UBRICH: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
UBRICH
Largest movements
- Current investments +€284,999
new in 2025: €284,999
- Cash +€28,157
up €28,157 (+15.0%), from €187,757 to €215,914
mainly Net result for the year (+€236,773) and Tax, wage and social debts (+€62,107)
- Tangible fixed assets -€7,701
down €7,701 (-21.4%), from €35,941 to €28,240
- Reserves +€236,000
up €236,000 (+157.3%), from €150,000 to €386,000
- Tax, wage and social debts +€62,107
up €62,107 (+89.6%), from €69,343 to €131,450
- Gross operating margin +€152,101
up €152,101 (+76.6%), from €198,486 to €350,587
- Taxes +€61,613
up €61,613 (+139.0%), from €44,333 to €105,946
- Depreciation +€5,134
up €5,134 (+200.0%), from €2,567 to €7,701
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €226,045 | €529,153 | +€303,108 | +134.1% |
| Fixed assets | 21/28 | €35,941 | €28,240 | -€7,701 | -21.4% |
| Tangible fixed assets | 22/27 | €35,941 | €28,240 | -€7,701 | -21.4% |
| Furniture and vehicles | 24 | €35,941 | €28,240 | -€7,701 | -21.4% |
| Current assets | 29/58 | €190,104 | €500,913 | +€310,809 | +163.5% |
| Current investments | 50/53 | - | €284,999 | +€284,999 | |
| Cash at bank and in hand | 54/58 | €187,757 | €215,914 | +€28,157 | +15.0% |
| Deferred charges and accrued income | 490/1 | €2,347 | - | -€2,347 | |
| Total equity and liabilities | 10/49 | €226,045 | €529,153 | +€303,108 | +134.1% |
| Equity | 10/15 | €154,576 | €391,349 | +€236,773 | +153.2% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Outside capital | 11 | €3,000 | - | -€3,000 | |
| Share premium | 1100/10 | €3,000 | - | -€3,000 | |
| Reserves | 13 | €150,000 | €386,000 | +€236,000 | +157.3% |
| Distributable reserves | 133 | €150,000 | €386,000 | +€236,000 | +157.3% |
| Profit (loss) carried forward | 14 | €1,576 | €2,349 | +€773 | +49.0% |
| Amounts payable | 17/49 | €71,469 | €137,804 | +€66,335 | +92.8% |
| Amounts payable within one year | 42/48 | €70,719 | €135,254 | +€64,535 | +91.3% |
| Trade debts | 44 | €1,376 | €3,804 | +€2,428 | +176.5% |
| Suppliers | 440/4 | €1,376 | €3,804 | +€2,428 | +176.5% |
| Taxes, remuneration and social security | 45 | €69,343 | €131,450 | +€62,107 | +89.6% |
| Taxes | 450/3 | €69,343 | €131,450 | +€62,107 | +89.6% |
| Accrued charges and deferred income | 492/3 | €750 | €2,550 | +€1,800 | +240.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,567 | €7,701 | +€5,134 | +200.0% |
| Other operating charges | 640/8 | - | €1,725 | +€1,725 | |
| Gross operating margin | 9900 | €198,486 | €350,587 | +€152,101 | +76.6% |
| Operating profit (loss) | 9901 | €195,919 | €341,161 | +€145,242 | +74.1% |
| Financial income | 75/76B | - | €1,644 | +€1,644 | |
| Recurring financial income | 75 | - | €1,644 | +€1,644 | |
| Financial charges | 65/66B | €10 | €86 | +€76 | +760.0% |
| Recurring financial charges | 65 | €10 | €86 | +€76 | +760.0% |
| Profit (loss) for the period before taxes | 9903 | €195,909 | €342,719 | +€146,810 | +74.9% |
| Income taxes | 67/77 | €44,333 | €105,946 | +€61,613 | +139.0% |
| Profit (loss) for the period | 9904 | €151,576 | €236,773 | +€85,197 | +56.2% |
| Profit (loss) for the period to be appropriated | 9905 | €151,576 | €236,773 | +€85,197 | +56.2% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.