UNION TEAM BUILDING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
UNION TEAM BUILDING
Largest movements
- Current investments +€2,038
up €2,038 (+2.9%), from €70,243 to €72,281
- Other debts +€24,300
new in 2025: €24,300
- Profit (loss) carried forward -€23,171
down €23,171 (-99.1%), from €23,378 to €207
- Financial income -€4,502
down €4,502 (-61.7%), from €7,301 to €2,799
of which Non-recurring financial income: -€3,938
- Financial charges -€4,325
down €4,325 (-98.2%), from €4,406 to €81
of which Non-recurring financial charges: -€4,321
- Other operating charges +€779
up €779 (+312%), from €250 to €1,029
- Taxes -€620
down €620 (-58.4%), from €1,061 to €441
- Gross operating margin +€88
up €88 (+42.5%), from -€207 to -€119
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €73,231 | €74,693 | +€1,462 | +2.0% |
| Fixed assets | 21/28 | €0 | - | = | |
| Intangible fixed assets | 21 | €0 | €0 | = | |
| Current assets | 29/58 | €73,231 | €74,693 | +€1,462 | +2.0% |
| Amounts receivable within one year | 40/41 | €295 | €307 | +€12 | +4.1% |
| Other amounts receivable | 41 | €295 | €307 | +€12 | +4.1% |
| Current investments | 50/53 | €70,243 | €72,281 | +€2,038 | +2.9% |
| Cash at bank and in hand | 54/58 | €2,693 | €2,050 | -€643 | -23.9% |
| Deferred charges and accrued income | 490/1 | - | €55 | +€55 | |
| Total equity and liabilities | 10/49 | €73,231 | €74,693 | +€1,462 | +2.0% |
| Equity | 10/15 | €73,003 | €49,832 | -€23,171 | -31.7% |
| Contributions | 10/11 | €45,414 | €45,414 | = | 0.0% |
| Reserves | 13 | €4,211 | €4,211 | = | 0.0% |
| Distributable reserves | 133 | €4,211 | €4,211 | = | 0.0% |
| Profit (loss) carried forward | 14 | €23,378 | €207 | -€23,171 | -99.1% |
| Amounts payable | 17/49 | €228 | €24,861 | +€24,633 | +10,804% |
| Amounts payable within one year | 42/48 | €228 | €24,861 | +€24,633 | +10,804% |
| Trade debts | 44 | €228 | €561 | +€333 | +146% |
| Suppliers | 440/4 | €228 | €561 | +€333 | +146% |
| Other amounts payable | 47/48 | - | €24,300 | +€24,300 | |
| Goods, raw materials, services and sundry goods | 60/61 | €207 | €119 | -€88 | -42.5% |
| Other operating charges | 640/8 | €250 | €1,029 | +€779 | +312% |
| Gross operating margin | 9900 | -€207 | -€119 | +€88 | +42.5% |
| Operating profit (loss) | 9901 | -€457 | -€1,148 | -€691 | -151% |
| Financial income | 75/76B | €7,301 | €2,799 | -€4,502 | -61.7% |
| Recurring financial income | 75 | €3,363 | €2,799 | -€564 | -16.8% |
| Non-recurring financial income | 76B | €3,938 | - | -€3,938 | |
| Financial charges | 65/66B | €4,406 | €81 | -€4,325 | -98.2% |
| Recurring financial charges | 65 | €85 | €81 | -€4 | -4.7% |
| Non-recurring financial charges | 66B | €4,321 | - | -€4,321 | |
| Profit (loss) for the period before taxes | 9903 | €2,438 | €1,570 | -€868 | -35.6% |
| Income taxes | 67/77 | €1,061 | €441 | -€620 | -58.4% |
| Profit (loss) for the period | 9904 | €1,377 | €1,129 | -€248 | -18.0% |
| Profit (loss) for the period to be appropriated | 9905 | €1,377 | €1,129 | -€248 | -18.0% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 21 October 2026 via checked.be.