Urban Trading: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Urban Trading
Largest movements
- Receivables within one year +€25,701
up €25,701 (+68.1%), from €37,731 to €63,432
of which Other amounts receivable: +€25,350
- Stocks and contracts -€2,000
down €2,000 (-34.6%), from €5,776 to €3,776
- Tangible fixed assets -€1,213
down €1,213 (-52.6%), from €2,306 to €1,093
of which Furniture and vehicles: -€993
- Profit (loss) carried forward +€14,208
up €14,208 (+54.9%), from €25,884 to €40,092
- Tax, wage and social debts +€5,461
up €5,461 (+30.5%), from €17,905 to €23,366
of which Taxes: +€4,792
- Other debts +€3,565
up €3,565 (+42.3%), from €8,430 to €11,996
- Trade debts -€1,005
down €1,005 (-18.8%), from €5,337 to €4,331
- Turnover +€7,941
up €7,941 (+2.5%), from €315,120 to €323,060
- Gross operating margin +€4,410
up €4,410 (+15.1%), from €29,239 to €33,649
- Purchases and services +€3,531
up €3,531 (+1.2%), from €285,881 to €289,411
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €59,555 | €82,578 | +€23,023 | +38.7% |
| Fixed assets | 21/28 | €9,806 | €8,593 | -€1,213 | -12.4% |
| Tangible fixed assets | 22/27 | €2,306 | €1,093 | -€1,213 | -52.6% |
| Plant, machinery and equipment | 23 | €985 | €765 | -€220 | -22.3% |
| Furniture and vehicles | 24 | €1,321 | €328 | -€993 | -75.2% |
| Financial fixed assets | 28 | €7,500 | €7,500 | = | 0.0% |
| Current assets | 29/58 | €49,750 | €73,986 | +€24,236 | +48.7% |
| Stocks and contracts in progress | 3 | €5,776 | €3,776 | -€2,000 | -34.6% |
| Stocks | 30/36 | €5,776 | €3,776 | -€2,000 | -34.6% |
| Amounts receivable within one year | 40/41 | €37,731 | €63,432 | +€25,701 | +68.1% |
| Trade receivables | 40 | €632 | €983 | +€351 | +55.5% |
| Other amounts receivable | 41 | €37,099 | €62,449 | +€25,350 | +68.3% |
| Cash at bank and in hand | 54/58 | €6,243 | €6,778 | +€535 | +8.6% |
| Total equity and liabilities | 10/49 | €59,555 | €82,578 | +€23,023 | +38.7% |
| Equity | 10/15 | €27,884 | €42,092 | +€14,208 | +51.0% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Contributions outside capital | 11 | €2,000 | €2,000 | = | 0.0% |
| Share premium | 1100/10 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €25,884 | €40,092 | +€14,208 | +54.9% |
| Amounts payable | 17/49 | €31,671 | €40,486 | +€8,815 | +27.8% |
| Amounts payable after more than one year | 17 | - | €159 | +€159 | |
| Financial debts | 170/4 | - | €159 | +€159 | |
| Amounts payable within one year | 42/48 | €31,671 | €40,328 | +€8,656 | +27.3% |
| Current portion of amounts payable after more than one year | 42 | - | €635 | +€635 | |
| Trade debts | 44 | €5,337 | €4,331 | -€1,005 | -18.8% |
| Suppliers | 440/4 | €5,337 | €4,331 | -€1,005 | -18.8% |
| Taxes, remuneration and social security | 45 | €17,905 | €23,366 | +€5,461 | +30.5% |
| Taxes | 450/3 | €3,273 | €8,065 | +€4,792 | +146% |
| Remuneration and social security | 454/9 | €14,631 | €15,301 | +€669 | +4.6% |
| Other amounts payable | 47/48 | €8,430 | €11,996 | +€3,565 | +42.3% |
| Turnover | 70 | €315,120 | €323,060 | +€7,941 | +2.5% |
| Goods, raw materials, services and sundry goods | 60/61 | €285,881 | €289,411 | +€3,531 | +1.2% |
| Remuneration, social security and pensions | 62 | €4,834 | €5,783 | +€949 | +19.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,731 | €1,213 | -€1,518 | -55.6% |
| Other operating charges | 640/8 | €6,191 | €6,039 | -€152 | -2.4% |
| Gross operating margin | 9900 | €29,239 | €33,649 | +€4,410 | +15.1% |
| Operating profit (loss) | 9901 | €15,484 | €20,614 | +€5,130 | +33.1% |
| Financial charges | 65/66B | €4,183 | €1,669 | -€2,514 | -60.1% |
| Recurring financial charges | 65 | €590 | €1,669 | +€1,079 | +183% |
| Non-recurring financial charges | 66B | €3,593 | - | -€3,593 | |
| Profit (loss) for the period before taxes | 9903 | €11,301 | €18,945 | +€7,644 | +67.6% |
| Income taxes | 67/77 | €6,164 | €4,736 | -€1,428 | -23.2% |
| Profit (loss) for the period | 9904 | €5,137 | €14,208 | +€9,071 | +177% |
| Profit (loss) for the period to be appropriated | 9905 | €5,137 | €14,208 | +€9,071 | +177% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.