UMiLo Consulting: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
UMiLo Consulting
Largest movements
- Receivables within one year +€68,219
up €68,219 (+261%), from €26,103 to €94,322
of which Other amounts receivable: +€60,826
- Short-term financial debts +€44,394
new in 2025: €44,394
- Reserves +€23,055
up €23,055 (+119%), from €19,444 to €42,499
- Trade debts -€2,098
down €2,098 (-26.4%), from €7,945 to €5,846
- Tax, wage and social debts +€2,026
up €2,026 (+40.9%), from €4,955 to €6,981
- Gross operating margin +€7,008
up €7,008 (+28.3%), from €24,788 to €31,797
- Taxes +€2,197
up €2,197 (+44.3%), from €4,956 to €7,153
- Financial charges +€1,195
up €1,195 (+1,060%), from €113 to €1,308
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €36,344 | €103,721 | +€67,377 | +185% |
| Fixed assets | 21/28 | €1,170 | €877 | -€292 | -25.0% |
| Tangible fixed assets | 22/27 | €1,170 | €877 | -€292 | -25.0% |
| Plant, machinery and equipment | 23 | €1,170 | €877 | -€292 | -25.0% |
| Current assets | 29/58 | €35,174 | €102,844 | +€67,670 | +192% |
| Amounts receivable within one year | 40/41 | €26,103 | €94,322 | +€68,219 | +261% |
| Trade receivables | 40 | €23,884 | €31,276 | +€7,393 | +31.0% |
| Other amounts receivable | 41 | €2,220 | €63,046 | +€60,826 | +2,740% |
| Cash at bank and in hand | 54/58 | €9,071 | €8,522 | -€549 | -6.1% |
| Total equity and liabilities | 10/49 | €36,344 | €103,721 | +€67,377 | +185% |
| Equity | 10/15 | €23,444 | €46,499 | +€23,055 | +98.3% |
| Contributions | 10/11 | €4,000 | €4,000 | = | 0.0% |
| Reserves | 13 | €19,444 | €42,499 | +€23,055 | +119% |
| Distributable reserves | 133 | €19,444 | €42,499 | +€23,055 | +119% |
| Amounts payable | 17/49 | €12,900 | €57,222 | +€44,322 | +344% |
| Amounts payable within one year | 42/48 | €12,900 | €57,222 | +€44,322 | +344% |
| Financial debts | 43 | - | €44,394 | +€44,394 | |
| Credit institutions | 430/8 | - | €44,394 | +€44,394 | |
| Trade debts | 44 | €7,945 | €5,846 | -€2,098 | -26.4% |
| Suppliers | 440/4 | €7,945 | €5,846 | -€2,098 | -26.4% |
| Taxes, remuneration and social security | 45 | €4,955 | €6,981 | +€2,026 | +40.9% |
| Taxes | 450/3 | €4,955 | €6,981 | +€2,026 | +40.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €292 | €292 | = | 0.0% |
| Gross operating margin | 9900 | €24,788 | €31,797 | +€7,008 | +28.3% |
| Operating profit (loss) | 9901 | €24,496 | €31,504 | +€7,008 | +28.6% |
| Financial income | 75/76B | €17 | €12 | -€5 | -29.3% |
| Recurring financial income | 75 | €17 | €12 | -€5 | -29.3% |
| Financial charges | 65/66B | €113 | €1,308 | +€1,195 | +1,060% |
| Recurring financial charges | 65 | €113 | €1,308 | +€1,195 | +1,060% |
| Profit (loss) for the period before taxes | 9903 | €24,400 | €30,208 | +€5,808 | +23.8% |
| Income taxes | 67/77 | €4,956 | €7,153 | +€2,197 | +44.3% |
| Profit (loss) for the period | 9904 | €19,444 | €23,055 | +€3,611 | +18.6% |
| Profit (loss) for the period to be appropriated | 9905 | €19,444 | €23,055 | +€3,611 | +18.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.