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V.SCHNACKERS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

V.SCHNACKERS

BE 0507.802.225
NACE 46.610, Wholesale trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€11,603
2024 · -€8,927-€2,676
Equity
€13,880
2024 · €25,483-€11,603
Cash
€620
2024 · €772-€153
Balance sheet total
€180,666
2024 · €169,470+€11,196

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€26,978

    up €26,978 (+180.8%), from €14,919 to €41,897

    of which Trade receivables: +€29,658

  • Stocks and contracts -€10,913

    down €10,913 (-7.6%), from €142,730 to €131,817

  • Tangible fixed assets -€3,542

    down €3,542 (-47.7%), from €7,419 to €3,877

    of which Furniture and vehicles: -€2,450

  • Intangible fixed assets -€1,850

    down €1,850 (-52.8%), from €3,503 to €1,653

Equity and liabilities
  • Advances received +€20,000

    up €20,000 (+133.8%), from €14,952 to €34,952

  • Profit (loss) carried forward -€11,603

    down €11,603 (-46.8%), from -€24,778 to -€36,381

  • Accrued charges and deferred income +€6,837

    up €6,837 (+1626.2%), from €420 to €7,257

  • Tax, wage and social debts -€5,964

    down €5,964 (-88.6%), from €6,730 to €766

    of which Taxes: -€5,214

  • Other debts +€2,553

    up €2,553 (+2.9%), from €88,479 to €91,032

Income statement
  • Purchases and services +€84,876

    new in 2025: €84,876

  • Turnover +€80,662

    new in 2025: €80,662

  • Gross operating margin -€9,983

    down €9,983, from €4,770 to -€5,214

  • Other operating charges -€4,216

    down €4,216 (-72.0%), from €5,854 to €1,638

  • Depreciation -€971

    down €971 (-15.3%), from €6,364 to €5,392

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€8,927
Gross operating margin -€9,983
Depreciation +€971
Other operating charges +€4,216
Other operating items +€1,077
Financial income +€317
Financial charges +€726
Result 2025 -€11,603

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€153
Investment €0
Financing €0
Cash 2024 €772
Net result for the year -€11,603
Depreciation +€5,392
Stocks and contracts +€10,913
Receivables within one year -€26,978
Deferred charges and accrued income -€676
Trade debts -€627
Tax, wage and social debts -€5,964
Advances received +€20,000
Other debts +€2,553
Accrued charges and deferred income +€6,837
Cash 2025 €620
Every line side by side 48 lines
Line Code 2024 2025 Change %
Total assets 20/58 €169,470 €180,666 +€11,196 +6.6%
Fixed assets 21/28 €10,922 €5,530 -€5,392 -49.4%
Intangible fixed assets 21 €3,503 €1,653 -€1,850 -52.8%
Tangible fixed assets 22/27 €7,419 €3,877 -€3,542 -47.7%
Plant, machinery and equipment 23 €4,043 €2,951 -€1,092 -27.0%
Furniture and vehicles 24 €3,376 €926 -€2,450 -72.6%
Current assets 29/58 €158,548 €175,136 +€16,588 +10.5%
Stocks and contracts in progress 3 €142,730 €131,817 -€10,913 -7.6%
Stocks 30/36 €142,730 €131,817 -€10,913 -7.6%
Amounts receivable within one year 40/41 €14,919 €41,897 +€26,978 +180.8%
Trade receivables 40 €11,340 €40,998 +€29,658 +261.5%
Other amounts receivable 41 €3,579 €899 -€2,680 -74.9%
Cash at bank and in hand 54/58 €772 €620 -€153 -19.8%
Deferred charges and accrued income 490/1 €127 €803 +€676 +533.2%
Total equity and liabilities 10/49 €169,470 €180,666 +€11,196 +6.6%
Equity 10/15 €25,483 €13,880 -€11,603 -45.5%
Contributions 10/11 €50,000 €50,000 = 0.0%
Reserves 13 €261 €261 = 0.0%
Non-distributable reserves 130/1 €261 €261 = 0.0%
Reserves not available under the articles 1311 €261 €261 = 0.0%
Profit (loss) carried forward 14 -€24,778 -€36,381 -€11,603 -46.8%
Amounts payable 17/49 €143,987 €166,786 +€22,799 +15.8%
Amounts payable after more than one year 17 €2,200 €2,200 = 0.0%
Other amounts payable 178/9 €2,200 €2,200 = 0.0%
Amounts payable within one year 42/48 €141,367 €157,329 +€15,962 +11.3%
Trade debts 44 €31,206 €30,579 -€627 -2.0%
Suppliers 440/4 €31,206 €30,579 -€627 -2.0%
Advances received on contracts in progress 46 €14,952 €34,952 +€20,000 +133.8%
Taxes, remuneration and social security 45 €6,730 €766 -€5,964 -88.6%
Taxes 450/3 €5,980 €766 -€5,214 -87.2%
Remuneration and social security 454/9 €750 - -€750
Other amounts payable 47/48 €88,479 €91,032 +€2,553 +2.9%
Accrued charges and deferred income 492/3 €420 €7,257 +€6,837 +1626.2%
Turnover 70 - €80,662 +€80,662
Non-recurring operating income 76A €2,208 €79,662 +€77,454 +3507.9%
Goods, raw materials, services and sundry goods 60/61 - €84,876 +€84,876
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €6,364 €5,392 -€971 -15.3%
Other operating charges 640/8 €5,854 €1,638 -€4,216 -72.0%
Non-recurring operating charges 66A €1,077 - -€1,077
Gross operating margin 9900 €4,770 -€5,214 -€9,983
Operating profit (loss) 9901 -€8,525 -€12,244 -€3,720 -43.6%
Financial income 75/76B €484 €801 +€317 +65.4%
Recurring financial income 75 €484 €801 +€317 +65.4%
Financial charges 65/66B €886 €160 -€726 -82.0%
Recurring financial charges 65 €886 €160 -€726 -82.0%
Profit (loss) for the period before taxes 9903 -€8,927 -€11,603 -€2,676 -30.0%
Profit (loss) for the period 9904 -€8,927 -€11,603 -€2,676 -30.0%
Profit (loss) for the period to be appropriated 9905 -€8,927 -€11,603 -€2,676 -30.0%

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.