URBANISSIMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
URBANISSIMO
Largest movements
- Tangible fixed assets -€5,522
down €5,522 (-38.4%), from €14,373 to €8,851
of which Assets under construction and advance payments: -€3,754
- Receivables within one year -€4,624
down €4,624 (-10.3%), from €44,903 to €40,279
of which Other amounts receivable: -€18,135
- Profit (loss) carried forward -€13,283
down €13,283 (-45.8%), from -€29,008 to -€42,291
- Trade debts +€5,053
up €5,053 (+166%), from €3,044 to €8,097
- Short-term financial debts -€1,526
down €1,526 (-33.5%), from €4,562 to €3,036
- Staff costs +€8,356
up €8,356 (+2,605%), from €321 to €8,677
- Gross operating margin +€8,102
up €8,102, from -€7,973 to €129
- Other operating charges +€862
up €862 (+72.7%), from €1,186 to €2,048
- Financial charges +€713
up €713 (+63.0%), from €1,133 to €1,846
- Financial income -€431
down €431 (-26.5%), from €1,630 to €1,198
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €65,986 | €56,144 | -€9,842 | -14.9% |
| Fixed assets | 21/28 | €14,373 | €8,851 | -€5,522 | -38.4% |
| Tangible fixed assets | 22/27 | €14,373 | €8,851 | -€5,522 | -38.4% |
| Furniture and vehicles | 24 | €4,619 | €2,851 | -€1,768 | -38.3% |
| Assets under construction and advance payments | 27 | €9,754 | €6,000 | -€3,754 | -38.5% |
| Current assets | 29/58 | €51,613 | €47,293 | -€4,320 | -8.4% |
| Stocks and contracts in progress | 3 | €6,618 | €6,618 | = | 0.0% |
| Stocks | 30/36 | €6,618 | €6,618 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €44,903 | €40,279 | -€4,624 | -10.3% |
| Trade receivables | 40 | €22,743 | €36,254 | +€13,511 | +59.4% |
| Other amounts receivable | 41 | €22,160 | €4,025 | -€18,135 | -81.8% |
| Cash at bank and in hand | 54/58 | €0 | - | = | |
| Deferred charges and accrued income | 490/1 | €92 | €396 | +€304 | +329% |
| Total equity and liabilities | 10/49 | €65,986 | €56,144 | -€9,842 | -14.9% |
| Equity | 10/15 | €43,331 | €30,047 | -€13,283 | -30.7% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Reserves | 13 | €71,339 | €71,339 | = | 0.0% |
| Distributable reserves | 133 | €71,339 | €71,339 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€29,008 | -€42,291 | -€13,283 | -45.8% |
| Amounts payable | 17/49 | €22,656 | €26,097 | +€3,441 | +15.2% |
| Amounts payable within one year | 42/48 | €22,656 | €26,097 | +€3,441 | +15.2% |
| Financial debts | 43 | €4,562 | €3,036 | -€1,526 | -33.5% |
| Credit institutions | 430/8 | €4,562 | €3,036 | -€1,526 | -33.5% |
| Trade debts | 44 | €3,044 | €8,097 | +€5,053 | +166% |
| Suppliers | 440/4 | €3,044 | €8,097 | +€5,053 | +166% |
| Taxes, remuneration and social security | 45 | €15,049 | €14,963 | -€86 | -0.6% |
| Taxes | 450/3 | €11,396 | €12,626 | +€1,230 | +10.8% |
| Remuneration and social security | 454/9 | €3,653 | €2,337 | -€1,315 | -36.0% |
| Remuneration, social security and pensions | 62 | €321 | €8,677 | +€8,356 | +2,605% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,963 | €1,768 | -€195 | -9.9% |
| Other operating charges | 640/8 | €1,186 | €2,048 | +€862 | +72.7% |
| Gross operating margin | 9900 | -€7,973 | €129 | +€8,102 | |
| Operating profit (loss) | 9901 | -€11,443 | -€12,364 | -€921 | -8.0% |
| Financial income | 75/76B | €1,630 | €1,198 | -€431 | -26.5% |
| Recurring financial income | 75 | €1,630 | €1,198 | -€431 | -26.5% |
| Financial charges | 65/66B | €1,133 | €1,846 | +€713 | +63.0% |
| Recurring financial charges | 65 | €1,133 | €1,846 | +€713 | +63.0% |
| Profit (loss) for the period before taxes | 9903 | -€10,946 | -€13,011 | -€2,066 | -18.9% |
| Income taxes | 67/77 | €304 | €290 | -€14 | -4.5% |
| Profit (loss) for the period | 9904 | -€11,250 | -€13,302 | -€2,052 | -18.2% |
| Profit (loss) for the period to be appropriated | 9905 | -€11,250 | -€13,302 | -€2,052 | -18.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.