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VALPA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

VALPA

BE 0648.923.367
NACE 46.360, Wholesale trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€6,456
2024 · -€8,093+€14,548
Equity
-€72,456
2024 · -€78,912+€6,456
Cash
€0
2024 · €536-€536
Balance sheet total
€20,331
2024 · €28,848-€8,518

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€6,897

    down €6,897 (-25.4%), from €27,197 to €20,301

    of which Furniture and vehicles: -€5,135

  • Deferred charges and accrued income -€887

    down €887 (-96.7%), from €916 to €30

  • Cash -€536

    down €536 (-100.0%), from €536 to €0

    mainly Other debts (-€16,810)

Equity and liabilities
  • Other debts -€16,810

    down €16,810 (-16.5%), from €102,023 to €85,214

  • Profit (loss) carried forward +€6,456

    up €6,456 (+6.6%), from -€97,462 to -€91,006

  • Short-term financial debts +€923

    new in 2025: €923

  • Trade debts +€703

    up €703 (+20.0%), from €3,507 to €4,210

Income statement
  • Gross operating margin +€14,537

    up €14,537 (+1288.6%), from €1,128 to €15,665

  • Other operating charges -€951

    down €951 (-37.1%), from €2,566 to €1,615

  • Depreciation +€920

    up €920 (+15.4%), from €5,976 to €6,897

  • Financial charges +€196

    up €196 (+38.8%), from €506 to €703

  • Taxes -€174

    down €174 (-100.0%), from €174 to €0

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€8,093
Gross operating margin +€14,537
Depreciation -€920
Other operating charges +€951
Financial income +€2
Financial charges -€196
Taxes +€174
Result 2025 €6,456

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€1,459
Investment €0
Financing +€923
Cash 2024 €536
Net result for the year +€6,456
Depreciation +€6,897
Receivables within one year +€199
Deferred charges and accrued income +€887
Trade debts +€703
Tax, wage and social debts +€211
Other debts -€16,810
Short-term financial debts +€923
Cash 2025 €0
Every line side by side 36 lines
Line Code 2024 2025 Change %
Total assets 20/58 €28,848 €20,331 -€8,518 -29.5%
Fixed assets 21/28 €27,197 €20,301 -€6,897 -25.4%
Tangible fixed assets 22/27 €27,197 €20,301 -€6,897 -25.4%
Furniture and vehicles 24 €11,936 €6,801 -€5,135 -43.0%
Other tangible fixed assets 26 €15,261 €13,500 -€1,761 -11.5%
Current assets 29/58 €1,651 €30 -€1,621 -98.2%
Amounts receivable within one year 40/41 €199 €0 -€199 -100.0%
Trade receivables 40 €46 €0 -€46 -100.0%
Other amounts receivable 41 €153 €0 -€153 -100.0%
Cash at bank and in hand 54/58 €536 €0 -€536 -100.0%
Deferred charges and accrued income 490/1 €916 €30 -€887 -96.7%
Total equity and liabilities 10/49 €28,848 €20,331 -€8,518 -29.5%
Equity 10/15 -€78,912 -€72,456 +€6,456 +8.2%
Contributions 10/11 €18,550 €18,550 = 0.0%
Profit (loss) carried forward 14 -€97,462 -€91,006 +€6,456 +6.6%
Amounts payable 17/49 €107,760 €92,787 -€14,973 -13.9%
Amounts payable within one year 42/48 €107,760 €92,787 -€14,973 -13.9%
Financial debts 43 - €923 +€923
Credit institutions 430/8 - €923 +€923
Trade debts 44 €3,507 €4,210 +€703 +20.0%
Suppliers 440/4 €3,507 €4,210 +€703 +20.0%
Taxes, remuneration and social security 45 €2,229 €2,440 +€211 +9.5%
Taxes 450/3 €2,229 €2,440 +€211 +9.5%
Other amounts payable 47/48 €102,023 €85,214 -€16,810 -16.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €5,976 €6,897 +€920 +15.4%
Other operating charges 640/8 €2,566 €1,615 -€951 -37.1%
Gross operating margin 9900 €1,128 €15,665 +€14,537 +1288.6%
Operating profit (loss) 9901 -€7,414 €7,153 +€14,568
Financial income 75/76B €3 €5 +€2 +91.3%
Recurring financial income 75 €3 €5 +€2 +91.3%
Financial charges 65/66B €506 €703 +€196 +38.8%
Recurring financial charges 65 €506 €703 +€196 +38.8%
Profit (loss) for the period before taxes 9903 -€7,918 €6,456 +€14,374
Income taxes 67/77 €174 €0 -€174 -100.0%
Profit (loss) for the period 9904 -€8,093 €6,456 +€14,548
Profit (loss) for the period to be appropriated 9905 -€8,093 €6,456 +€14,548

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.