URBA CONCEPT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
URBA CONCEPT
Largest movements
- Stocks and contracts +€23,347
up €23,347 (+6.2%), from €375,453 to €398,800
- Cash +€6,260
up €6,260 (+109%), from €5,732 to €11,992
mainly Other debts (+€21,047) and Trade debts (+€20,043)
- Other debts +€21,047
up €21,047 (+5.7%), from €369,383 to €390,430
- Trade debts +€20,043
up €20,043 (+4,388%), from €457 to €20,500
- Profit (loss) carried forward -€13,711
down €13,711 (-167%), from -€8,211 to -€21,922
- Gross operating margin -€10,853
down €10,853 (-490%), from -€2,214 to -€13,067
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €381,628 | €410,792 | +€29,164 | +7.6% |
| Current assets | 29/58 | €381,628 | €410,792 | +€29,164 | +7.6% |
| Stocks and contracts in progress | 3 | €375,453 | €398,800 | +€23,347 | +6.2% |
| Stocks | 30/36 | €375,453 | €398,800 | +€23,347 | +6.2% |
| Amounts receivable within one year | 40/41 | €443 | - | -€443 | |
| Other amounts receivable | 41 | €443 | - | -€443 | |
| Cash at bank and in hand | 54/58 | €5,732 | €11,992 | +€6,260 | +109% |
| Total equity and liabilities | 10/49 | €381,628 | €410,792 | +€29,164 | +7.6% |
| Equity | 10/15 | €11,789 | -€1,922 | -€13,711 | |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€8,211 | -€21,922 | -€13,711 | -167% |
| Amounts payable | 17/49 | €369,840 | €412,714 | +€42,874 | +11.6% |
| Amounts payable within one year | 42/48 | €369,840 | €412,714 | +€42,874 | +11.6% |
| Trade debts | 44 | €457 | €20,500 | +€20,043 | +4,388% |
| Suppliers | 440/4 | €457 | €20,500 | +€20,043 | +4,388% |
| Taxes, remuneration and social security | 45 | - | €1,784 | +€1,784 | |
| Taxes | 450/3 | - | €1,784 | +€1,784 | |
| Other amounts payable | 47/48 | €369,383 | €390,430 | +€21,047 | +5.7% |
| Other operating charges | 640/8 | €387 | €400 | +€12 | +3.2% |
| Gross operating margin | 9900 | -€2,214 | -€13,067 | -€10,853 | -490% |
| Operating profit (loss) | 9901 | -€2,601 | -€13,467 | -€10,866 | -418% |
| Financial charges | 65/66B | €158 | €244 | +€86 | +54.4% |
| Recurring financial charges | 65 | €158 | €244 | +€86 | +54.4% |
| Profit (loss) for the period before taxes | 9903 | -€2,759 | -€13,711 | -€10,952 | -397% |
| Profit (loss) for the period | 9904 | -€2,759 | -€13,711 | -€10,952 | -397% |
| Profit (loss) for the period to be appropriated | 9905 | -€2,759 | -€13,711 | -€10,952 | -397% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.