of long-term debt +€9,151
new in 2025: €9,151
- Profit (loss) carried forward +€4,466
up €4,466 (+12.9%), from €34,615 to €39,081
- Gross operating margin -€16,449
down €16,449 (-49.5%), from €33,244 to €16,794
- Depreciation +€6,193
up €6,193 (+987%), from €627 to €6,821
- Taxes -€4,362
down €4,362 (-62.6%), from €6,973 to €2,610
- Financial charges +€916
up €916 (+764%), from €120 to €1,036
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €85,713 | €92,760 | +€7,046 | +8.2% |
| Fixed assets | 21/28 | €1,832 | €52,110 | +€50,278 | +2,744% |
| Tangible fixed assets | 22/27 | €1,832 | €52,110 | +€50,278 | +2,744% |
| Furniture and vehicles | 24 | €1,832 | €52,110 | +€50,278 | +2,744% |
| Current assets | 29/58 | €83,881 | €40,650 | -€43,231 | -51.5% |
| Amounts receivable within one year | 40/41 | €15,002 | €10,004 | -€4,997 | -33.3% |
| Trade receivables | 40 | €14,974 | €9,274 | -€5,701 | -38.1% |
| Other amounts receivable | 41 | €27 | €731 | +€703 | +2,564% |
| Cash at bank and in hand | 54/58 | €68,793 | €26,323 | -€42,469 | -61.7% |
| Deferred charges and accrued income | 490/1 | €86 | €4,322 | +€4,235 | +4,904% |
| Total equity and liabilities | 10/49 | €85,713 | €92,760 | +€7,046 | +8.2% |
| Equity | 10/15 | €37,415 | €41,881 | +€4,466 | +11.9% |
| Contributions | 10/11 | €2,800 | €2,800 | = | 0.0% |
| Profit (loss) carried forward | 14 | €34,615 | €39,081 | +€4,466 | +12.9% |
| Amounts payable | 17/49 | €48,299 | €50,879 | +€2,580 | +5.3% |
| Amounts payable after more than one year | 17 | - | €34,589 | +€34,589 | |
| Financial debts | 170/4 | - | €34,589 | +€34,589 | |
| Amounts payable within one year | 42/48 | €48,299 | €16,290 | -€32,008 | -66.3% |
| Current portion of amounts payable after more than one year | 42 | - | €9,151 | +€9,151 | |
| Trade debts | 44 | €123 | €405 | +€281 | +228% |
| Suppliers | 440/4 | €123 | €405 | +€281 | +228% |
| Taxes, remuneration and social security | 45 | €19,118 | €6,726 | -€12,391 | -64.8% |
| Taxes | 450/3 | €19,118 | €6,726 | -€12,391 | -64.8% |
| Other amounts payable | 47/48 | €29,058 | €8 | -€29,050 | -100.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €627 | €6,821 | +€6,193 | +987% |
| Other operating charges | 640/8 | €387 | €684 | +€297 | +76.7% |
| Gross operating margin | 9900 | €33,244 | €16,794 | -€16,449 | -49.5% |
| Operating profit (loss) | 9901 | €32,229 | €9,289 | -€22,940 | -71.2% |
| Financial income | 75/76B | €0 | - | -€0 | |
| Recurring financial income | 75 | €0 | - | -€0 | |
| Financial charges | 65/66B | €120 | €1,036 | +€916 | +764% |
| Recurring financial charges | 65 | €120 | €1,036 | +€916 | +764% |
| Profit (loss) for the period before taxes | 9903 | €32,109 | €8,253 | -€23,856 | -74.3% |
| Income taxes | 67/77 | €6,973 | €2,610 | -€4,362 | -62.6% |
| Profit (loss) for the period | 9904 | €25,137 | €5,642 | -€19,494 | -77.6% |
| Profit (loss) for the period to be appropriated | 9905 | €25,137 | €5,642 | -€19,494 | -77.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.