URBANA: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
URBANA
Largest movements
- Receivables within one year -€63,514
down €63,514 (-66.9%), from €95,000 to €31,486
of which Trade receivables: -€46,920
- Cash -€15,267
down €15,267 (-42.4%), from €35,988 to €20,721
mainly Net result for the year (-€83,055) and Debts within one year (-€6,408)
- Tangible fixed assets -€7,356
down €7,356 (-56.9%), from €12,933 to €5,577
- Financial fixed assets -€4,663
down €4,663 (-47.1%), from €9,907 to €5,244
- Profit (loss) carried forward -€83,055
down €83,055 (-61.0%), from €136,224 to €53,169
- Debts within one year -€6,408
down €6,408 (-27.4%), from €23,394 to €16,986
of which Tax, wage and social debts: -€6,200
- Gross operating margin -€83,055
down €83,055, from €52,356 to -€30,699
- Staff costs -€8,686
down €8,686 (-16.3%), from €53,277 to €44,591
- Other operating charges -€4,952
down €4,952 (-84.5%), from €5,863 to €911
- Financial charges -€4,240
down €4,240 (-92.3%), from €4,593 to €352
- Financial income -€949
down €949 (-52.6%), from €1,803 to €854
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €161,255 | €70,476 | -€90,779 | -56.3% |
| Fixed assets | 21/28 | €22,840 | €10,821 | -€12,019 | -52.6% |
| Tangible fixed assets | 22/27 | €12,933 | €5,577 | -€7,356 | -56.9% |
| Furniture and vehicles | 24 | €12,933 | €5,577 | -€7,356 | -56.9% |
| Financial fixed assets | 28 | €9,907 | €5,244 | -€4,663 | -47.1% |
| Current assets | 29/58 | €138,415 | €59,655 | -€78,760 | -56.9% |
| Stocks and contracts in progress | 3 | €7,061 | €6,625 | -€436 | -6.2% |
| Stocks | 30/36 | €7,061 | €6,625 | -€436 | -6.2% |
| Amounts receivable within one year | 40/41 | €95,000 | €31,486 | -€63,514 | -66.9% |
| Trade receivables | 40 | €65,424 | €18,504 | -€46,920 | -71.7% |
| Other amounts receivable | 41 | €29,577 | €12,982 | -€16,595 | -56.1% |
| Cash at bank and in hand | 54/58 | €35,988 | €20,721 | -€15,267 | -42.4% |
| Deferred charges and accrued income | 490/1 | €365 | €823 | +€457 | +125% |
| Total equity and liabilities | 10/49 | €161,255 | €70,476 | -€90,779 | -56.3% |
| Equity | 10/15 | €136,224 | €53,169 | -€83,055 | -61.0% |
| Profit (loss) carried forward | 14 | €136,224 | €53,169 | -€83,055 | -61.0% |
| Amounts payable | 17/49 | €25,031 | €17,307 | -€7,724 | -30.9% |
| Amounts payable within one year | 42/48 | €23,394 | €16,986 | -€6,408 | -27.4% |
| Trade debts | 44 | €3,775 | €3,567 | -€208 | -5.5% |
| Suppliers | 440/4 | €3,775 | €3,567 | -€208 | -5.5% |
| Taxes, remuneration and social security | 45 | €19,496 | €13,297 | -€6,200 | -31.8% |
| Taxes | 450/3 | €5,692 | €2,088 | -€3,604 | -63.3% |
| Remuneration and social security | 454/9 | €13,805 | €11,209 | -€2,596 | -18.8% |
| Accrued charges and deferred income | 492/3 | €1,637 | €322 | -€1,316 | -80.4% |
| Remuneration, social security and pensions | 62 | €53,277 | €44,591 | -€8,686 | -16.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,930 | €7,356 | -€574 | -7.2% |
| Other operating charges | 640/8 | €5,863 | €911 | -€4,952 | -84.5% |
| Gross operating margin | 9900 | €52,356 | -€30,699 | -€83,055 | |
| Operating profit (loss) | 9901 | -€14,715 | -€83,557 | -€68,842 | -468% |
| Financial income | 75/76B | €1,803 | €854 | -€949 | -52.6% |
| Recurring financial income | 75 | €1,803 | €854 | -€949 | -52.6% |
| Financial charges | 65/66B | €4,593 | €352 | -€4,240 | -92.3% |
| Recurring financial charges | 65 | €4,593 | €352 | -€4,240 | -92.3% |
| Profit (loss) for the period before taxes | 9903 | -€17,504 | -€83,055 | -€65,551 | -374% |
| Profit (loss) for the period | 9904 | -€17,504 | -€83,055 | -€65,551 | -374% |
| Profit (loss) for the period to be appropriated | 9905 | -€17,504 | -€83,055 | -€65,551 | -374% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.