UNO Invest: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
UNO Invest
Largest movements
- Receivables within one year -€1.4m
down €1.4m (-93.0%), from €1.5m to €106,709
of which Other amounts receivable: -€1.4m
- Cash +€522,391
new in 2025: €522,391
mainly Net result for the year (+€12.5m) and Receivables within one year (+€1.4m)
- Current portion of long-term debt -€12.8m
down €12.8m (-90.5%), from €14.2m to €1.3m
- Profit (loss) carried forward +€12.5m
up €12.5m (+468%), from €2.7m to €15.2m
- Debts after one year -€1.3m
down €1.3m (-11.8%), from €11.4m to €10.0m
- Contributions +€580,000
up €580,000 (+7.2%), from €8.1m to €8.7m
- Financial income +€9.1m
up €9.1m (+243%), from €3.8m to €12.9m
- Turnover +€791,228
up €791,228 (+211%), from €374,855 to €1.2m
- Services and other goods +€370,132
up €370,132 (+81.9%), from €451,704 to €821,836
- Financial charges -€287,061
down €287,061 (-28.5%), from €1.0m to €719,375
- Other operating charges +€138,534
up €138,534 (+28,427%), from €487 to €139,021
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €36,660,086 | €35,698,828 | -€961,259 | -2.6% |
| Fixed assets | 21/28 | €34,959,479 | €34,959,479 | = | 0.0% |
| Financial fixed assets | 28 | €34,959,479 | €34,959,479 | = | 0.0% |
| Affiliated companies | 280/1 | €34,959,479 | €34,959,479 | = | 0.0% |
| Participating interests | 280 | €34,959,479 | €34,959,479 | = | 0.0% |
| Current assets | 29/58 | €1,700,607 | €739,349 | -€961,259 | -56.5% |
| Stocks and contracts in progress | 3 | €0 | €0 | = | |
| Amounts receivable within one year | 40/41 | €1,533,152 | €106,709 | -€1.4m | -93.0% |
| Trade receivables | 40 | €153,274 | €98,996 | -€54,278 | -35.4% |
| Other amounts receivable | 41 | €1,379,877 | €7,713 | -€1.4m | -99.4% |
| Cash at bank and in hand | 54/58 | - | €522,391 | +€522,391 | |
| Deferred charges and accrued income | 490/1 | €167,456 | €110,249 | -€57,207 | -34.2% |
| Total equity and liabilities | 10/49 | €36,660,086 | €35,698,828 | -€961,259 | -2.6% |
| Equity | 10/15 | €10,744,982 | €23,814,080 | +€13.1m | +122% |
| Contributions | 10/11 | €8,075,000 | €8,655,000 | +€580,000 | +7.2% |
| Profit (loss) carried forward | 14 | €2,669,982 | €15,159,080 | +€12.5m | +468% |
| Amounts payable | 17/49 | €25,915,105 | €11,884,747 | -€14.0m | -54.1% |
| Amounts payable after more than one year | 17 | €11,376,750 | €10,037,750 | -€1.3m | -11.8% |
| Financial debts | 170/4 | €11,376,750 | €10,037,750 | -€1.3m | -11.8% |
| Subordinated loans | 170 | €2,500,000 | €2,500,000 | = | 0.0% |
| Credit institutions | 173 | €8,876,750 | €7,537,750 | -€1.3m | -15.1% |
| Amounts payable within one year | 42/48 | €14,538,217 | €1,814,497 | -€12.7m | -87.5% |
| Current portion of amounts payable after more than one year | 42 | €14,164,000 | €1,339,000 | -€12.8m | -90.5% |
| Financial debts | 43 | €274,499 | €0 | -€274,499 | -100% |
| Credit institutions | 430/8 | €274,499 | €0 | -€274,499 | -100% |
| Trade debts | 44 | €99,718 | €169,252 | +€69,533 | +69.7% |
| Suppliers | 440/4 | €99,718 | €169,252 | +€69,533 | +69.7% |
| Other amounts payable | 47/48 | - | €306,245 | +€306,245 | |
| Accrued charges and deferred income | 492/3 | €138 | €32,500 | +€32,362 | +23,528% |
| Operating income | 70/76A | €374,855 | €1,304,592 | +€929,737 | +248% |
| Turnover | 70 | €374,855 | €1,166,082 | +€791,228 | +211% |
| Other operating income | 74 | - | €138,510 | +€138,510 | |
| Operating charges | 60/66A | €452,192 | €960,858 | +€508,666 | +112% |
| Services and other goods | 61 | €451,704 | €821,836 | +€370,132 | +81.9% |
| Other operating charges | 640/8 | €487 | €139,021 | +€138,534 | +28,427% |
| Operating profit (loss) | 9901 | -€77,337 | €343,734 | +€421,071 | |
| Financial income | 75/76B | €3,753,755 | €12,864,740 | +€9.1m | +243% |
| Recurring financial income | 75 | €3,753,755 | €12,864,740 | +€9.1m | +243% |
| Income from financial fixed assets | 750 | €3,700,000 | €12,850,000 | +€9.2m | +247% |
| Income from current assets | 751 | €53,755 | €14,740 | -€39,015 | -72.6% |
| Financial charges | 65/66B | €1,006,436 | €719,375 | -€287,061 | -28.5% |
| Recurring financial charges | 65 | €1,006,436 | €719,375 | -€287,061 | -28.5% |
| Debt charges | 650 | €999,637 | €717,405 | -€282,231 | -28.2% |
| Other financial charges | 652/9 | €6,800 | €1,970 | -€4,830 | -71.0% |
| Profit (loss) for the period before taxes | 9903 | €2,669,982 | €12,489,099 | +€9.8m | +368% |
| Profit (loss) for the period | 9904 | €2,669,982 | €12,489,099 | +€9.8m | +368% |
| Profit (loss) for the period to be appropriated | 9905 | €2,669,982 | €12,489,099 | +€9.8m | +368% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.