Urban.be: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Urban.be
Largest movements
- Receivables within one year -€6,138
down €6,138 (-36.6%), from €16,786 to €10,648
of which Other amounts receivable: -€3,988
- Cash +€5,562
up €5,562 (+222%), from €2,511 to €8,073
mainly Trade debts (+€22,752) and Depreciation (+€10,927)
- Stocks and contracts +€5,082
up €5,082 (+3.5%), from €145,954 to €151,036
- Short-term financial debts -€27,127
no longer reported in 2025 (was €27,127)
- Trade debts +€22,752
up €22,752 (+38.9%), from €58,420 to €81,172
- Current portion of long-term debt +€9,430
up €9,430 (+47.3%), from €19,933 to €29,363
- Debts after one year +€9,310
up €9,310 (+22.1%), from €42,036 to €51,346
- Profit (loss) carried forward -€7,654
down €7,654 (-42.4%), from €18,053 to €10,399
- Gross operating margin -€24,723
down €24,723 (-26.0%), from €95,238 to €70,515
- Depreciation -€6,897
down €6,897 (-38.7%), from €17,824 to €10,927
- Financial charges -€3,299
down €3,299 (-39.0%), from €8,456 to €5,157
- Staff costs -€2,804
down €2,804 (-4.4%), from €63,815 to €61,011
- Other operating charges -€2,206
no longer reported in 2025 (was €2,206)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €240,580 | €243,240 | +€2,660 | +1.1% |
| Fixed assets | 21/28 | €73,883 | €71,808 | -€2,075 | -2.8% |
| Tangible fixed assets | 22/27 | €60,375 | €58,050 | -€2,325 | -3.9% |
| Furniture and vehicles | 24 | €12,913 | €20,569 | +€7,656 | +59.3% |
| Other tangible fixed assets | 26 | €47,462 | €37,481 | -€9,981 | -21.0% |
| Financial fixed assets | 28 | €13,508 | €13,758 | +€250 | +1.9% |
| Current assets | 29/58 | €166,697 | €171,432 | +€4,735 | +2.8% |
| Stocks and contracts in progress | 3 | €145,954 | €151,036 | +€5,082 | +3.5% |
| Stocks | 30/36 | €145,954 | €151,036 | +€5,082 | +3.5% |
| Amounts receivable within one year | 40/41 | €16,786 | €10,648 | -€6,138 | -36.6% |
| Trade receivables | 40 | €12,754 | €10,604 | -€2,150 | -16.9% |
| Other amounts receivable | 41 | €4,032 | €44 | -€3,988 | -98.9% |
| Cash at bank and in hand | 54/58 | €2,511 | €8,073 | +€5,562 | +222% |
| Deferred charges and accrued income | 490/1 | €1,446 | €1,675 | +€229 | +15.8% |
| Total equity and liabilities | 10/49 | €240,580 | €243,240 | +€2,660 | +1.1% |
| Equity | 10/15 | €48,299 | €40,645 | -€7,654 | -15.8% |
| Contributions | 10/11 | €30,000 | €30,000 | = | 0.0% |
| Reserves | 13 | €246 | €246 | = | 0.0% |
| Non-distributable reserves | 130/1 | €246 | €246 | = | 0.0% |
| Reserves not available under the articles | 1311 | €246 | €246 | = | 0.0% |
| Profit (loss) carried forward | 14 | €18,053 | €10,399 | -€7,654 | -42.4% |
| Amounts payable | 17/49 | €192,281 | €202,595 | +€10,314 | +5.4% |
| Amounts payable after more than one year | 17 | €42,036 | €51,346 | +€9,310 | +22.1% |
| Financial debts | 170/4 | €42,036 | €51,346 | +€9,310 | +22.1% |
| Amounts payable within one year | 42/48 | €150,245 | €151,249 | +€1,004 | +0.7% |
| Current portion of amounts payable after more than one year | 42 | €19,933 | €29,363 | +€9,430 | +47.3% |
| Financial debts | 43 | €27,127 | - | -€27,127 | |
| Credit institutions | 430/8 | €27,127 | - | -€27,127 | |
| Trade debts | 44 | €58,420 | €81,172 | +€22,752 | +38.9% |
| Suppliers | 440/4 | €58,420 | €81,172 | +€22,752 | +38.9% |
| Taxes, remuneration and social security | 45 | €25,648 | €21,875 | -€3,773 | -14.7% |
| Taxes | 450/3 | €15,469 | €14,376 | -€1,093 | -7.1% |
| Remuneration and social security | 454/9 | €10,179 | €7,499 | -€2,680 | -26.3% |
| Other amounts payable | 47/48 | €19,117 | €18,839 | -€278 | -1.5% |
| Remuneration, social security and pensions | 62 | €63,815 | €61,011 | -€2,804 | -4.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €17,824 | €10,927 | -€6,897 | -38.7% |
| Other operating charges | 640/8 | €2,206 | - | -€2,206 | |
| Non-recurring operating charges | 66A | €438 | €1,109 | +€671 | +153% |
| Gross operating margin | 9900 | €95,238 | €70,515 | -€24,723 | -26.0% |
| Operating profit (loss) | 9901 | €10,955 | -€2,532 | -€13,487 | |
| Financial income | 75/76B | €40 | €35 | -€5 | -12.5% |
| Recurring financial income | 75 | €40 | €35 | -€5 | -12.5% |
| Financial charges | 65/66B | €8,456 | €5,157 | -€3,299 | -39.0% |
| Recurring financial charges | 65 | €8,456 | €5,157 | -€3,299 | -39.0% |
| Profit (loss) for the period before taxes | 9903 | €2,539 | -€7,654 | -€10,193 | |
| Income taxes | 67/77 | €1,273 | - | -€1,273 | |
| Profit (loss) for the period | 9904 | €1,266 | -€7,654 | -€8,920 | |
| Profit (loss) for the period to be appropriated | 9905 | €1,266 | -€7,654 | -€8,920 |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.