URBA NOVA: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
URBA NOVA
Largest movements
- Cash -€82,859
down €82,859 (-37.8%), from €219,056 to €136,197
mainly Other debts (-€159,565) and Tax, wage and social debts (-€56,452)
- Stocks and contracts -€82,688
down €82,688 (-100.0%), from €82,688 to €0
- Other debts -€159,565
down €159,565 (-99.1%), from €161,000 to €1,435
- Tax, wage and social debts -€56,452
down €56,452 (-40.5%), from €139,436 to €82,984
- Profit (loss) carried forward +€50,192
up €50,192 (+3837.0%), from €1,308 to €51,500
- Gross operating margin -€235,799
down €235,799 (-77.8%), from €302,966 to €67,167
- Taxes -€57,888
down €57,888 (-82.2%), from €70,436 to €12,548
- Other operating charges +€4,012
up €4,012 (+1035.9%), from €387 to €4,400
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €302,244 | €136,819 | -€165,425 | -54.7% |
| Current assets | 29/58 | €302,244 | €136,819 | -€165,425 | -54.7% |
| Stocks and contracts in progress | 3 | €82,688 | €0 | -€82,688 | -100.0% |
| Stocks | 30/36 | €82,688 | €0 | -€82,688 | -100.0% |
| Amounts receivable within one year | 40/41 | €500 | €622 | +€122 | +24.5% |
| Trade receivables | 40 | - | €622 | +€622 | |
| Other amounts receivable | 41 | €500 | €0 | -€500 | -100.0% |
| Cash at bank and in hand | 54/58 | €219,056 | €136,197 | -€82,859 | -37.8% |
| Total equity and liabilities | 10/49 | €302,244 | €136,819 | -€165,425 | -54.7% |
| Equity | 10/15 | €1,808 | €52,000 | +€50,192 | +2776.0% |
| Contributions | 10/11 | €500 | €500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €1,308 | €51,500 | +€50,192 | +3837.0% |
| Amounts payable | 17/49 | €300,436 | €84,819 | -€215,617 | -71.8% |
| Amounts payable within one year | 42/48 | €300,436 | €84,819 | -€215,617 | -71.8% |
| Trade debts | 44 | - | €400 | +€400 | |
| Suppliers | 440/4 | - | €400 | +€400 | |
| Taxes, remuneration and social security | 45 | €139,436 | €82,984 | -€56,452 | -40.5% |
| Taxes | 450/3 | €139,436 | €82,984 | -€56,452 | -40.5% |
| Other amounts payable | 47/48 | €161,000 | €1,435 | -€159,565 | -99.1% |
| Other operating charges | 640/8 | €387 | €4,400 | +€4,012 | +1035.9% |
| Gross operating margin | 9900 | €302,966 | €67,167 | -€235,799 | -77.8% |
| Operating profit (loss) | 9901 | €302,579 | €62,767 | -€239,812 | -79.3% |
| Financial income | 75/76B | €23 | €0 | -€23 | -100.0% |
| Recurring financial income | 75 | €23 | €0 | -€23 | -100.0% |
| Financial charges | 65/66B | €858 | €27 | -€831 | -96.9% |
| Recurring financial charges | 65 | €858 | €27 | -€831 | -96.9% |
| Profit (loss) for the period before taxes | 9903 | €301,744 | €62,740 | -€239,004 | -79.2% |
| Income taxes | 67/77 | €70,436 | €12,548 | -€57,888 | -82.2% |
| Profit (loss) for the period | 9904 | €231,308 | €50,192 | -€181,116 | -78.3% |
| Profit (loss) for the period to be appropriated | 9905 | €231,308 | €50,192 | -€181,116 | -78.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.