URBANEO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
URBANEO
Largest movements
- Stocks and contracts -€885,697
down €885,697 (-9.0%), from €9.8m to €8.9m
- Debts after one year -€2.1m
down €2.1m (-97.0%), from €2.1m to €64,850
- Short-term financial debts +€554,308
up €554,308 (+19.3%), from €2.9m to €3.4m
- Other debts +€541,068
up €541,068 (+11.1%), from €4.9m to €5.4m
- Tax, wage and social debts +€200,310
up €200,310 (+14,813%), from €1,352 to €201,662
- Financial charges +€130,487
up €130,487 (+86.4%), from €150,953 to €281,440
- Gross operating margin +€78,811
up €78,811 (+50.0%), from €157,601 to €236,412
- Other operating charges +€5,817
up €5,817 (+323%), from €1,802 to €7,620
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €10,151,310 | €9,267,302 | -€884,008 | -8.7% |
| Fixed assets | 21/28 | €3,705 | €3,705 | = | 0.0% |
| Financial fixed assets | 28 | €3,705 | €3,705 | = | 0.0% |
| Current assets | 29/58 | €10,147,605 | €9,263,597 | -€884,008 | -8.7% |
| Stocks and contracts in progress | 3 | €9,830,167 | €8,944,469 | -€885,697 | -9.0% |
| Stocks | 30/36 | €9,830,167 | €8,944,469 | -€885,697 | -9.0% |
| Amounts receivable within one year | 40/41 | €105,016 | €81,267 | -€23,749 | -22.6% |
| Trade receivables | 40 | €76,888 | €77,767 | +€879 | +1.1% |
| Other amounts receivable | 41 | €28,127 | €3,500 | -€24,627 | -87.6% |
| Cash at bank and in hand | 54/58 | €212,422 | €237,860 | +€25,438 | +12.0% |
| Total equity and liabilities | 10/49 | €10,151,310 | €9,267,302 | -€884,008 | -8.7% |
| Equity | 10/15 | €64,350 | €11,702 | -€52,648 | -81.8% |
| Contributions | 10/11 | €40,000 | €40,000 | = | 0.0% |
| Reserves | 13 | €4,000 | €4,000 | = | 0.0% |
| Non-distributable reserves | 130/1 | €4,000 | €4,000 | = | 0.0% |
| Reserves not available under the articles | 1311 | €4,000 | €4,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €20,350 | -€32,298 | -€52,648 | |
| Amounts payable | 17/49 | €10,086,959 | €9,255,600 | -€831,360 | -8.2% |
| Amounts payable after more than one year | 17 | €2,146,076 | €64,850 | -€2.1m | -97.0% |
| Financial debts | 170/4 | €2,146,076 | €64,850 | -€2.1m | -97.0% |
| Amounts payable within one year | 42/48 | €7,940,883 | €9,190,750 | +€1.2m | +15.7% |
| Financial debts | 43 | €2,875,000 | €3,429,308 | +€554,308 | +19.3% |
| Credit institutions | 430/8 | €2,875,000 | €3,429,308 | +€554,308 | +19.3% |
| Trade debts | 44 | €179,577 | €133,759 | -€45,818 | -25.5% |
| Suppliers | 440/4 | €179,577 | €133,759 | -€45,818 | -25.5% |
| Taxes, remuneration and social security | 45 | €1,352 | €201,662 | +€200,310 | +14,813% |
| Taxes | 450/3 | €1,352 | €201,662 | +€200,310 | +14,813% |
| Other amounts payable | 47/48 | €4,884,954 | €5,426,022 | +€541,068 | +11.1% |
| Other operating charges | 640/8 | €1,802 | €7,620 | +€5,817 | +323% |
| Gross operating margin | 9900 | €157,601 | €236,412 | +€78,811 | +50.0% |
| Operating profit (loss) | 9901 | €155,799 | €228,792 | +€72,994 | +46.9% |
| Financial income | 75/76B | €0 | - | -€0 | |
| Recurring financial income | 75 | €0 | - | -€0 | |
| Financial charges | 65/66B | €150,953 | €281,440 | +€130,487 | +86.4% |
| Recurring financial charges | 65 | €150,953 | €281,440 | +€130,487 | +86.4% |
| Profit (loss) for the period before taxes | 9903 | €4,846 | -€52,648 | -€57,494 | |
| Income taxes | 67/77 | €1,352 | - | -€1,352 | |
| Profit (loss) for the period | 9904 | €3,493 | -€52,648 | -€56,142 | |
| Profit (loss) for the period to be appropriated | 9905 | €3,493 | -€52,648 | -€56,142 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.