URBAN PLAN: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
URBAN PLAN
Largest movements
- Stocks and contracts +€86,191
up €86,191 (+1.9%), from €4.6m to €4.7m
- Other debts +€322,534
up €322,534 (+10.8%), from €3.0m to €3.3m
- Profit (loss) carried forward -€205,030
down €205,030 (-14.1%), from -€1.5m to -€1.7m
- Gross operating margin -€48,547
down €48,547, from €28,005 to -€20,542
- Other operating charges -€1,554
down €1,554 (-57.6%), from €2,697 to €1,143
- Financial charges -€794
down €794 (-0.4%), from €184,139 to €183,346
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €4,620,700 | €4,707,683 | +€86,983 | +1.9% |
| Fixed assets | 21/28 | €500 | €500 | = | 0.0% |
| Tangible fixed assets | 22/27 | €0 | - | = | |
| Furniture and vehicles | 24 | €0 | - | = | |
| Financial fixed assets | 28 | €500 | €500 | = | 0.0% |
| Current assets | 29/58 | €4,620,200 | €4,707,183 | +€86,983 | +1.9% |
| Stocks and contracts in progress | 3 | €4,590,691 | €4,676,882 | +€86,191 | +1.9% |
| Stocks | 30/36 | €4,590,691 | €4,676,882 | +€86,191 | +1.9% |
| Amounts receivable within one year | 40/41 | €8,600 | €7,755 | -€845 | -9.8% |
| Trade receivables | 40 | €8,600 | €7,500 | -€1,100 | -12.8% |
| Other amounts receivable | 41 | €0 | €255 | +€255 | |
| Cash at bank and in hand | 54/58 | €20,781 | €22,415 | +€1,634 | +7.9% |
| Deferred charges and accrued income | 490/1 | €128 | €132 | +€4 | +2.9% |
| Total equity and liabilities | 10/49 | €4,620,700 | €4,707,683 | +€86,983 | +1.9% |
| Equity | 10/15 | -€1,435,258 | -€1,640,288 | -€205,030 | -14.3% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€1,453,858 | -€1,658,888 | -€205,030 | -14.1% |
| Amounts payable | 17/49 | €6,055,958 | €6,347,971 | +€292,013 | +4.8% |
| Amounts payable after more than one year | 17 | €3,000,000 | €3,000,000 | = | 0.0% |
| Financial debts | 170/4 | €3,000,000 | €3,000,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €3,054,458 | €3,346,471 | +€292,013 | +9.6% |
| Trade debts | 44 | €14,849 | €29,733 | +€14,884 | +100% |
| Suppliers | 440/4 | €14,849 | €29,733 | +€14,884 | +100% |
| Advances received on contracts in progress | 46 | €0 | - | = | |
| Taxes, remuneration and social security | 45 | €45,405 | €0 | -€45,405 | -100% |
| Taxes | 450/3 | €45,405 | €0 | -€45,405 | -100% |
| Other amounts payable | 47/48 | €2,994,204 | €3,316,738 | +€322,534 | +10.8% |
| Accrued charges and deferred income | 492/3 | €1,500 | €1,500 | = | 0.0% |
| Remuneration, social security and pensions | 62 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €59 | €0 | -€59 | -100% |
| Other operating charges | 640/8 | €2,697 | €1,143 | -€1,554 | -57.6% |
| Gross operating margin | 9900 | €28,005 | -€20,542 | -€48,547 | |
| Operating profit (loss) | 9901 | €25,249 | -€21,684 | -€46,934 | |
| Financial income | 75/76B | €0 | - | = | |
| Recurring financial income | 75 | €0 | - | = | |
| Financial charges | 65/66B | €184,139 | €183,346 | -€794 | -0.4% |
| Recurring financial charges | 65 | €184,139 | €183,346 | -€794 | -0.4% |
| Profit (loss) for the period before taxes | 9903 | -€158,890 | -€205,030 | -€46,140 | -29.0% |
| Profit (loss) for the period | 9904 | -€158,890 | -€205,030 | -€46,140 | -29.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€158,890 | -€205,030 | -€46,140 | -29.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.