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U-TOPIC: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

U-TOPIC

BE 0745.756.685
NACE 47.120, Other non-specialised retail sale
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€26,527
2024 · €16,646+€9,881
Equity
€72,035
2024 · €52,417+€19,618
Cash
€19,615
2024 · €15,870+€3,746
Balance sheet total
€104,860
2024 · €109,116-€4,256

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€9,002

    down €9,002 (-18.6%), from €48,286 to €39,283

  • Receivables within one year +€7,045

    up €7,045 (+30.1%), from €23,438 to €30,483

    of which Other amounts receivable: +€4,639

  • Intangible fixed assets -€6,890

    down €6,890 (-40.2%), from €17,146 to €10,256

  • Cash +€3,746

    up €3,746 (+23.6%), from €15,870 to €19,615

    mainly Net result for the year (+€26,527) and Depreciation (+€26,105)

Equity and liabilities
  • Profit (loss) carried forward +€26,527

    up €26,527 (+68.3%), from €38,827 to €65,354

  • Other debts -€19,419

    down €19,419 (-55.9%), from €34,755 to €15,336

  • Investment grants -€6,909

    down €6,909 (-65.2%), from €10,590 to €3,681

  • Debts after one year -€4,451

    down €4,451 (-35.1%), from €12,681 to €8,230

  • Tax, wage and social debts -€2,350

    no longer reported in 2025 (was €2,350)

Income statement
  • Gross operating margin +€25,807

    up €25,807 (+79.2%), from €32,600 to €58,407

  • Depreciation +€9,651

    up €9,651 (+58.7%), from €16,454 to €26,105

  • Taxes +€5,594

    up €5,594 (+116.8%), from €4,791 to €10,385

  • Other operating charges +€711

    up €711 (+100.9%), from €704 to €1,416

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €16,646
Gross operating margin +€25,807
Depreciation -€9,651
Other operating charges -€711
Other operating items +€336
Financial charges -€307
Taxes -€5,594
Result 2025 €26,527

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€25,188
Investment -€10,212
Financing -€11,230
Cash 2024 €15,870
Net result for the year +€26,527
Depreciation +€26,105
Receivables within one year -€7,045
Deferred charges and accrued income -€847
Trade debts +€1,243
Tax, wage and social debts -€2,350
Advances received +€974
Other debts -€19,419
Investment in fixed assets (net) -€10,212
Debts after one year -€4,451
Current portion of long-term debt +€174
Short-term financial debts -€45
Contributions, distributions and other -€6,909
Cash 2025 €19,615
Every line side by side 42 lines
Line Code 2024 2025 Change %
Total assets 20/58 €109,116 €104,860 -€4,256 -3.9%
Fixed assets 21/28 €65,432 €49,539 -€15,893 -24.3%
Intangible fixed assets 21 €17,146 €10,256 -€6,890 -40.2%
Tangible fixed assets 22/27 €48,286 €39,283 -€9,002 -18.6%
Furniture and vehicles 24 €48,286 €39,283 -€9,002 -18.6%
Current assets 29/58 €43,684 €55,321 +€11,637 +26.6%
Amounts receivable within one year 40/41 €23,438 €30,483 +€7,045 +30.1%
Trade receivables 40 €22,777 €25,183 +€2,406 +10.6%
Other amounts receivable 41 €661 €5,300 +€4,639 +701.9%
Cash at bank and in hand 54/58 €15,870 €19,615 +€3,746 +23.6%
Deferred charges and accrued income 490/1 €4,376 €5,223 +€847 +19.3%
Total equity and liabilities 10/49 €109,116 €104,860 -€4,256 -3.9%
Equity 10/15 €52,417 €72,035 +€19,618 +37.4%
Contributions 10/11 €3,000 €3,000 = 0.0%
Profit (loss) carried forward 14 €38,827 €65,354 +€26,527 +68.3%
Investment grants 15 €10,590 €3,681 -€6,909 -65.2%
Amounts payable 17/49 €56,699 €32,825 -€23,874 -42.1%
Amounts payable after more than one year 17 €12,681 €8,230 -€4,451 -35.1%
Financial debts 170/4 €12,681 €8,230 -€4,451 -35.1%
Amounts payable within one year 42/48 €44,018 €24,595 -€19,423 -44.1%
Current portion of amounts payable after more than one year 42 €4,276 €4,451 +€174 +4.1%
Financial debts 43 €45 - -€45
Credit institutions 430/8 €45 - -€45
Trade debts 44 €676 €1,919 +€1,243 +184.0%
Suppliers 440/4 €676 €1,919 +€1,243 +184.0%
Advances received on contracts in progress 46 €1,916 €2,890 +€974 +50.8%
Taxes, remuneration and social security 45 €2,350 - -€2,350
Taxes 450/3 €2,350 - -€2,350
Other amounts payable 47/48 €34,755 €15,336 -€19,419 -55.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €16,454 €26,105 +€9,651 +58.7%
Other operating charges 640/8 €704 €1,416 +€711 +100.9%
Non-recurring operating charges 66A €336 - -€336
Gross operating margin 9900 €32,600 €58,407 +€25,807 +79.2%
Operating profit (loss) 9901 €15,105 €30,887 +€15,782 +104.5%
Financial income 75/76B €6,909 €6,909 = 0.0%
Recurring financial income 75 €6,909 €6,909 = 0.0%
Financial charges 65/66B €576 €883 +€307 +53.3%
Recurring financial charges 65 €576 €883 +€307 +53.3%
Profit (loss) for the period before taxes 9903 €21,437 €36,912 +€15,475 +72.2%
Income taxes 67/77 €4,791 €10,385 +€5,594 +116.8%
Profit (loss) for the period 9904 €16,646 €26,527 +€9,881 +59.4%
Profit (loss) for the period to be appropriated 9905 €16,646 €26,527 +€9,881 +59.4%

Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.