UrbanHomes: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
UrbanHomes
Largest movements
- Cash -€39,742
down €39,742 (-38.8%), from €102,440 to €62,698
mainly Investment in fixed assets (net) (-€24,177) and Trade debts (-€18,353)
- Receivables within one year -€19,194
down €19,194 (-66.2%), from €28,994 to €9,800
of which Trade receivables: -€24,873
- Tangible fixed assets +€18,642
up €18,642 (+299%), from €6,231 to €24,873
of which Furniture and vehicles: +€15,064
- Trade debts -€18,353
down €18,353 (-77.0%), from €23,844 to €5,491
- Other debts -€18,016
down €18,016 (-3.9%), from €462,359 to €444,343
- Profit (loss) carried forward -€14,358
down €14,358 (-12.4%), from €115,783 to €101,425
- Accrued charges and deferred income +€7,750
up €7,750 (+171%), from €4,544 to €12,294
- Gross operating margin -€239,386
down €239,386 (-99.5%), from €240,521 to €1,135
- Taxes -€31,349
no longer reported in 2025 (was €31,349)
- Financial charges -€24,322
down €24,322 (-75.5%), from €32,233 to €7,910
- Depreciation +€5,536
new in 2025: €5,536
- Other operating charges -€3,056
down €3,056 (-58.7%), from €5,204 to €2,148
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €650,172 | €611,785 | -€38,388 | -5.9% |
| Fixed assets | 21/28 | €7,031 | €25,673 | +€18,642 | +265% |
| Tangible fixed assets | 22/27 | €6,231 | €24,873 | +€18,642 | +299% |
| Furniture and vehicles | 24 | €6,231 | €21,295 | +€15,064 | +242% |
| Other tangible fixed assets | 26 | - | €3,578 | +€3,578 | |
| Financial fixed assets | 28 | €800 | €800 | = | 0.0% |
| Current assets | 29/58 | €643,141 | €586,112 | -€57,029 | -8.9% |
| Stocks and contracts in progress | 3 | €511,706 | €513,333 | +€1,627 | +0.3% |
| Stocks | 30/36 | €511,706 | €513,333 | +€1,627 | +0.3% |
| Amounts receivable within one year | 40/41 | €28,994 | €9,800 | -€19,194 | -66.2% |
| Trade receivables | 40 | €24,873 | - | -€24,873 | |
| Other amounts receivable | 41 | €4,121 | €9,800 | +€5,679 | +138% |
| Cash at bank and in hand | 54/58 | €102,440 | €62,698 | -€39,742 | -38.8% |
| Deferred charges and accrued income | 490/1 | - | €280 | +€280 | |
| Total equity and liabilities | 10/49 | €650,172 | €611,785 | -€38,388 | -5.9% |
| Equity | 10/15 | €120,783 | €106,425 | -€14,358 | -11.9% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €115,783 | €101,425 | -€14,358 | -12.4% |
| Amounts payable | 17/49 | €529,389 | €505,360 | -€24,029 | -4.5% |
| Amounts payable within one year | 42/48 | €524,845 | €493,066 | -€31,779 | -6.1% |
| Trade debts | 44 | €23,844 | €5,491 | -€18,353 | -77.0% |
| Suppliers | 440/4 | €23,844 | €5,491 | -€18,353 | -77.0% |
| Taxes, remuneration and social security | 45 | €38,642 | €43,232 | +€4,590 | +11.9% |
| Taxes | 450/3 | €38,642 | €32,282 | -€6,360 | -16.5% |
| Remuneration and social security | 454/9 | - | €10,950 | +€10,950 | |
| Other amounts payable | 47/48 | €462,359 | €444,343 | -€18,016 | -3.9% |
| Accrued charges and deferred income | 492/3 | €4,544 | €12,294 | +€7,750 | +171% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €5,536 | +€5,536 | |
| Other operating charges | 640/8 | €5,204 | €2,148 | -€3,056 | -58.7% |
| Gross operating margin | 9900 | €240,521 | €1,135 | -€239,386 | -99.5% |
| Operating profit (loss) | 9901 | €235,318 | -€6,548 | -€241,866 | |
| Financial income | 75/76B | €2,834 | €100 | -€2,734 | -96.5% |
| Recurring financial income | 75 | €2,834 | €100 | -€2,734 | -96.5% |
| Financial charges | 65/66B | €32,233 | €7,910 | -€24,322 | -75.5% |
| Recurring financial charges | 65 | €32,233 | €7,910 | -€24,322 | -75.5% |
| Profit (loss) for the period before taxes | 9903 | €205,919 | -€14,358 | -€220,278 | |
| Income taxes | 67/77 | €31,349 | - | -€31,349 | |
| Profit (loss) for the period | 9904 | €174,570 | -€14,358 | -€188,929 | |
| Profit (loss) for the period to be appropriated | 9905 | €174,570 | -€14,358 | -€188,929 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.