URBANIMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
URBANIMMO
Largest movements
- Tangible fixed assets -€21,982
down €21,982 (-7.0%), from €315,029 to €293,047
of which Land and buildings: -€21,130
- Cash -€8,426
down €8,426 (-88.3%), from €9,539 to €1,112
mainly Net result for the year (-€36,284) and Tax, wage and social debts (-€2,413)
- Profit (loss) carried forward -€36,284
down €36,284 (-6.6%), from -€549,176 to -€585,460
- Other debts +€4,052
up €4,052 (+1.3%), from €314,253 to €318,305
- Other operating charges -€53,853
down €53,853 (-90.3%), from €59,608 to €5,755
- Gross operating margin -€8,667
down €8,667 (-55.5%), from €15,622 to €6,956
- Financial charges +€833
up €833 (+5.7%), from €14,670 to €15,503
- Depreciation -€501
down €501 (-2.2%), from €22,483 to €21,982
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €341,293 | €308,286 | -€33,007 | -9.7% |
| Fixed assets | 21/28 | €315,029 | €293,047 | -€21,982 | -7.0% |
| Tangible fixed assets | 22/27 | €315,029 | €293,047 | -€21,982 | -7.0% |
| Land and buildings | 22 | €280,281 | €259,151 | -€21,130 | -7.5% |
| Plant, machinery and equipment | 23 | €1,273 | €896 | -€377 | -29.6% |
| Furniture and vehicles | 24 | €33,475 | €33,000 | -€475 | -1.4% |
| Financial fixed assets | 28 | €0 | - | = | |
| Current assets | 29/58 | €26,265 | €15,239 | -€11,026 | -42.0% |
| Amounts receivable within one year | 40/41 | €16,726 | €14,127 | -€2,600 | -15.5% |
| Trade receivables | 40 | €2,704 | €0 | -€2,704 | -100% |
| Other amounts receivable | 41 | €14,022 | €14,127 | +€104 | +0.7% |
| Cash at bank and in hand | 54/58 | €9,539 | €1,112 | -€8,426 | -88.3% |
| Total equity and liabilities | 10/49 | €341,293 | €308,286 | -€33,007 | -9.7% |
| Equity | 10/15 | -€413,773 | -€450,057 | -€36,284 | -8.8% |
| Contributions | 10/11 | €93,800 | €93,800 | = | 0.0% |
| Reserves | 13 | €41,603 | €41,603 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Tax-exempt reserves | 132 | €29,050 | €29,050 | = | 0.0% |
| Distributable reserves | 133 | €10,693 | €10,693 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€549,176 | -€585,460 | -€36,284 | -6.6% |
| Amounts payable | 17/49 | €755,066 | €758,343 | +€3,277 | +0.4% |
| Amounts payable after more than one year | 17 | €180,000 | €180,000 | = | 0.0% |
| Financial debts | 170/4 | €180,000 | €180,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €573,941 | €577,218 | +€3,277 | +0.6% |
| Financial debts | 43 | €250,000 | €250,000 | = | 0.0% |
| Credit institutions | 430/8 | €250,000 | €250,000 | = | 0.0% |
| Trade debts | 44 | €3,401 | €5,039 | +€1,638 | +48.2% |
| Suppliers | 440/4 | €3,401 | €5,039 | +€1,638 | +48.2% |
| Taxes, remuneration and social security | 45 | €6,286 | €3,874 | -€2,413 | -38.4% |
| Taxes | 450/3 | €6,286 | €3,874 | -€2,413 | -38.4% |
| Other amounts payable | 47/48 | €314,253 | €318,305 | +€4,052 | +1.3% |
| Accrued charges and deferred income | 492/3 | €1,125 | €1,125 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €22,483 | €21,982 | -€501 | -2.2% |
| Provisions for liabilities and charges: additions (uses and reversals) | 635/8 | €0 | - | = | |
| Other operating charges | 640/8 | €59,608 | €5,755 | -€53,853 | -90.3% |
| Gross operating margin | 9900 | €15,622 | €6,956 | -€8,667 | -55.5% |
| Operating profit (loss) | 9901 | -€66,469 | -€20,782 | +€45,687 | +68.7% |
| Financial income | 75/76B | €30 | €0 | -€30 | -100% |
| Recurring financial income | 75 | €30 | €0 | -€30 | -100% |
| Financial charges | 65/66B | €14,670 | €15,503 | +€833 | +5.7% |
| Recurring financial charges | 65 | €14,670 | €15,503 | +€833 | +5.7% |
| Profit (loss) for the period before taxes | 9903 | -€81,109 | -€36,284 | +€44,825 | +55.3% |
| Profit (loss) for the period | 9904 | -€81,109 | -€36,284 | +€44,825 | +55.3% |
| Profit (loss) for the period to be appropriated | 9905 | -€81,109 | -€36,284 | +€44,825 | +55.3% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.