URBAN CONSTRUCT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
URBAN CONSTRUCT
Largest movements
- Cash -€465,698
down €465,698 (-81.9%), from €568,940 to €103,242
mainly Contributions, distributions and other (-€371,124) and Trade debts (-€82,141)
- Profit (loss) carried forward -€371,144
down €371,144, from €371,124 to -€20
- Trade debts -€82,141
down €82,141 (-93.5%), from €87,834 to €5,693
- Provisions -€10,165
down €10,165 (-12.0%), from €84,425 to €74,260
- Gross operating margin -€730,882
down €730,882, from €722,583 to -€8,299
- Taxes -€118,172
down €118,172 (-100%), from €118,172 to €0
- Provisions -€25,165
down €25,165, from €15,000 to -€10,165
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €614,883 | €151,433 | -€463,450 | -75.4% |
| Fixed assets | 21/28 | €540 | €0 | -€540 | -100% |
| Tangible fixed assets | 22/27 | €100 | €0 | -€100 | -100% |
| Furniture and vehicles | 24 | €100 | €0 | -€100 | -100% |
| Financial fixed assets | 28 | €440 | €0 | -€440 | -100% |
| Current assets | 29/58 | €614,343 | €151,433 | -€462,910 | -75.4% |
| Stocks and contracts in progress | 3 | €0 | - | = | |
| Contracts in progress | 37 | €0 | - | = | |
| Amounts receivable within one year | 40/41 | €45,403 | €48,190 | +€2,787 | +6.1% |
| Trade receivables | 40 | €0 | - | = | |
| Other amounts receivable | 41 | €45,403 | €48,190 | +€2,787 | +6.1% |
| Cash at bank and in hand | 54/58 | €568,940 | €103,242 | -€465,698 | -81.9% |
| Total equity and liabilities | 10/49 | €614,883 | €151,433 | -€463,450 | -75.4% |
| Equity | 10/15 | €442,624 | €71,480 | -€371,144 | -83.9% |
| Contributions | 10/11 | €65,000 | €65,000 | = | 0.0% |
| Contributions outside capital | 11 | €65,000 | €65,000 | = | 0.0% |
| Other | 1109/19 | €65,000 | €65,000 | = | 0.0% |
| Reserves | 13 | €6,500 | €6,500 | = | 0.0% |
| Non-distributable reserves | 130/1 | €6,500 | €6,500 | = | 0.0% |
| Reserves not available under the articles | 1311 | €6,500 | €6,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €371,124 | -€20 | -€371,144 | |
| Provisions and deferred taxes | 16 | €84,425 | €74,260 | -€10,165 | -12.0% |
| Provisions for liabilities and charges | 160/5 | €84,425 | €74,260 | -€10,165 | -12.0% |
| Other liabilities and charges | 164/5 | €84,425 | €74,260 | -€10,165 | -12.0% |
| Amounts payable | 17/49 | €87,834 | €5,693 | -€82,141 | -93.5% |
| Amounts payable within one year | 42/48 | €87,834 | €5,693 | -€82,141 | -93.5% |
| Financial debts | 43 | €0 | - | = | |
| Credit institutions | 430/8 | €0 | - | = | |
| Trade debts | 44 | €87,834 | €5,693 | -€82,141 | -93.5% |
| Suppliers | 440/4 | €87,834 | €5,693 | -€82,141 | -93.5% |
| Advances received on contracts in progress | 46 | €0 | - | = | |
| Taxes, remuneration and social security | 45 | €0 | - | = | |
| Taxes | 450/3 | €0 | - | = | |
| Other amounts payable | 47/48 | €0 | €0 | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €714 | €100 | -€614 | -86.0% |
| Provisions for liabilities and charges: additions (uses and reversals) | 635/8 | €15,000 | -€10,165 | -€25,165 | |
| Other operating charges | 640/8 | €968 | €1,439 | +€471 | +48.7% |
| Gross operating margin | 9900 | €722,583 | -€8,299 | -€730,882 | |
| Operating profit (loss) | 9901 | €705,901 | €327 | -€705,574 | -100.0% |
| Financial income | 75/76B | €82 | €0 | -€82 | -100% |
| Recurring financial income | 75 | €82 | €0 | -€82 | -100% |
| Financial charges | 65/66B | €5,240 | €347 | -€4,892 | -93.4% |
| Recurring financial charges | 65 | €5,240 | €347 | -€4,892 | -93.4% |
| Profit (loss) for the period before taxes | 9903 | €700,743 | -€20 | -€700,763 | |
| Income taxes | 67/77 | €118,172 | €0 | -€118,172 | -100% |
| Profit (loss) for the period | 9904 | €582,571 | -€20 | -€582,591 | |
| Profit (loss) for the period to be appropriated | 9905 | €582,571 | -€20 | -€582,591 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.