URBICOOP: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
URBICOOP
Largest movements
- Tangible fixed assets -€677,539
down €677,539 (-57.3%), from €1.2m to €503,984
- Receivables within one year -€96,358
no longer reported in 2025 (was €96,358)
of which Other amounts receivable: -€92,160
- Cash +€37,282
up €37,282 (+83.4%), from €44,689 to €81,971
mainly Investment in fixed assets (net) (+€597,282) and Receivables within one year (+€96,358)
- Profit (loss) carried forward -€820,078
down €820,078 (-82.2%), from €998,214 to €178,136
- Other debts +€47,936
up €47,936 (+19.1%), from €250,404 to €298,340
- Trade debts +€47,669
up €47,669 (+86.1%), from €55,352 to €103,021
- Gross operating margin -€963,644
down €963,644, from €889,789 to -€73,855
- Taxes -€324,338
down €324,338 (-100.0%), from €324,340 to €2
- Depreciation -€20,819
down €20,819 (-20.6%), from €101,077 to €80,257
- Other operating charges -€9,340
down €9,340 (-39.7%), from €23,517 to €14,176
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,322,569 | €585,954 | -€736,615 | -55.7% |
| Fixed assets | 21/28 | €1,181,523 | €503,984 | -€677,539 | -57.3% |
| Tangible fixed assets | 22/27 | €1,181,523 | €503,984 | -€677,539 | -57.3% |
| Land and buildings | 22 | €1,181,523 | €503,984 | -€677,539 | -57.3% |
| Current assets | 29/58 | €141,046 | €81,971 | -€59,076 | -41.9% |
| Amounts receivable within one year | 40/41 | €96,358 | - | -€96,358 | |
| Trade receivables | 40 | €4,198 | - | -€4,198 | |
| Other amounts receivable | 41 | €92,160 | - | -€92,160 | |
| Cash at bank and in hand | 54/58 | €44,689 | €81,971 | +€37,282 | +83.4% |
| Total equity and liabilities | 10/49 | €1,322,569 | €585,954 | -€736,615 | -55.7% |
| Equity | 10/15 | €1,016,814 | €184,594 | -€832,220 | -81.8% |
| Contributions | 10/11 | €18,600 | €6,458 | -€12,142 | -65.3% |
| Profit (loss) carried forward | 14 | €998,214 | €178,136 | -€820,078 | -82.2% |
| Amounts payable | 17/49 | €305,755 | €401,361 | +€95,605 | +31.3% |
| Amounts payable within one year | 42/48 | €305,755 | €401,361 | +€95,605 | +31.3% |
| Trade debts | 44 | €55,352 | €103,021 | +€47,669 | +86.1% |
| Suppliers | 440/4 | €55,352 | €103,021 | +€47,669 | +86.1% |
| Other amounts payable | 47/48 | €250,404 | €298,340 | +€47,936 | +19.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €101,077 | €80,257 | -€20,819 | -20.6% |
| Other operating charges | 640/8 | €23,517 | €14,176 | -€9,340 | -39.7% |
| Gross operating margin | 9900 | €889,789 | -€73,855 | -€963,644 | |
| Operating profit (loss) | 9901 | €765,196 | -€168,289 | -€933,485 | |
| Financial charges | 65/66B | €5,713 | €148 | -€5,565 | -97.4% |
| Recurring financial charges | 65 | €5,713 | €148 | -€5,565 | -97.4% |
| Profit (loss) for the period before taxes | 9903 | €759,483 | -€168,436 | -€927,919 | |
| Transfer from deferred taxes | 780 | €218,407 | - | -€218,407 | |
| Income taxes | 67/77 | €324,340 | €2 | -€324,338 | -100.0% |
| Profit (loss) for the period | 9904 | €653,550 | -€168,438 | -€821,989 | |
| Transfer from tax-exempt reserves | 789 | €492,429 | - | -€492,429 | |
| Profit (loss) for the period to be appropriated | 9905 | €1,145,979 | -€168,438 | -€1.3m |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.