Ubiz: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Ubiz
Largest movements
- Receivables within one year +€140,937
up €140,937 (+2,215%), from €6,363 to €147,300
of which Trade receivables: +€94,000
- Cash +€71,168
up €71,168 (+3,237%), from €2,199 to €73,367
mainly Trade debts (+€207,474) and Net result for the year (+€4,114)
- Trade debts +€207,474
up €207,474 (+2,914%), from €7,121 to €214,595
- Profit (loss) carried forward +€4,114
up €4,114 (+90.3%), from -€4,557 to -€444
- Purchases and services +€493,213
up €493,213 (+949%), from €51,993 to €545,206
- Gross operating margin +€6,787
up €6,787, from -€1,993 to €4,794
- Other operating charges +€425
new in 2025: €425
- Financial charges +€92
up €92 (+53.5%), from €171 to €263
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €8,562 | €220,667 | +€212,106 | +2,477% |
| Current assets | 29/58 | €8,562 | €220,667 | +€212,106 | +2,477% |
| Amounts receivable within one year | 40/41 | €6,363 | €147,300 | +€140,937 | +2,215% |
| Trade receivables | 40 | €6,000 | €100,000 | +€94,000 | +1,567% |
| Other amounts receivable | 41 | €363 | €47,300 | +€46,937 | +12,942% |
| Cash at bank and in hand | 54/58 | €2,199 | €73,367 | +€71,168 | +3,237% |
| Total equity and liabilities | 10/49 | €8,562 | €220,667 | +€212,106 | +2,477% |
| Equity | 10/15 | -€3,057 | €1,056 | +€4,114 | |
| Contributions | 10/11 | €1,500 | €1,500 | = | 0.0% |
| Contributions outside capital | 11 | €1,500 | - | -€1,500 | |
| Other | 1109/19 | €1,500 | - | -€1,500 | |
| Profit (loss) carried forward | 14 | -€4,557 | -€444 | +€4,114 | +90.3% |
| Amounts payable | 17/49 | €11,619 | €219,611 | +€207,992 | +1,790% |
| Amounts payable within one year | 42/48 | €11,619 | €219,611 | +€207,992 | +1,790% |
| Trade debts | 44 | €7,121 | €214,595 | +€207,474 | +2,914% |
| Suppliers | 440/4 | €7,121 | €214,595 | +€207,474 | +2,914% |
| Taxes, remuneration and social security | 45 | €3,096 | €3,096 | = | 0.0% |
| Taxes | 450/3 | €3,096 | €3,096 | = | 0.0% |
| Other amounts payable | 47/48 | €1,402 | €1,920 | +€518 | +37.0% |
| Goods, raw materials, services and sundry goods | 60/61 | €51,993 | €545,206 | +€493,213 | +949% |
| Other operating charges | 640/8 | - | €425 | +€425 | |
| Gross operating margin | 9900 | -€1,993 | €4,794 | +€6,787 | |
| Operating profit (loss) | 9901 | -€1,993 | €4,369 | +€6,362 | |
| Financial income | 75/76B | - | €8 | +€8 | |
| Recurring financial income | 75 | - | €8 | +€8 | |
| Financial charges | 65/66B | €171 | €263 | +€92 | +53.5% |
| Recurring financial charges | 65 | €171 | €263 | +€92 | +53.5% |
| Profit (loss) for the period before taxes | 9903 | -€2,164 | €4,114 | +€6,278 | |
| Profit (loss) for the period | 9904 | -€2,164 | €4,114 | +€6,278 | |
| Profit (loss) for the period to be appropriated | 9905 | -€2,164 | €4,114 | +€6,278 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.