UW BOUWPARTNER: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
UW BOUWPARTNER
Largest movements
- Stocks and contracts -€22,121
down €22,121 (-83.1%), from €26,607 to €4,486
- Cash +€16,905
up €16,905 (+58.7%), from €28,805 to €45,710
mainly Stocks and contracts (+€22,121) and Net result for the year (+€12,388)
- Receivables within one year +€11,341
up €11,341 (+42.0%), from €26,972 to €38,313
of which Other amounts receivable: +€6,779
- Tangible fixed assets -€9,261
down €9,261 (-38.6%), from €24,012 to €14,751
- Profit (loss) carried forward +€12,388
up €12,388 (+23.0%), from €53,924 to €66,312
- Trade debts -€10,504
down €10,504 (-69.8%), from €15,047 to €4,543
- Debts after one year -€6,847
down €6,847 (-74.4%), from €9,199 to €2,353
- Short-term financial debts +€5,000
new in 2025: €5,000
- Current portion of long-term debt -€4,695
down €4,695 (-40.7%), from €11,541 to €6,847
- Gross operating margin -€5,147
down €5,147 (-16.0%), from €32,133 to €26,986
- Depreciation -€1,739
down €1,739 (-15.8%), from €11,000 to €9,261
- Financial income +€925
up €925 (+9,246,900%), from €0 to €925
- Taxes -€475
down €475 (-10.2%), from €4,661 to €4,186
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €106,992 | €103,260 | -€3,732 | -3.5% |
| Fixed assets | 21/28 | €24,012 | €14,751 | -€9,261 | -38.6% |
| Tangible fixed assets | 22/27 | €24,012 | €14,751 | -€9,261 | -38.6% |
| Furniture and vehicles | 24 | €24,012 | €14,751 | -€9,261 | -38.6% |
| Current assets | 29/58 | €82,980 | €88,509 | +€5,529 | +6.7% |
| Stocks and contracts in progress | 3 | €26,607 | €4,486 | -€22,121 | -83.1% |
| Contracts in progress | 37 | €26,607 | €4,486 | -€22,121 | -83.1% |
| Amounts receivable within one year | 40/41 | €26,972 | €38,313 | +€11,341 | +42.0% |
| Trade receivables | 40 | €13,962 | €18,524 | +€4,562 | +32.7% |
| Other amounts receivable | 41 | €13,010 | €19,789 | +€6,779 | +52.1% |
| Cash at bank and in hand | 54/58 | €28,805 | €45,710 | +€16,905 | +58.7% |
| Deferred charges and accrued income | 490/1 | €597 | - | -€597 | |
| Total equity and liabilities | 10/49 | €106,992 | €103,260 | -€3,732 | -3.5% |
| Equity | 10/15 | €68,184 | €80,572 | +€12,388 | +18.2% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €53,924 | €66,312 | +€12,388 | +23.0% |
| Amounts payable | 17/49 | €38,808 | €22,688 | -€16,120 | -41.5% |
| Amounts payable after more than one year | 17 | €9,199 | €2,353 | -€6,847 | -74.4% |
| Financial debts | 170/4 | €9,199 | €2,353 | -€6,847 | -74.4% |
| Amounts payable within one year | 42/48 | €29,609 | €20,335 | -€9,273 | -31.3% |
| Current portion of amounts payable after more than one year | 42 | €11,541 | €6,847 | -€4,695 | -40.7% |
| Financial debts | 43 | - | €5,000 | +€5,000 | |
| Credit institutions | 430/8 | - | €5,000 | +€5,000 | |
| Trade debts | 44 | €15,047 | €4,543 | -€10,504 | -69.8% |
| Suppliers | 440/4 | €15,047 | €4,543 | -€10,504 | -69.8% |
| Taxes, remuneration and social security | 45 | €3,021 | €3,946 | +€925 | +30.6% |
| Taxes | 450/3 | €2,994 | €3,919 | +€925 | +30.9% |
| Remuneration and social security | 454/9 | €27 | €27 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €11,000 | €9,261 | -€1,739 | -15.8% |
| Other operating charges | 640/8 | €1,296 | €1,054 | -€242 | -18.7% |
| Gross operating margin | 9900 | €32,133 | €26,986 | -€5,147 | -16.0% |
| Operating profit (loss) | 9901 | €19,838 | €16,671 | -€3,167 | -16.0% |
| Financial income | 75/76B | €0 | €925 | +€925 | +9,246,900% |
| Recurring financial income | 75 | €0 | €925 | +€925 | +9,246,900% |
| Financial charges | 65/66B | €1,263 | €1,021 | -€242 | -19.1% |
| Recurring financial charges | 65 | €1,263 | €1,021 | -€242 | -19.1% |
| Profit (loss) for the period before taxes | 9903 | €18,574 | €16,574 | -€2,000 | -10.8% |
| Income taxes | 67/77 | €4,661 | €4,186 | -€475 | -10.2% |
| Profit (loss) for the period | 9904 | €13,913 | €12,388 | -€1,525 | -11.0% |
| Profit (loss) for the period to be appropriated | 9905 | €13,913 | €12,388 | -€1,525 | -11.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.