URBAIN: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
URBAIN
Largest movements
- Cash +€8,996
up €8,996 (+50.2%), from €17,912 to €26,908
mainly Net result for the year (+€10,402) and Receivables within one year (+€1,152)
- Receivables within one year -€1,152
down €1,152 (-12.5%), from €9,242 to €8,090
of which Trade receivables: -€2,055
- Tangible fixed assets +€740
up €740 (+23.9%), from €3,104 to €3,844
- Deferred charges and accrued income +€737
up €737 (+125.2%), from €589 to €1,326
- Profit (loss) carried forward +€10,402
up €10,402 (+49.9%), from €20,866 to €31,268
- Other debts -€2,185
no longer reported in 2025 (was €2,185)
- Trade debts +€1,024
up €1,024 (+218.8%), from €468 to €1,491
- Gross operating margin -€4,407
down €4,407 (-22.3%), from €19,795 to €15,389
- Taxes -€827
down €827 (-19.1%), from €4,322 to €3,494
- Depreciation +€466
up €466 (+69.4%), from €672 to €1,139
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €31,522 | €40,701 | +€9,179 | +29.1% |
| Formation expenses | 20 | €451 | €309 | -€142 | -31.4% |
| Fixed assets | 21/28 | €3,329 | €4,069 | +€740 | +22.2% |
| Tangible fixed assets | 22/27 | €3,104 | €3,844 | +€740 | +23.9% |
| Furniture and vehicles | 24 | €3,104 | €3,844 | +€740 | +23.9% |
| Financial fixed assets | 28 | €225 | €225 | = | 0.0% |
| Current assets | 29/58 | €27,742 | €36,323 | +€8,581 | +30.9% |
| Amounts receivable within one year | 40/41 | €9,242 | €8,090 | -€1,152 | -12.5% |
| Trade receivables | 40 | €9,242 | €7,187 | -€2,055 | -22.2% |
| Other amounts receivable | 41 | - | €902 | +€902 | |
| Cash at bank and in hand | 54/58 | €17,912 | €26,908 | +€8,996 | +50.2% |
| Deferred charges and accrued income | 490/1 | €589 | €1,326 | +€737 | +125.2% |
| Total equity and liabilities | 10/49 | €31,522 | €40,701 | +€9,179 | +29.1% |
| Equity | 10/15 | €22,866 | €33,268 | +€10,402 | +45.5% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €20,866 | €31,268 | +€10,402 | +49.9% |
| Amounts payable | 17/49 | €8,656 | €7,433 | -€1,223 | -14.1% |
| Amounts payable within one year | 42/48 | €8,656 | €7,433 | -€1,223 | -14.1% |
| Trade debts | 44 | €468 | €1,491 | +€1,024 | +218.8% |
| Suppliers | 440/4 | €468 | €1,491 | +€1,024 | +218.8% |
| Taxes, remuneration and social security | 45 | €6,003 | €5,942 | -€61 | -1.0% |
| Taxes | 450/3 | €6,003 | €5,942 | -€61 | -1.0% |
| Other amounts payable | 47/48 | €2,185 | - | -€2,185 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €672 | €1,139 | +€466 | +69.4% |
| Other operating charges | 640/8 | €318 | €195 | -€123 | -38.7% |
| Gross operating margin | 9900 | €19,795 | €15,389 | -€4,407 | -22.3% |
| Operating profit (loss) | 9901 | €18,805 | €14,055 | -€4,750 | -25.3% |
| Financial income | 75/76B | €27 | €1 | -€26 | -96.3% |
| Recurring financial income | 75 | €27 | €1 | -€26 | -96.3% |
| Financial charges | 65/66B | €100 | €160 | +€60 | +59.6% |
| Recurring financial charges | 65 | €100 | €160 | +€60 | +59.6% |
| Profit (loss) for the period before taxes | 9903 | €18,732 | €13,896 | -€4,836 | -25.8% |
| Income taxes | 67/77 | €4,322 | €3,494 | -€827 | -19.1% |
| Profit (loss) for the period | 9904 | €14,411 | €10,402 | -€4,008 | -27.8% |
| Profit (loss) for the period to be appropriated | 9905 | €14,411 | €10,402 | -€4,008 | -27.8% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.