URBAN BRICKS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
URBAN BRICKS
Largest movements
- Receivables within one year +€10,611
up €10,611 (+441.9%), from €2,401 to €13,013
of which Trade receivables: +€10,094
- Cash -€4,973
down €4,973 (-14.7%), from €33,723 to €28,750
mainly Receivables within one year (-€10,611) and Tax, wage and social debts (-€1,730)
- Deferred charges and accrued income -€1,181
down €1,181 (-21.8%), from €5,430 to €4,249
- Tangible fixed assets -€699
down €699 (-44.2%), from €1,583 to €884
- Profit (loss) carried forward +€4,670
up €4,670 (+20.8%), from €22,469 to €27,138
- Tax, wage and social debts -€1,730
down €1,730 (-16.7%), from €10,388 to €8,659
- Other debts +€1,335
up €1,335 (+28.3%), from €4,715 to €6,050
- Trade debts -€518
down €518 (-20.2%), from €2,566 to €2,049
- Gross operating margin -€11,155
down €11,155 (-49.7%), from €22,455 to €11,300
- Taxes -€1,228
down €1,228 (-26.8%), from €4,574 to €3,346
- Financial charges +€598
up €598 (+34.4%), from €1,736 to €2,333
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €43,138 | €46,895 | +€3,757 | +8.7% |
| Fixed assets | 21/28 | €1,583 | €884 | -€699 | -44.2% |
| Tangible fixed assets | 22/27 | €1,583 | €884 | -€699 | -44.2% |
| Furniture and vehicles | 24 | €1,583 | €884 | -€699 | -44.2% |
| Current assets | 29/58 | €41,555 | €46,012 | +€4,457 | +10.7% |
| Amounts receivable within one year | 40/41 | €2,401 | €13,013 | +€10,611 | +441.9% |
| Trade receivables | 40 | €2,388 | €12,483 | +€10,094 | +422.6% |
| Other amounts receivable | 41 | €13 | €530 | +€517 | +4086.4% |
| Cash at bank and in hand | 54/58 | €33,723 | €28,750 | -€4,973 | -14.7% |
| Deferred charges and accrued income | 490/1 | €5,430 | €4,249 | -€1,181 | -21.8% |
| Total equity and liabilities | 10/49 | €43,138 | €46,895 | +€3,757 | +8.7% |
| Equity | 10/15 | €25,469 | €30,138 | +€4,670 | +18.3% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €22,469 | €27,138 | +€4,670 | +20.8% |
| Amounts payable | 17/49 | €17,669 | €16,757 | -€912 | -5.2% |
| Amounts payable within one year | 42/48 | €17,669 | €16,757 | -€912 | -5.2% |
| Trade debts | 44 | €2,566 | €2,049 | -€518 | -20.2% |
| Suppliers | 440/4 | €2,566 | €2,049 | -€518 | -20.2% |
| Taxes, remuneration and social security | 45 | €10,388 | €8,659 | -€1,730 | -16.7% |
| Taxes | 450/3 | €10,388 | €8,659 | -€1,730 | -16.7% |
| Other amounts payable | 47/48 | €4,715 | €6,050 | +€1,335 | +28.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €495 | €699 | +€204 | +41.3% |
| Other operating charges | 640/8 | €369 | €251 | -€118 | -31.9% |
| Gross operating margin | 9900 | €22,455 | €11,300 | -€11,155 | -49.7% |
| Operating profit (loss) | 9901 | €21,590 | €10,349 | -€11,241 | -52.1% |
| Financial charges | 65/66B | €1,736 | €2,333 | +€598 | +34.4% |
| Recurring financial charges | 65 | €1,736 | €2,333 | +€598 | +34.4% |
| Profit (loss) for the period before taxes | 9903 | €19,855 | €8,016 | -€11,839 | -59.6% |
| Income taxes | 67/77 | €4,574 | €3,346 | -€1,228 | -26.8% |
| Profit (loss) for the period | 9904 | €15,281 | €4,670 | -€10,611 | -69.4% |
| Profit (loss) for the period to be appropriated | 9905 | €15,281 | €4,670 | -€10,611 | -69.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.