UVM INVEST: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
UVM INVEST
Largest movements
- Tangible fixed assets -€41,313
down €41,313 (-4.7%), from €876,498 to €835,185
- Profit (loss) carried forward -€28,712
down €28,712 (-42.7%), from -€67,223 to -€95,935
- Debts after one year -€11,130
down €11,130 (-11.0%), from €101,055 to €89,925
- Other operating charges +€1,008
up €1,008 (+12.6%), from €7,983 to €8,991
- Financial charges -€974
down €974 (-16.3%), from €5,984 to €5,011
- Gross operating margin -€853
down €853 (-3.1%), from €27,455 to €26,602
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €898,020 | €859,662 | -€38,358 | -4.3% |
| Fixed assets | 21/28 | €876,498 | €835,185 | -€41,313 | -4.7% |
| Tangible fixed assets | 22/27 | €876,498 | €835,185 | -€41,313 | -4.7% |
| Land and buildings | 22 | €876,498 | €835,185 | -€41,313 | -4.7% |
| Current assets | 29/58 | €21,522 | €24,476 | +€2,954 | +13.7% |
| Amounts receivable within one year | 40/41 | €17,736 | €17,736 | = | 0.0% |
| Other amounts receivable | 41 | €17,736 | €17,736 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €3,344 | €6,740 | +€3,396 | +102% |
| Deferred charges and accrued income | 490/1 | €442 | - | -€442 | |
| Total equity and liabilities | 10/49 | €898,020 | €859,662 | -€38,358 | -4.3% |
| Equity | 10/15 | €782,777 | €754,065 | -€28,712 | -3.7% |
| Contributions | 10/11 | €850,000 | €850,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€67,223 | -€95,935 | -€28,712 | -42.7% |
| Amounts payable | 17/49 | €115,243 | €105,597 | -€9,646 | -8.4% |
| Amounts payable after more than one year | 17 | €101,055 | €89,925 | -€11,130 | -11.0% |
| Financial debts | 170/4 | €101,055 | €89,925 | -€11,130 | -11.0% |
| Amounts payable within one year | 42/48 | €12,852 | €15,672 | +€2,820 | +21.9% |
| Current portion of amounts payable after more than one year | 42 | €10,598 | €12,034 | +€1,435 | +13.5% |
| Trade debts | 44 | €1,500 | €2,885 | +€1,384 | +92.3% |
| Suppliers | 440/4 | €1,500 | €2,885 | +€1,384 | +92.3% |
| Other amounts payable | 47/48 | €754 | €754 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | €1,336 | - | -€1,336 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €41,313 | €41,313 | = | 0.0% |
| Other operating charges | 640/8 | €7,983 | €8,991 | +€1,008 | +12.6% |
| Gross operating margin | 9900 | €27,455 | €26,602 | -€853 | -3.1% |
| Operating profit (loss) | 9901 | -€21,840 | -€23,701 | -€1,862 | -8.5% |
| Financial charges | 65/66B | €5,984 | €5,011 | -€974 | -16.3% |
| Recurring financial charges | 65 | €5,984 | €5,011 | -€974 | -16.3% |
| Profit (loss) for the period before taxes | 9903 | -€27,824 | -€28,712 | -€888 | -3.2% |
| Profit (loss) for the period | 9904 | -€27,824 | -€28,712 | -€888 | -3.2% |
| Profit (loss) for the period to be appropriated | 9905 | -€27,824 | -€28,712 | -€888 | -3.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.