URBIZ: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
URBIZ
Largest movements
- Intangible fixed assets -€52,183
down €52,183 (-42.8%), from €121,955 to €69,772
- Receivables within one year -€6,350
down €6,350 (-28.6%), from €22,179 to €15,829
of which Other amounts receivable: -€14,766
- Cash -€6,158
down €6,158 (-79.2%), from €7,777 to €1,619
mainly Net result for the year (-€33,239) and Other debts (-€28,596)
- Profit (loss) carried forward -€33,239
down €33,239 (-59.1%), from -€56,274 to -€89,513
- Other debts -€28,596
down €28,596 (-94.1%), from €30,382 to €1,785
- Accrued charges and deferred income -€2,496
down €2,496 (-52.8%), from €4,731 to €2,235
- Gross operating margin +€30,375
up €30,375, from -€11,375 to €19,000
- Depreciation +€21,863
up €21,863 (+72.1%), from €30,320 to €52,183
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €154,412 | €89,720 | -€64,691 | -41.9% |
| Fixed assets | 21/28 | €124,455 | €72,272 | -€52,183 | -41.9% |
| Intangible fixed assets | 21 | €121,955 | €69,772 | -€52,183 | -42.8% |
| Financial fixed assets | 28 | €2,500 | €2,500 | = | 0.0% |
| Current assets | 29/58 | €29,957 | €17,448 | -€12,509 | -41.8% |
| Amounts receivable within one year | 40/41 | €22,179 | €15,829 | -€6,350 | -28.6% |
| Trade receivables | 40 | €152 | €8,569 | +€8,416 | +5519.9% |
| Other amounts receivable | 41 | €22,027 | €7,261 | -€14,766 | -67.0% |
| Cash at bank and in hand | 54/58 | €7,777 | €1,619 | -€6,158 | -79.2% |
| Total equity and liabilities | 10/49 | €154,412 | €89,720 | -€64,691 | -41.9% |
| Equity | 10/15 | -€56,269 | -€89,508 | -€33,239 | -59.1% |
| Contributions | 10/11 | €5 | €5 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€56,274 | -€89,513 | -€33,239 | -59.1% |
| Amounts payable | 17/49 | €210,681 | €179,228 | -€31,453 | -14.9% |
| Amounts payable within one year | 42/48 | €205,950 | €176,993 | -€28,957 | -14.1% |
| Trade debts | 44 | €175,569 | €174,897 | -€672 | -0.4% |
| Suppliers | 440/4 | €175,569 | €174,897 | -€672 | -0.4% |
| Taxes, remuneration and social security | 45 | - | €311 | +€311 | |
| Taxes | 450/3 | - | €311 | +€311 | |
| Other amounts payable | 47/48 | €30,382 | €1,785 | -€28,596 | -94.1% |
| Accrued charges and deferred income | 492/3 | €4,731 | €2,235 | -€2,496 | -52.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €30,320 | €52,183 | +€21,863 | +72.1% |
| Gross operating margin | 9900 | -€11,375 | €19,000 | +€30,375 | |
| Operating profit (loss) | 9901 | -€41,695 | -€33,183 | +€8,512 | +20.4% |
| Financial charges | 65/66B | €58 | €56 | -€2 | -3.3% |
| Recurring financial charges | 65 | €58 | €56 | -€2 | -3.3% |
| Profit (loss) for the period before taxes | 9903 | -€41,752 | -€33,239 | +€8,514 | +20.4% |
| Profit (loss) for the period | 9904 | -€41,752 | -€33,239 | +€8,514 | +20.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€41,752 | -€33,239 | +€8,514 | +20.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.