UMISOL GROUP: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
UMISOL GROUP
Largest movements
- Receivables within one year -€62,716
down €62,716 (-36.3%), from €172,885 to €110,169
of which Other amounts receivable: -€33,599
- Tangible fixed assets -€62,476
down €62,476 (-12.9%), from €485,910 to €423,434
of which Leasing and similar rights: -€54,638
- Stocks and contracts -€23,463
down €23,463 (-3.8%), from €618,308 to €594,845
- Profit (loss) carried forward -€267,182
down €267,182 (-163%), from -€163,712 to -€430,894
- Trade debts +€70,490
up €70,490 (+79.8%), from €88,279 to €158,769
of which Suppliers: +€71,314
- Debts after one year +€53,323
up €53,323 (+6.3%), from €843,147 to €896,469
- Gross operating margin -€51,594
down €51,594 (-42.0%), from -€122,950 to -€174,544
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,299,777 | €1,150,654 | -€149,122 | -11.5% |
| Fixed assets | 21/28 | €504,015 | €441,434 | -€62,581 | -12.4% |
| Intangible fixed assets | 21 | €105 | €0 | -€105 | -100% |
| Tangible fixed assets | 22/27 | €485,910 | €423,434 | -€62,476 | -12.9% |
| Plant, machinery and equipment | 23 | €9,578 | €6,937 | -€2,641 | -27.6% |
| Furniture and vehicles | 24 | €16,464 | €11,266 | -€5,197 | -31.6% |
| Leasing and similar rights | 25 | €459,869 | €405,231 | -€54,638 | -11.9% |
| Financial fixed assets | 28 | €18,000 | €18,000 | = | 0.0% |
| Current assets | 29/58 | €795,762 | €709,221 | -€86,541 | -10.9% |
| Stocks and contracts in progress | 3 | €618,308 | €594,845 | -€23,463 | -3.8% |
| Stocks | 30/36 | €618,308 | €594,845 | -€23,463 | -3.8% |
| Amounts receivable within one year | 40/41 | €172,885 | €110,169 | -€62,716 | -36.3% |
| Trade receivables | 40 | €87,952 | €58,835 | -€29,117 | -33.1% |
| Other amounts receivable | 41 | €84,933 | €51,334 | -€33,599 | -39.6% |
| Cash at bank and in hand | 54/58 | €704 | €2,425 | +€1,721 | +244% |
| Deferred charges and accrued income | 490/1 | €3,865 | €1,782 | -€2,084 | -53.9% |
| Total equity and liabilities | 10/49 | €1,299,777 | €1,150,654 | -€149,122 | -11.5% |
| Equity | 10/15 | €262,603 | -€4,579 | -€267,182 | |
| Contributions | 10/11 | €82,735 | €82,735 | = | 0.0% |
| Capital | 10 | €82,735 | €82,735 | = | 0.0% |
| Issued capital | 100 | €82,735 | €82,735 | = | 0.0% |
| Reserves | 13 | €343,580 | €343,580 | = | 0.0% |
| Non-distributable reserves | 130/1 | €21,808 | €21,808 | = | 0.0% |
| Legal reserve | 130 | €21,808 | €21,808 | = | 0.0% |
| Distributable reserves | 133 | €321,772 | €321,772 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€163,712 | -€430,894 | -€267,182 | -163% |
| Amounts payable | 17/49 | €1,037,174 | €1,155,233 | +€118,059 | +11.4% |
| Amounts payable after more than one year | 17 | €843,147 | €896,469 | +€53,323 | +6.3% |
| Financial debts | 170/4 | €843,147 | €896,469 | +€53,323 | +6.3% |
| Amounts payable within one year | 42/48 | €184,198 | €238,683 | +€54,485 | +29.6% |
| Current portion of amounts payable after more than one year | 42 | €89,826 | €79,914 | -€9,912 | -11.0% |
| Financial debts | 43 | €0 | - | = | |
| Credit institutions | 430/8 | €0 | - | = | |
| Trade debts | 44 | €88,279 | €158,769 | +€70,490 | +79.8% |
| Suppliers | 440/4 | €87,455 | €158,769 | +€71,314 | +81.5% |
| Bills of exchange payable | 441 | €824 | €0 | -€824 | -100% |
| Taxes, remuneration and social security | 45 | €0 | - | = | |
| Taxes | 450/3 | €0 | - | = | |
| Other amounts payable | 47/48 | €6,093 | €0 | -€6,093 | -100% |
| Accrued charges and deferred income | 492/3 | €9,830 | €20,081 | +€10,251 | +104% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €62,259 | €62,581 | +€322 | +0.5% |
| Other operating charges | 640/8 | €6,012 | €5,746 | -€266 | -4.4% |
| Gross operating margin | 9900 | -€122,950 | -€174,544 | -€51,594 | -42.0% |
| Operating profit (loss) | 9901 | -€191,221 | -€242,871 | -€51,649 | -27.0% |
| Financial income | 75/76B | €0 | - | = | |
| Recurring financial income | 75 | €0 | - | = | |
| Financial charges | 65/66B | €24,606 | €24,311 | -€295 | -1.2% |
| Recurring financial charges | 65 | €24,606 | €24,311 | -€295 | -1.2% |
| Profit (loss) for the period before taxes | 9903 | -€215,827 | -€267,182 | -€51,355 | -23.8% |
| Income taxes | 67/77 | €0 | - | = | |
| Profit (loss) for the period | 9904 | -€215,827 | -€267,182 | -€51,355 | -23.8% |
| Profit (loss) for the period to be appropriated | 9905 | -€215,827 | -€267,182 | -€51,355 | -23.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.