UHREN - SCHMUCK LORCH: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
UHREN - SCHMUCK LORCH
NACE 46.150, Agents in the wholesale of furniture, household goods and hardware
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€31,967
2024 · -€3,459+€35,426
Equity
€179,240
2024 · €163,473+€15,767
Cash
€52,364
2024 · €38,017+€14,347
Balance sheet total
€423,326
2024 · €398,766+€24,561
Largest movements
Assets
- Stocks and contracts +€18,312
up €18,312 (+5.9%), from €309,111 to €327,423
- Cash +€14,347
up €14,347 (+37.7%), from €38,017 to €52,364
mainly Net result for the year (+€31,967) and Other debts (+€16,200)
- Tangible fixed assets -€9,859
down €9,859 (-26.6%), from €37,106 to €27,247
of which Leasing and similar rights: -€7,980
Equity and liabilities
- Other debts +€16,200
up €16,200 (+125%), from €13,000 to €29,200
- Profit (loss) carried forward +€15,767
up €15,767 (+27.1%), from €58,123 to €73,890
- Debts after one year -€7,601
down €7,601 (-28.5%), from €26,699 to €19,098
- Advances received +€4,245
up €4,245 (+23.2%), from €18,319 to €22,563
Income statement
- Gross operating margin +€37,392
up €37,392 (+46.1%), from €81,071 to €118,463
- Depreciation +€1,293
up €1,293 (+15.1%), from €8,567 to €9,859
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€3,459
Gross operating margin
+€37,392
Staff costs
-€336
Depreciation
-€1,293
Other operating charges
-€371
Financial income
-€335
Financial charges
+€862
Taxes
-€495
Result 2025
€31,967
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€37,863
Investment
€0
Financing
-€23,516
Cash 2024
€38,017
From operations (derived)
+€37,863
Net result for the year
+€31,967
Depreciation
+€9,859
Stocks and contracts
-€18,312
Receivables within one year
-€1,351
Deferred charges and accrued income
-€410
Trade debts
-€2,990
Tax, wage and social debts
+€1,151
Advances received
+€4,245
Other debts
+€16,200
Accrued charges and deferred income
-€2,496
Financing
-€23,516
Debts after one year
-€7,601
Current portion of long-term debt
+€285
Contributions, distributions and other
-€16,200
Cash 2025
€52,364
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €398,766 | €423,326 | +€24,561 | +6.2% |
| Fixed assets | 21/28 | €37,230 | €27,371 | -€9,859 | -26.5% |
| Tangible fixed assets | 22/27 | €37,106 | €27,247 | -€9,859 | -26.6% |
| Plant, machinery and equipment | 23 | €3,724 | €1,845 | -€1,879 | -50.5% |
| Leasing and similar rights | 25 | €33,382 | €25,401 | -€7,980 | -23.9% |
| Financial fixed assets | 28 | €124 | €124 | = | 0.0% |
| Current assets | 29/58 | €361,536 | €395,956 | +€34,420 | +9.5% |
| Stocks and contracts in progress | 3 | €309,111 | €327,423 | +€18,312 | +5.9% |
| Stocks | 30/36 | €309,111 | €327,423 | +€18,312 | +5.9% |
| Amounts receivable within one year | 40/41 | €12,360 | €13,711 | +€1,351 | +10.9% |
| Trade receivables | 40 | €1,312 | €2,395 | +€1,084 | +82.6% |
| Other amounts receivable | 41 | €11,049 | €11,315 | +€267 | +2.4% |
| Cash at bank and in hand | 54/58 | €38,017 | €52,364 | +€14,347 | +37.7% |
| Deferred charges and accrued income | 490/1 | €2,048 | €2,459 | +€410 | +20.0% |
| Total equity and liabilities | 10/49 | €398,766 | €423,326 | +€24,561 | +6.2% |
| Equity | 10/15 | €163,473 | €179,240 | +€15,767 | +9.6% |
| Contributions | 10/11 | €37,500 | €37,500 | = | 0.0% |
| Reserves | 13 | €67,850 | €67,850 | = | 0.0% |
| Non-distributable reserves | 130/1 | €3,750 | €3,750 | = | 0.0% |
| Reserves not available under the articles | 1311 | €3,750 | €3,750 | = | 0.0% |
| Tax-exempt reserves | 132 | €24,100 | €24,100 | = | 0.0% |
| Distributable reserves | 133 | €40,000 | €40,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €58,123 | €73,890 | +€15,767 | +27.1% |
| Provisions and deferred taxes | 16 | €61,440 | €61,440 | = | 0.0% |
| Provisions for liabilities and charges | 160/5 | €61,440 | €61,440 | = | 0.0% |
| Other liabilities and charges | 164/5 | €61,440 | €61,440 | = | 0.0% |
| Amounts payable | 17/49 | €173,852 | €182,646 | +€8,793 | +5.1% |
| Amounts payable after more than one year | 17 | €26,699 | €19,098 | -€7,601 | -28.5% |
| Financial debts | 170/4 | €26,699 | €19,098 | -€7,601 | -28.5% |
| Amounts payable within one year | 42/48 | €144,658 | €163,548 | +€18,891 | +13.1% |
| Current portion of amounts payable after more than one year | 42 | €7,316 | €7,601 | +€285 | +3.9% |
| Financial debts | 43 | €55,000 | €55,000 | = | 0.0% |
| Credit institutions | 430/8 | €55,000 | €55,000 | = | 0.0% |
| Trade debts | 44 | €5,872 | €2,881 | -€2,990 | -50.9% |
| Suppliers | 440/4 | €5,872 | €2,881 | -€2,990 | -50.9% |
| Advances received on contracts in progress | 46 | €18,319 | €22,563 | +€4,245 | +23.2% |
| Taxes, remuneration and social security | 45 | €45,151 | €46,302 | +€1,151 | +2.5% |
| Taxes | 450/3 | €27,288 | €26,747 | -€541 | -2.0% |
| Remuneration and social security | 454/9 | €17,863 | €19,555 | +€1,692 | +9.5% |
| Other amounts payable | 47/48 | €13,000 | €29,200 | +€16,200 | +125% |
| Accrued charges and deferred income | 492/3 | €2,496 | - | -€2,496 | |
| Non-recurring operating income | 76A | €9,464 | - | -€9,464 | |
| Remuneration, social security and pensions | 62 | €67,625 | €67,961 | +€336 | +0.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,567 | €9,859 | +€1,293 | +15.1% |
| Other operating charges | 640/8 | €2,111 | €2,482 | +€371 | +17.5% |
| Gross operating margin | 9900 | €81,071 | €118,463 | +€37,392 | +46.1% |
| Operating profit (loss) | 9901 | €2,768 | €38,162 | +€35,393 | +1,279% |
| Financial income | 75/76B | €1,490 | €1,155 | -€335 | -22.5% |
| Recurring financial income | 75 | €1,490 | €1,155 | -€335 | -22.5% |
| Financial charges | 65/66B | €7,536 | €6,675 | -€862 | -11.4% |
| Recurring financial charges | 65 | €7,536 | €6,675 | -€862 | -11.4% |
| Profit (loss) for the period before taxes | 9903 | -€3,278 | €32,642 | +€35,920 | |
| Income taxes | 67/77 | €180 | €675 | +€495 | +274% |
| Profit (loss) for the period | 9904 | -€3,459 | €31,967 | +€35,426 | |
| Profit (loss) for the period to be appropriated | 9905 | -€3,459 | €31,967 | +€35,426 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.