URBANITE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
URBANITE
Largest movements
- Cash -€73,670
down €73,670 (-43.9%), from €167,638 to €93,968
mainly Contributions, distributions and other (-€176,471) and Trade debts (-€25,019)
- Receivables within one year +€9,490
up €9,490 (+15.0%), from €63,235 to €72,724
of which Other amounts receivable: +€6,765
- Reserves -€72,343
down €72,343 (-52.6%), from €137,414 to €65,071
- Tax, wage and social debts +€30,758
up €30,758 (+118.3%), from €25,989 to €56,747
of which Taxes: +€30,020
- Trade debts -€25,019
down €25,019 (-36.1%), from €69,374 to €44,355
- Financial income +€72,053
up €72,053 (+173.6%), from €41,500 to €113,553
- Gross operating margin -€58,844
down €58,844, from €52,469 to -€6,375
- Taxes -€10,386
down €10,386 (-97.8%), from €10,621 to €235
- Depreciation -€5,027
down €5,027 (-88.8%), from €5,663 to €636
- Financial charges -€585
down €585 (-36.1%), from €1,620 to €1,035
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €236,777 | €171,271 | -€65,506 | -27.7% |
| Fixed assets | 21/28 | €5,214 | €4,578 | -€636 | -12.2% |
| Tangible fixed assets | 22/27 | €636 | - | -€636 | |
| Furniture and vehicles | 24 | €636 | - | -€636 | |
| Financial fixed assets | 28 | €4,578 | €4,578 | = | 0.0% |
| Current assets | 29/58 | €231,562 | €166,693 | -€64,870 | -28.0% |
| Amounts receivable within one year | 40/41 | €63,235 | €72,724 | +€9,490 | +15.0% |
| Trade receivables | 40 | €63,235 | €65,960 | +€2,725 | +4.3% |
| Other amounts receivable | 41 | - | €6,765 | +€6,765 | |
| Cash at bank and in hand | 54/58 | €167,638 | €93,968 | -€73,670 | -43.9% |
| Deferred charges and accrued income | 490/1 | €690 | - | -€690 | |
| Total equity and liabilities | 10/49 | €236,777 | €171,271 | -€65,506 | -27.7% |
| Equity | 10/15 | €141,414 | €69,071 | -€72,343 | -51.2% |
| Contributions | 10/11 | €4,000 | €4,000 | = | 0.0% |
| Reserves | 13 | €137,414 | €65,071 | -€72,343 | -52.6% |
| Distributable reserves | 133 | €137,414 | €65,071 | -€72,343 | -52.6% |
| Amounts payable | 17/49 | €95,363 | €102,200 | +€6,837 | +7.2% |
| Amounts payable within one year | 42/48 | €95,363 | €101,801 | +€6,437 | +6.8% |
| Trade debts | 44 | €69,374 | €44,355 | -€25,019 | -36.1% |
| Suppliers | 440/4 | €69,374 | €44,355 | -€25,019 | -36.1% |
| Taxes, remuneration and social security | 45 | €25,989 | €56,747 | +€30,758 | +118.3% |
| Taxes | 450/3 | €23,577 | €53,597 | +€30,020 | +127.3% |
| Remuneration and social security | 454/9 | €2,412 | €3,150 | +€738 | +30.6% |
| Other amounts payable | 47/48 | - | €699 | +€699 | |
| Accrued charges and deferred income | 492/3 | - | €400 | +€400 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,663 | €636 | -€5,027 | -88.8% |
| Other operating charges | 640/8 | €1,367 | €1,144 | -€223 | -16.3% |
| Gross operating margin | 9900 | €52,469 | -€6,375 | -€58,844 | |
| Operating profit (loss) | 9901 | €45,439 | -€8,156 | -€53,594 | |
| Financial income | 75/76B | €41,500 | €113,553 | +€72,053 | +173.6% |
| Recurring financial income | 75 | €41,500 | €113,553 | +€72,053 | +173.6% |
| Financial charges | 65/66B | €1,620 | €1,035 | -€585 | -36.1% |
| Recurring financial charges | 65 | €1,620 | €1,035 | -€585 | -36.1% |
| Profit (loss) for the period before taxes | 9903 | €85,319 | €104,363 | +€19,044 | +22.3% |
| Income taxes | 67/77 | €10,621 | €235 | -€10,386 | -97.8% |
| Profit (loss) for the period | 9904 | €74,697 | €104,128 | +€29,431 | +39.4% |
| Profit (loss) for the period to be appropriated | 9905 | €74,697 | €104,128 | +€29,431 | +39.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.