VALIMMO INTERNATIONAL: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
VALIMMO INTERNATIONAL
NACE 46.190, Agents in non-specialised wholesale trade
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€1.9m
2024 · €357,419+€1.5m
Equity
€6.5m
2024 · €4.6m+€1.9m
Cash
€65,482
2024 · €267,109-€201,627
Balance sheet total
€24.0m
2024 · €24.8m-€780,820
Largest movements
Assets
- Receivables within one year -€516,829
down €516,829 (-14.2%), from €3.6m to €3.1m
Equity and liabilities
- Debts after one year -€2.9m
down €2.9m (-15.6%), from €18.3m to €15.5m
- Profit (loss) carried forward +€1.9m
up €1.9m (+41.6%), from €4.5m to €6.4m
Income statement
- Financial income +€1.5m
up €1.5m (+294%), from €512,636 to €2.0m
- Gross operating margin +€106,384
up €106,384 (+46.3%), from €229,912 to €336,296
- Financial charges +€47,753
up €47,753 (+19.0%), from €250,961 to €298,714
- Staff costs +€31,801
up €31,801 (+52.2%), from €60,866 to €92,667
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€357,419
Gross operating margin
+€106,384
Staff costs
-€31,801
Depreciation
+€207
Other operating charges
-€1,943
Financial income
+€1.5m
Financial charges
-€47,753
Result 2025
€1.9m
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€2.5m
Investment
€0
Financing
-€2.8m
Cash 2024
€267,109
From operations (derived)
+€2.5m
Net result for the year
+€1.9m
Depreciation
+€62,850
Receivables within one year
+€516,829
Smaller working-capital items
-€1,571
Other debts
-€60,140
Accrued charges and deferred income
+€140,959
Financing
-€2.8m
Debts after one year
-€2.9m
Current portion of long-term debt
+€104,786
Cash 2025
€65,482
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €24,819,475 | €24,038,655 | -€780,820 | -3.1% |
| Fixed assets | 21/28 | €20,920,582 | €20,857,732 | -€62,850 | -0.3% |
| Tangible fixed assets | 22/27 | €1,197,557 | €1,134,707 | -€62,850 | -5.2% |
| Land and buildings | 22 | €1,197,557 | €1,134,707 | -€62,850 | -5.2% |
| Financial fixed assets | 28 | €19,723,025 | €19,723,025 | = | 0.0% |
| Current assets | 29/58 | €3,898,893 | €3,180,924 | -€717,970 | -18.4% |
| Amounts receivable within one year | 40/41 | €3,631,000 | €3,114,171 | -€516,829 | -14.2% |
| Other amounts receivable | 41 | €3,631,000 | €3,114,171 | -€516,829 | -14.2% |
| Cash at bank and in hand | 54/58 | €267,109 | €65,482 | -€201,627 | -75.5% |
| Deferred charges and accrued income | 490/1 | €784 | €1,271 | +€487 | +62.1% |
| Total equity and liabilities | 10/49 | €24,819,475 | €24,038,655 | -€780,820 | -3.1% |
| Equity | 10/15 | €4,591,366 | €6,482,100 | +€1.9m | +41.2% |
| Contributions | 10/11 | €42,000 | €42,000 | = | 0.0% |
| Reserves | 13 | €4,200 | €4,200 | = | 0.0% |
| Non-distributable reserves | 130/1 | €4,200 | €4,200 | = | 0.0% |
| Reserves not available under the articles | 1311 | €4,200 | €4,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | €4,545,166 | €6,435,900 | +€1.9m | +41.6% |
| Amounts payable | 17/49 | €20,228,109 | €17,556,555 | -€2.7m | -13.2% |
| Amounts payable after more than one year | 17 | €18,320,593 | €15,464,518 | -€2.9m | -15.6% |
| Financial debts | 170/4 | €18,320,593 | €15,464,518 | -€2.9m | -15.6% |
| Amounts payable within one year | 42/48 | €1,364,866 | €1,408,428 | +€43,562 | +3.2% |
| Current portion of amounts payable after more than one year | 42 | €484,432 | €589,218 | +€104,786 | +21.6% |
| Trade debts | 44 | €337 | €135 | -€202 | -59.9% |
| Suppliers | 440/4 | €337 | €135 | -€202 | -59.9% |
| Taxes, remuneration and social security | 45 | €13,655 | €12,773 | -€882 | -6.5% |
| Taxes | 450/3 | €2,995 | €1,837 | -€1,158 | -38.7% |
| Remuneration and social security | 454/9 | €10,660 | €10,935 | +€276 | +2.6% |
| Other amounts payable | 47/48 | €866,442 | €806,302 | -€60,140 | -6.9% |
| Accrued charges and deferred income | 492/3 | €542,650 | €683,609 | +€140,959 | +26.0% |
| Remuneration, social security and pensions | 62 | €60,866 | €92,667 | +€31,801 | +52.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €63,057 | €62,850 | -€207 | -0.3% |
| Other operating charges | 640/8 | €10,245 | €12,189 | +€1,943 | +19.0% |
| Gross operating margin | 9900 | €229,912 | €336,296 | +€106,384 | +46.3% |
| Operating profit (loss) | 9901 | €95,744 | €168,591 | +€72,847 | +76.1% |
| Financial income | 75/76B | €512,636 | €2,020,858 | +€1.5m | +294% |
| Recurring financial income | 75 | €512,636 | €2,020,858 | +€1.5m | +294% |
| Financial charges | 65/66B | €250,961 | €298,714 | +€47,753 | +19.0% |
| Recurring financial charges | 65 | €250,961 | €298,714 | +€47,753 | +19.0% |
| Profit (loss) for the period before taxes | 9903 | €357,419 | €1,890,734 | +€1.5m | +429% |
| Profit (loss) for the period | 9904 | €357,419 | €1,890,734 | +€1.5m | +429% |
| Profit (loss) for the period to be appropriated | 9905 | €357,419 | €1,890,734 | +€1.5m | +429% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.