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URGA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

URGA

BE 0879.915.902
NACE 55.203, Holiday cottages, homes and apartments
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€5,347
2024 · €20,726-€26,073
Equity
€170,687
2024 · €179,534-€8,847
Cash
€75,896
2024 · €155,965-€80,069
Balance sheet total
€430,168
2024 · €262,327+€167,841

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€241,361

    up €241,361 (+334.0%), from €72,269 to €313,629

    of which Land and buildings: +€243,337

  • Cash -€80,069

    down €80,069 (-51.3%), from €155,965 to €75,896

    mainly Investment in fixed assets (net) (-€261,369) and Tax, wage and social debts (-€10,767)

Equity and liabilities
  • Debts after one year +€157,616

    new in 2025: €157,616

  • Current portion of long-term debt +€14,944

    new in 2025: €14,944

  • Tax, wage and social debts -€10,767

    down €10,767 (-88.3%), from €12,200 to €1,433

    of which Taxes: -€6,705

  • Other debts +€8,991

    up €8,991 (+14.0%), from €64,428 to €73,418

  • Advances received +€5,838

    up €5,838 (+843.4%), from €692 to €6,531

Income statement
  • Gross operating margin -€25,748

    down €25,748 (-27.0%), from €95,387 to €69,639

  • Taxes -€7,715

    no longer reported in 2025 (was €7,715)

  • Depreciation +€4,003

    up €4,003 (+25.0%), from €16,006 to €20,009

  • Financial charges +€2,833

    up €2,833 (+105.3%), from €2,690 to €5,523

  • Other operating charges +€2,295

    up €2,295 (+61.9%), from €3,705 to €6,000

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €20,726
Gross operating margin -€25,748
Staff costs +€536
Depreciation -€4,003
Other operating charges -€2,295
Financial income +€555
Financial charges -€2,833
Taxes +€7,715
Result 2025 -€5,347

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€12,240
Investment -€261,369
Financing +€169,060
Cash 2024 €155,965
Net result for the year -€5,347
Depreciation +€20,009
Stocks and contracts -€610
Receivables within one year -€4,217
Deferred charges and accrued income -€1,723
Trade debts +€4,197
Tax, wage and social debts -€10,767
Advances received +€5,838
Other debts +€8,991
Accrued charges and deferred income -€4,132
Investment in fixed assets (net) -€261,369
Debts after one year +€157,616
Current portion of long-term debt +€14,944
Contributions, distributions and other -€3,500
Cash 2025 €75,896
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €262,327 €430,168 +€167,841 +64.0%
Fixed assets 21/28 €72,304 €313,664 +€241,361 +333.8%
Tangible fixed assets 22/27 €72,269 €313,629 +€241,361 +334.0%
Land and buildings 22 €27,115 €270,451 +€243,337 +897.4%
Plant, machinery and equipment 23 €38,923 €38,940 +€17 0.0%
Furniture and vehicles 24 €6,231 €4,238 -€1,993 -32.0%
Financial fixed assets 28 €35 €35 = 0.0%
Current assets 29/58 €190,023 €116,504 -€73,519 -38.7%
Stocks and contracts in progress 3 €1,225 €1,835 +€610 +49.8%
Stocks 30/36 €1,225 €1,835 +€610 +49.8%
Amounts receivable within one year 40/41 €30,268 €34,485 +€4,217 +13.9%
Trade receivables 40 €30,268 €28,735 -€1,533 -5.1%
Other amounts receivable 41 - €5,750 +€5,750
Cash at bank and in hand 54/58 €155,965 €75,896 -€80,069 -51.3%
Deferred charges and accrued income 490/1 €2,565 €4,288 +€1,723 +67.2%
Total equity and liabilities 10/49 €262,327 €430,168 +€167,841 +64.0%
Equity 10/15 €179,534 €170,687 -€8,847 -4.9%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €88,787 €85,287 -€3,500 -3.9%
Distributable reserves 133 €88,787 €85,287 -€3,500 -3.9%
Profit (loss) carried forward 14 €72,148 €66,801 -€5,347 -7.4%
Amounts payable 17/49 €82,793 €259,481 +€176,688 +213.4%
Amounts payable after more than one year 17 - €157,616 +€157,616
Financial debts 170/4 - €157,616 +€157,616
Amounts payable within one year 42/48 €78,073 €101,277 +€23,204 +29.7%
Current portion of amounts payable after more than one year 42 - €14,944 +€14,944
Trade debts 44 €753 €4,951 +€4,197 +557.2%
Suppliers 440/4 €753 €4,951 +€4,197 +557.2%
Advances received on contracts in progress 46 €692 €6,531 +€5,838 +843.4%
Taxes, remuneration and social security 45 €12,200 €1,433 -€10,767 -88.3%
Taxes 450/3 €8,138 €1,433 -€6,705 -82.4%
Remuneration and social security 454/9 €4,062 - -€4,062
Other amounts payable 47/48 €64,428 €73,418 +€8,991 +14.0%
Accrued charges and deferred income 492/3 €4,720 €588 -€4,132 -87.5%
Remuneration, social security and pensions 62 €44,908 €44,372 -€536 -1.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €16,006 €20,009 +€4,003 +25.0%
Other operating charges 640/8 €3,705 €6,000 +€2,295 +61.9%
Gross operating margin 9900 €95,387 €69,639 -€25,748 -27.0%
Operating profit (loss) 9901 €30,767 -€742 -€31,510
Financial income 75/76B €364 €918 +€555 +152.5%
Recurring financial income 75 €364 €918 +€555 +152.5%
Financial charges 65/66B €2,690 €5,523 +€2,833 +105.3%
Recurring financial charges 65 €2,690 €5,523 +€2,833 +105.3%
Profit (loss) for the period before taxes 9903 €28,441 -€5,347 -€33,788
Income taxes 67/77 €7,715 - -€7,715
Profit (loss) for the period 9904 €20,726 -€5,347 -€26,073
Profit (loss) for the period to be appropriated 9905 €20,726 -€5,347 -€26,073

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.