UNION BELGIAN BROKERS: what changed
What changed
UNION BELGIAN BROKERS
filed annual accounts (NBB)
Net result for the year
€3,936
2024 · €12,907-€8,971
Equity
€130,050
2024 · €126,115+€3,936
Cash
€128,957
2024 · €125,127+€3,830
Balance sheet total
€130,450
2024 · €126,499+€3,951
Largest movements
Assets
- Cash +€3,830
up €3,830 (+3.1%), from €125,127 to €128,957
mainly Net result for the year (+€3,936) and Trade debts (+€15)
Equity and liabilities
- Profit (loss) carried forward +€3,936
up €3,936 (+0.2%), from -€2.3m to -€2.2m
Income statement
- Financial income -€8,927
down €8,927 (-55.5%), from €16,081 to €7,155
- Gross operating margin -€50
down €50 (-1.9%), from -€2,551 to -€2,600
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€12,907
Gross operating margin
-€50
Other operating charges
-€15
Financial income
-€8,927
Financial charges
+€20
Result 2025
€3,936
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€3,830
Investment
€0
Financing
€0
Cash 2024
€125,127
From operations (derived)
+€3,830
Net result for the year
+€3,936
Receivables within one year
-€121
Trade debts
+€15
Cash 2025
€128,957
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €126,499 | €130,450 | +€3,951 | +3.1% |
| Current assets | 29/58 | €126,499 | €130,450 | +€3,951 | +3.1% |
| Amounts receivable within one year | 40/41 | €1,372 | €1,493 | +€121 | +8.8% |
| Other amounts receivable | 41 | €1,372 | €1,493 | +€121 | +8.8% |
| Cash at bank and in hand | 54/58 | €125,127 | €128,957 | +€3,830 | +3.1% |
| Total equity and liabilities | 10/49 | €126,499 | €130,450 | +€3,951 | +3.1% |
| Equity | 10/15 | €126,115 | €130,050 | +€3,936 | +3.1% |
| Contributions | 10/11 | €2,284,445 | €2,284,445 | = | 0.0% |
| Reserves | 13 | €93,456 | €93,456 | = | 0.0% |
| Non-distributable reserves | 130/1 | €93,456 | €93,456 | = | 0.0% |
| Reserves not available under the articles | 1311 | €93,456 | €93,456 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€2,251,786 | -€2,247,850 | +€3,936 | +0.2% |
| Amounts payable | 17/49 | €384 | €400 | +€15 | +4.0% |
| Amounts payable within one year | 42/48 | €384 | €400 | +€15 | +4.0% |
| Trade debts | 44 | €384 | €400 | +€15 | +4.0% |
| Suppliers | 440/4 | €384 | €400 | +€15 | +4.0% |
| Other operating charges | 640/8 | €384 | €400 | +€15 | +4.0% |
| Gross operating margin | 9900 | -€2,551 | -€2,600 | -€50 | -1.9% |
| Operating profit (loss) | 9901 | -€2,935 | -€3,000 | -€65 | -2.2% |
| Financial income | 75/76B | €16,081 | €7,155 | -€8,927 | -55.5% |
| Recurring financial income | 75 | €16,081 | €7,155 | -€8,927 | -55.5% |
| Financial charges | 65/66B | €239 | €219 | -€20 | -8.5% |
| Recurring financial charges | 65 | €239 | €219 | -€20 | -8.5% |
| Profit (loss) for the period before taxes | 9903 | €12,907 | €3,936 | -€8,971 | -69.5% |
| Profit (loss) for the period | 9904 | €12,907 | €3,936 | -€8,971 | -69.5% |
| Profit (loss) for the period to be appropriated | 9905 | €12,907 | €3,936 | -€8,971 | -69.5% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.